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A&L have written to ask if PPI missold...
My sister took out a loan a couple of years ago, and had to take PPI to get the credit. :mad: She's just had a letter through from A&L to say there were various things that should have happened when she took out the policy, and that if any of them didn't happen she should contact them immediately. Does this mean she has a…
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not sure what to do now!
Hi i need some advice i did everything I was told to do on this website and finally got the letter from ombundsman with the banks offer which I have accepted. So after working it all out and sending it back I got another letter from the ombundsman saying that it was all sorted and I should wait to hear from the bank which…
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PPI Advice on Welcome Finance please
I am in the middle of re-claiming PPI from several companies but have been unsuccessful so far. I have found a loan agreement from Welcome Finance from years ago (its actually not dated!) but have found other correspondence so can date it to around August 2002. It was a large loan taken over 120 months. We re-mortgaged…
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Newbie to the PPI reclaiming
Hello, Just after some advice. I have had many bank loans with my bank, Halifax, and every one of them had PP1. The loans have all be settled. I have no paperwork form them nore to i have the account numbers. I no for sure that the loans i took out were misssold to me as i remembered that it was compulsery that i had PP1…
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Paragon/Freedom Finance - is anyone claiming from them?
Hi There! I just wondered if there was anyone on this forum who has or had a loan from Paragon Personal Finance/Freedom Finance and is reclaiming PPI. I have yet to find anyone who has been successful in their claim from either of these companies, but if some has or is hopeful, please shout out! I have been working away at…
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Ppi query
Long story but will try and keep short, tried to reclaim my misold PPI from black horse and they refused so took claim to FOS and won my case. Got a letter from FOS saying Id get PPI back plus intrest plus compensation for the long wait from black horse within 12 weeks of signing the agreed letter. Anyway it is 12 weeks…
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SkyCard don't have a ppi?
Hi I recently wrote to my Sky Card Credit Card to reclaim a miss-sold PPI. They have written back to say that Sky Card does not and has never sold PPI policies. They can therefore confirm that I do not hold this type of policy with Sky Card. They do offer an assurance plan which is voluntary. They confirm however that I…
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Egg on-line credit card applications and PPI
Can you tell me if anyone has actually been successful in claiming PPI on an on-line application Egg card. I have had 2 'no' letters saying I ticked the box when I do not believe I did. I have been looking through the successes and can find Egg success stories for loans and cc sold on telelphone but not for on-line…
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Nationwide Credit Card - ppi reclaim
Hi I recntly requested a refund of PPi from my Nationwide Credit Card for being miss-sold the policy due to self employment / existing medical condition they didnt ask / mention. They have written back telling me that, if I was self employed I can still have this policy but I will need to provide the following to be…
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Barcays-Can anybody help me before I lose my mind?
After a long and drawn out battle to claim back my PPI from Barclays ,I eventually got a result when FO made a binding decision and found in my favour. That was on May 12 and they advised me to give Barclays 28 days to get in touch to restructure my loan and refund what they owe me. Received a letter from Barclays dated 3…
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reclaiming from welcome
Hi, Could anyone give me some advise please, i'm sending the template letter to welcome to recailm my ppi. I have a copy of the doc that ask's do you want to take out insurance it has clearly been ticked to say i refused it but i have still been paying for it for nearly 3 years! Before i send the letters do i need to phone…
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Have you seen this report?
http://www.burgesses.com/press/don%E2%80%99t-fall-into-lenders%E2%80%99-ppi-trap-says-burgess/ regards
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First Plus - Bespoke Finance
Hi this is my 1st post so please forgive if this has been asked before. We took out a loan the first plus a few years ago, and are trying to reclaim for PPI. Sent Martins step 1 letter giving 8 week's to reply received a letter within a week saying that they hadn't sold us the PPI and that is was Bespoke Finance - neither…
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Need Help with bank ppi calculation. success i think? or maybe not?
Hey everyone, Just been made an offer on my loan ppi reclaim but wondered if i should accept or if their offer is unnaceptable? trying to figure out how much in charges they owe me but dont understand what i will get back select loan - £7.188.81 taken out 11th November 2003 ppi - £1904.72 interes rate 14.1 % per annum…
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1st National Bank /GE Money
Was wondering if anybody could shed any light on my query. I have read so many forums/threads now that Im beginning to go cross-eyed !!:confused: I took out a loan some years ago with 1st National Bank (now GeMoney) because I was young and naive and not knowing any better I took out the PPI policy which was attached to it…
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Great Universal ppi
Hi I recently wrote to Great Universal regarding miselling of ppi using template letter from here. Misselling was because firstly I never asked for ppi (I believe they justed added it one month and I thought it was compulsary) and secondly I havnt been in employment since 1994 (on carers allowance). I have had a letter…
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First Plus
Hi I'm new here so sorry if this has been rasied before. Has anyone sucessfully recovered their insurance costs from First Plus and how easy was it?
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ppi claim against HFC
Sent first stage letter to HFC on 27 May 2009, wasn't sure of PPI paid over the period of Personal Loan Plus account. Letter rec'd from HFC dated 8 June 2009 stating that they were prepared, without admission to liablity to refund the full PPI premuims paid. They refunded the PPI premiums, APR interest and 8% credit on…
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Vanquis PPi advice please
We are struggling financially at the moment as my partner has had a downturn in work since the beginning of the year, and the situation doesn't look like improving in the immediate future. Anyway, at the beginning of the year we started using the CCCS - who have been a godsend. One of our creditors is Vanquis Credit Card.…
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Blackhorse loan PPI
Wondering if anyone can help, we took out a secured loan with Blackhorse in 2000 and were told we had to take out the payment protection. Earlier this year, my self employed husband had a dry spell with work and worried that this would continue we tried to find out if we could claim on the policy. We were informed that the…
