citi cards section 75 clause 24.8

monicajoanne

today we received a letter from citi cards which says:-

In our credit card terms and conditions,clause 24.8 erroneously excluded our liability for claims on transactions made abroad under section 75 of the Consumer Credit Act 1974. That section gives you the right to make a claim against us for any misrepresentation or breach of contract by the supplier relating to goods and services purchased using your credit card (where the price of the item supplied was between £100 and £30,000, including any vat)

The court of appeal ruled on 22 march 2006 that section 75 applies to transactions abroad as well as in the UK. We have nbot been relying on clause 24.8 since the ate of the decision, but if you think you have a possible claim aginst us in relation to a transaction conducted abroad and have been put off making that claim by clause 24.8 please contact card services on 0870 908 6000.

Has anyone else received this letter and if so what is your thoughts, again is this some mis-sold policy?

di3004

monicajoanne wrote: »

today we received a letter from citi cards which says:-

In our credit card terms and conditions,clause 24.8 erroneously excluded our liability for claims on transactions made abroad under section 75 of the Consumer Credit Act 1974. That section gives you the right to make a claim against us for any misrepresentation or breach of contract by the supplier relating to goods and services purchased using your credit card (where the price of the item supplied was between £100 and £30,000, including any vat)

The court of appeal ruled on 22 march 2006 that section 75 applies to transactions abroad as well as in the UK. We have nbot been relying on clause 24.8 since the ate of the decision, but if you think you have a possible claim aginst us in relation to a transaction conducted abroad and have been put off making that claim by clause 24.8 please contact card services on 0870 908 6000.

Has anyone else received this letter and if so what is your thoughts, again is this some mis-sold policy?

Hi there

Not heard of this one before to be honest with you.
I'm sure whoever have will post up.

However if this is in regards of reclaiming on a mis sold policy, do you know if you were mis sold on the PPI (payment protection insurance) at all?

For more information on reclaiming and information on mis selling of this product check out the link here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

In regards of reclaiming credit card charges check the link out here:
http://forums.moneysavingexpert.com/forumdisplay.html?f=102

If you want help in reclaiming PPI, please post up and we can help on this thread and on charges its the last link posted.;)

Hopefully though someone will post up to give some advice on your post.
Good luck.

Wee_Bargain_Hunter

Hi, no it's not mis-sold insurance. It's just about the extra protection you get when spending over £100 on a credit card. It used to be that it only applied to goods bought in the UK but now it applies to goods bought overseas as well. The letter is simply letting you know that if you have had a problem with goods bought overseas using this card then you can possibly claim via the card company.

di3004

Wee_Bargain_Hunter wrote: »

Hi, no it's not mis-sold insurance. It's just about the extra protection you get when spending over £100 on a credit card. It used to be that it only applied to goods bought in the UK but now it applies to goods bought overseas as well. The letter is simply letting you know that if you have had a problem with goods bought overseas using this card then you can possibly claim via the card company.

Hi there
Thanks for confirming this, sorry I do not have a clue lol, but thanks anyway.;)

Wee_Bargain_Hunter

Have a look here -Martin explains it much better than me! :money:

di3004

Wee_Bargain_Hunter wrote: »

Have a look here -Martin explains it much better than me! :money:

You done a good job as well......:T:T, thanks for posting this though.;)