Reclaim bank & credit card charges

Archives for November 2015

Used a Claim Company Question
Hi, If I have used a Claim Company to chase some of the PPI owed to me can I also do the claims myself? As I have been waiting for over 2 years for one of the cases and keep getting told "It is with the Financial Ombudsman"
Rental car taken more then they should! Nearly had a heart attack
Hello, This is a long post but i would appreciate if you give it a read, if more details is required then i will urgently update/add more info but please have a read. Im really sorry if i posted this in the wrong place but i am not lying when i say to you that i nearly had an heart attack when i logged into my online…
Help please with HSBC contact
Can anyone help please. I have tried to contact HSBC to ask if I am entitled to PFI compensation but when I ring the number given on this site (08457 404 404) I can't find any enquiry option. Any help would be appreciated.
Bank Charge Reclaim - Do I include monthly 'Interest Debited'?
This is my first ever post on MSE, so, Hi! I'm in the process of gathering information for a Bank Charge Reclaim with Halifax. Is it right that I may receive interest on top of the charges? I have collated a list of bank charges on the account, along with a list of the 'Interest debited - notified last month' fees. Do I…
BOS rejected claim for PPI
Hi all, Bank of Scotland have rejected two claims on 2 cards that I had. BOS Findings The sales to the cards ending ***** was made on a non contact basis. As such we were only required to provide you with information designed to ensure you could make an informed decision as to whether the policies met your personal…
reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
reclaiming bank charges
Does anyone know if the bank had an obligation to disclose any exclusions to travel insurance provided on their pay for bank accounts prior to 2005? i am trying to claim fees back due to preexiating med condition and bank are aying they had no requirement to discuss any exclusions. They also say there was no exclsions pre…
Capital one credit card ppi
Hi everyone I recently enquired with capital one to see if I had paid any ppi on my credit card account with them, I have had the credit card account with capital one for about 10 years or so, and the account is still current. They replied back saying I have never paid ppi on this account, and I could request a SAR , could…
More PPI from Halifax
Hi all, I reclaimed my mis-sold PPI from Halixax in Feb13, and last week I received a letter stating they are sending me more money, how it was calculated and from that I gather they must have miscalculated my original refund. Quite nice to receive, and whilst not massive welcome at this time of year! Anyway, is this…
About time banks are made accountable
Pleased to see so many people not being intimated and ill adviced by banks . 20+yrs ago we found ourselves in financial hardship ,spoke to bank manager and we were encouraged!! to extend existing loans . After receiving weekly letters to advice of overdraft charges , (each letter alone cost £25..plus ,received 3 letters in…
PPI claim companies
If you wer to use one of these companies,which are the best to use? thanks Scott
Amex PPI claim
hi all, after finally trying to Claim PPI for a closed Amex account I telephoned them and was put thru to their insurer. They said because I ticked the box on the original application form that was that and no claim can be made cant remember if I ticked it to have it or ticked it not to doh. any thoughts on what to do…
Help with Credit Card CCJ and PPI
Hi I've just had a call about a credit card that I'm owed PPI on. The only credit card I have from my history is one I incurred a CCJ on when I defaulted in around 2006. This got me thinking. the CCJ is now off my record as far as I can see on creditexpert. However I am still paying a court fee of £41 a month (£1…
Midland bank bank charges
[Hi all can anyone help and advise ,in 1990 I had accursed quite a lot of bank charges and threats from midland bank in middlesbrough each week my debt went up to the point I had to pack up make them a cash offer to leave me alone and go and work down London to get on my feet , now all these years later I hear you can…
Halifax problems
In September I completed a form on MSN to claim back bank fees. I received a letter today not related to that but it contained a information sheet titled Financial services compensation scheme. It reminded me that I'd not heard. So I called halifax and they told me I had been sent 2 letters and had a phone call all from…
Jambo74
My son took out a mortgage with bank of Scotland in 1997.As a condition of the loan he had to take out a life insurance policy to cover the cost of the mortgage if the worst should happen.He sold his flat and cleared the mortgage a couple of years later but he's just realised that the bank has still been paying the direct…
Sorry Banks again!!!
I believe my Mum was missold a Girobank Flex Account, renamed Alliance and Leicester, which became Santander. She has had this account for many years. As part of this, she has been paying £10 interest on this account every month, but has never managed to pay it off. My father left us with no money and she was going through…
Charges after 7-day Switch
Hi, hoping this is an appropriate place to post this as it is my first post. I recently switch bank from BOS to Santander. All went well and all my DD's etc moved over as promised all within the time frame. Strangely however I have recently received a letter from the BOS relating to a charge made from "ASDA SUPERSTORE" on…
Barclays
Hi, I have had a gambling problem over the last year and have managed to rack up £17000 worth of debt. I am currently facing up to my responsibilities and my family now have control over my finances. I have recently had to borrow a large loan from my mum to repay the 10 payday loans that I had. I am currently living at…

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Reclaim bank & credit card charges

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