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Barclays failure to give final response within 8 weeks
Hi, Has anybody used the F.C.A DISP1.4 rule that gives Barclays up to 8 weeks to give you a final decision letter in response to miss sold package bank account complaint? If so what happened? ie do they have to withhold your complaint & pay up? or pay you compensation just for failing to reply in time? or what else are…
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reclaim old ppi that had, needed and never used
Hi all I'm about to embark on my first ppi journey! I'm pretty sure I had ppi on a loan thru Tesco from rbs many years ago. I was not told about it but actually my circumstances changed and I struggled to make payments ending in a very nasty ccj. I think these ppi payments could have stopped me falling into trouble had…
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Possible bank error - advice please
Hi, I received a refund of PPI a few months ago, I've just received a 2nd letter from the same bank saying I am entitled to an additional payment. there is a section which says amount already paid, which doesn't show the payment already made months ago. Just want to check where I stand, if I cash the cheque and its a…
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Claimeazy demanding a payment even though my PPI was unsuccessful
Hello In the summer I engaged a PPI company called Claimeazy to act on my behalf to explore whether I can claim back on PPI. The process itself was quite straight forward and pain free, to a point that my Bank was engaging with me by letter to say they are investigating the claim further. Claimeazy were helpful during the…
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Co Op Bank PPI
A while ago I was contacted by the CoOp bank about PPI. This was dealt with. I recently received notification that I was also owed a tax refund that they would pay. I agreed to the amount, however weeks later and well past their own stated 20 working day time frame I received another letter stating that due to an…
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Rock law and ARB
In a moment of weakness, almost a year ago, I signed up with Rock law to recover PPI, even though I knew I was not owed any. Paid them £490 for the privilege. Numerous calls with ARB brought no progress. Today I spoke to ARB and was informed that Rock Law went into administration on October 16th. Anyone know who to contact…
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0% interest expiry
Hi, Sorry I'm not 100% sure if this is the correct place to post this, so apologies if not. Just a little curious on something - we had a 0% interest credit card, and stupidly couldn't remember how long that period was for. We were suspecting it was due to be up soon, but thought we'd be notified - turned out our…
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HSBC insurance aspects fee
I have only just noticed (my fault I should check internet statements more thoroughly) but HSBC are taking £9.95 per month for insurance aspects fee. I never asked for this. Will I be entitled to claim this back?
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Moneysavers Bank Letter Query
Hi everyone, The MMS bank letter template ( open new claim) states at the beginning: ' I am writing to request that you repay all the charges in relation to direct debits, unauthorised overdrafts and standing orders that have been applied to my account in the past six years.' I meet many of the 'eligible' statements for…
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Advice Needed - A&L PPI Reclaim
I have just about given up hope, so any help would be greatly appreciated. I will try to be as brief as possible. Took out a personal loan with A&L in August 2003 (£348pcm over 60mths). Loan account was settled in January 2006 when I refinanced my mortgage. I distinctly remember being urged to take PPI when I took out the…
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Sentinel - Barclays
Hi I am submitting my claim for the recent AI Scheme letter I have received but need to submit a claim to Barclays for the period between 1988-2005. How did people do theirs and what did they write in their complaint letter...? Thanks in advance for your help