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Can you reclaim PPI when you are in default?

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We are making regular payments on a loan which is in default and with Blair & Oliver - is it possible to reclaim the PPI ( no claim was made) or have it taken off the balance of our remaining debt ?

The loan was a complete rip off, sold to my girfriend when she was in a very vulnerable emotional state - we would love to get something off these vultures

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  • di3004
    di3004 Posts: 42,579 Forumite
    Bignose1 wrote: »
    We are making regular payments on a loan which is in default and with Blair & Oliver - is it possible to reclaim the PPI ( no claim was made) or have it taken off the balance of our remaining debt ?

    The loan was a complete rip off, sold to my girfriend when she was in a very vulnerable emotional state - we would love to get something off these vultures


    Hi there

    And yes to what I know of you can, it makes no difference at all.;)

    For more information on reclaiming and templates, link below.
    Use the templates to help you, but write your own reasons.
    They have 8 weeks to respond in full.
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

    Keep at them until you receive the Final response, where they should give details of the financial ombudsman service (FOS) if eligible.;)
    Post all letters by recorded delivery.

    Good luck and please keep us posted, and post for help also when required.
    The one and only "Dizzy Di" :D
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