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Lxdirect Care 500 PPI Sucess shop direct
:money:Its taken me months, several emails and dealings with abrupt staff who should know better. I have managed to recover my ppi from 2003 from them, by calling their bluff. They say their staff are trained etc and that sold fine, so I asked them to prove it they couldnt so I went to the ICO. Guess what they paid…
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Don't know if anyone can help ?
I took a loan out in 2004 with Egg, which i was told at the time ( after they kept phoning me back ) that i could have only with the P.P.I. eventully after all the pressure i took out a loan with P.P.I. Unfortunately a year or so later i lost my job, we hunted high and low, but were never actually sent the policy documents…
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Limitation Act 1980 section 32.
Hi I have been looking around for anyway forward for loans taken pre 2005, and found this:- Limitation Act 1980 section 32. Postponement of limitation period in case of fraud, concealment or mistake. Apparently this has been used against a bank and the case won. Is there anybody out there know what this means and could…
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PPi Help
Hi new to this site I have just paid off a big loan with high street bank with help from family the loan was for 60 months but paid off after 14 there was insurance on this loan. I was made redundant in nove 08, but was very lucky to get a job with a agency but a claimed for 1 payment from the insurance because of this…
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Paragon Reclaim/7 Marketing have "guaranteed" a refund
Dear All I am looking for some advice here. I have a claim for PPI from Paragon Personal Finance that 7 Marketing have been dealing with since last November. They contacted me today to say that the first solicitor that they "employed" to deal with my case has rejected it, stating that I had received a payout on the…
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cashhunt
hi, i am new to this but would really appreciate some advice regarding ppi reclaim. I took out a loan with welcome finance (stupid I know11) in Aug 2004 for £7000, I then took out an additional £3000 in Oct 2004. When taking out the original agreement I queried the excessive PPI amount and said I didnt want it (the cost…
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Credit card insurance claim
I took out a credit card with a well known building society April time 2008 and had payment protection insurance included. In February 2009 I took voluntary redundancy rather than have my weekly working hours cut further but when I went to claim on my insurance they informed me voluntary redundancy was not covered. I spoke…
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commision...how much?
How do i find out how much commision norton finance got paid from first plus ?
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PPI reclaim
I have recently made a claim for PPI the Bank have refunded the full amount plus interest !! YIPEEE but they still want me to make the same amount of payments to them I have treid to explain that they have refunded my PPi so why do I have to make the same amount of payments ( as this payment included the loan + ppi ) but…
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Firstplus
Hi, Just wondered if anyone has exp of ppi reclaims with the above. I am 3 years into a 15 year loan. I have called them today and it seems I may not be entitled to the 5 year payback as we have been late with a couple of payments although they can not confirm this. They said that they will not make the decision until the…
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If I get not joy this time thinking re BH loan
I have found a firm of solicitors who claim to specialize in this PPI miss selling, and offer No Win, No Fee, plus do not charge up front fees, and give some pretty good advice. Might go down that route.
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HSBC Professional studies loan
Hello I was told i was not able to take the above loan if I did not have life cover ~ is that legal? I am nearly at the end of paying off £7.500 over about 7 years. Not sure if I should try and reclaim insurance cost? Thanks
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Welcome Finance SAR request
Hi I have now got my SAR from Welcome Finance and all it has in it is my payment statement and a note of a few telephone conversations where I asked for a settlement figure and the fact that I was querying the amount.No mention of PPI or anything else.I was really surprised at how little they sent me and how they could use…
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Firstplus PPi
I had a Firstplus loan but got another loan 12 months later from Firstplus to pay the first one off and it states in the paperwork "that the amount of PPI has been forwarded direct to the insurers to purchase the 5 year payment protection policy in accordance with clause 12 of the agreement". I'm totally lost and don't…
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Clydesdale Bank refusing to comply with SAR
Hi, I'm a newbie on here and hoped that somebody might be able to help me out. I sent a SAR to the Clydesdale Bank using the template provided on the sticky on the board. The information I am looking for relates to a loan that was paid off in 2006. The problem is I cannot find a copy of the loan account number, although I…
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Nat West Credit Card
Hi guys, Just wondered if you learned folks could give me some advice? I have had a Nat West Visa credit card since 1990 (I had just graduated from uni in UK and was on the way to uni in USA so technically a student at the time, I would believe). I have started to go through the wealth of information on this site (main…
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ppi help
hi this is my first post so please bear with me... my loan is with egg outstanding balance is £23000 withh ppi inclusive,payments of £470 a month. I am wanting to stop ppi on the loan,but have been told the only way to do this is to create a new loan.if i am correct for them to re-issue a new loan they have to offer the…
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PPI - Gesture of goodwill - should i accept?
I have a joint loan with my husband, and was sold a PPI policy in my name only (we only found out when my husband was made redundant last year that it was not valid for him) We Put in a complaint and have been offered a full refund which is a substantial amount but their letter says they are only offering it as a goodwill…
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Can I reclaim Loan Protection Insurance?
Hi Everyone, I took out a loan with my bank LloydsTSB in June 2004, the loan amount was £4600, i was unemployed at the time with depression, and yet was still convinced to take out the Insurance on the loan, the loan was for 60 months and my last payment was May this year, i never missed any payments. This morning i…
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Being charged for reconstructing HSBC loan
:confused: Hi, I have successfully reclaimed my PPI from my loan that is still on going. I was originally paying £136.55 a month plus £23.81 for ppi. I went to the bank last week to reconstruct my loan and was told it would be at the same rate (which it is) and that I would be paying £136.55 each month. I have received my…
