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Can I claim for returned transaction fees?
Hi, I was wondering can I claim money back (hardship route) for returned transaction fees and guaranteed transaction fees of £8 each. I know they are not as extortionate as many other charges and they have only come to a total of £192 since 2010. Is this reasonable then? Or can I claim? Thanks very much
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Claiming back charges..
I have been on a debt management program for three years.At the time i binned all my bank statements so i do not know how much i would be owed. I no longer bank with this bank.How can i find this out and can i do it with county court judgements against me.
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Can you still claim back charges?
Basically the long and short of it - I'm with santander I've never been able to do internet banking because they send me out details and when i use them they come up 'invalid' and i ask them about it and they say they they will send more out and the same happens. I can't do phone banking because when i ask them to send me…
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barclays close account
Hi, I'm actually just checking for a friend of mine. She successfully claimed for bank charges against Barclays who made her an offer which she accepted. A few weeks later she got a letter informing her that they were closing her account! Can they do this?
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excessive fees on credit and debit cards when flying
Conrad Clifford, CEO of The Monarch Group commented "There is no justification for charging excessive fees on credit and debit cards. We had already taken the decision to cancel debit card fees some time ago following an intensive six month review. Our customers expect an up front and transparent pricing structure from…
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overdraft charges?
hi, i have an £850 overdraft on my account, when i got this overdrat it was free to use, then about 3 years ago they started to charge me £5 a month! And now its just gone upto £10 a month! is this fair as it is like letting someone have an intrest free loan, then after they use it decide to start charging for it. it's…
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Do Mis-sold loans exist? or am i going mad?
In April 2006 I took a £17,000 loan out with the Natwest to purchase a half share in an apartment abroad. In 2008 I was hearing lots of adverts on local radio stations stating that anyone who took out a loan before 7th July 2007 may mis-sold sold you a loan where the small print could be flawed. I contacted one of these…
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can i reclaim twice?!
Hi all and thanks for reading.. I am with Alliance and Leicester (Santander) and have already reclaimed some bank charges around 6-12 months ago (claimed 1500 and got 500). I am still paying massive charges and this is causing me no end of difficulty in meeting my monthly payments. I know it probably sounds like I havent…
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Duplicated Balance Transfers Coincidence ?
On sunday I attempted to transfer an AMEX balance to Santander online the transfer apparently failed and I was prompted to re-enter the details. The second attempt also failed apparently as Amex only have a 15 digit code not a sixteen digit code which appears the norm. Later in the day I checked my Santander account only…
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Egg credit card charge help please
Sent Egg the first letter asking for charges back, no surprise to be refused, heavily quoting OFT points. Are Egg a special case re OFT saying £16 or below will not be investigated? plus they try to push you down the ombudsman route. How best can i proceed have they ever defended in court? TIA
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advice please barclays ppp
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Owing on Store Card from Overseas - help!
Hi, I hope this is in the right forum... Last October I moved to New Zealand with my family, and I THOUGHT all the loose ends had been tied up before I left. I used to use an online catalogue/store card when living in the UK, but paid it off in full when we sold our house. However, just before we left the UK, when…
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Can I still claim charges
In March 2010 I made a claim for back charges. The bank replied saying "although we haven't changed our opinion about our charging policy, as a gesture of goodwill I'm willing to refund your charges. I will also add net interest at an annual gross rate of 8%, so the total amount we are paying is £222.41." This was a bit of…
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Transfer from savings taken over a month!
Hi all, I had a savings account in a Bond for £5000 with nationwide, which i regrettably had to break into 5 weeks ago as money was dire for my partner and i after i took a new job and the company never took off. I asked for the money to be transferred into my LLoyds current account and sat back and waited patiently. 10…
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Santander refunding charges for being over overdraft limit
I noticed that my account had gone over its overdraft limit on around the 21st June and when I looked two transactions from a pub had come out of the account which I had made 11 days earlier on the 10th June. I was informed then by the bank that these would incur two charges of £25.00 and an additional £5 a day overdrawn…
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Santander Alliance & Leicester Business Acc
Hi all Looked at my statement today and was shocked to see a £65.83 charge. So i rang up customer services for business banking and was told as i was over they have charged me £30 and 30% per day for the amount i am overdrawn by. Yes it was my fault for being overdrawn and i accepted that but is the charges acceptable? I…
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PPI reclaim advice please!!
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Tesco Credit Card Overlimit charge
Hi, My mother recently paid for her holiday on her Tescos credit card, never thinking about her credit card limit and went over it. She got charged £12 even though she paid off most of the debt on getting the bill. Can she get this charge taken off? if so how? Kev
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Santander Charges, are they fair?
Hi I have heard alot about the bank charges been unfair and my other half got £100s back from when she was a often overdrawn. I never had any charges until this month. I went over my od for a day or so and i was shocked when santander have sent me a bill for £115! £15 Daily Overdraft Charge 4x £25 Transaction charges all…
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Santander DAILY UNARRANGED OVERDRAFT FEE -£96.23!
I accidently went over drawn -£2.63 with a DIRECT DEBIT REVERSAL a few months back, I got my JSA and used most of it Then I didn't have enough money again the following next month and they UNARRANGED OVERDRAFT MONTHLY FEE of £25.00 which got me overdrawn again -£15.23, then my ebay or paypal taken PAID ITEM FEE DIRECT…
