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Santander DAILY UNARRANGED OVERDRAFT FEE -£96.23!

I accidently went over drawn -£2.63 with a DIRECT DEBIT REVERSAL a few months back, I got my JSA and used most of it

Then I didn't have enough money again the following next month and they UNARRANGED OVERDRAFT MONTHLY FEE of £25.00 which got me overdrawn again -£15.23, then my ebay or paypal taken PAID ITEM FEE DIRECT DEBIT PAYMENT TO PAYPAL FUNDING of £15.00 which got me overdrawn -£30.23 then an UNPAID DIRECT DEBIT of £15.00 which got me overdrawn -£45.23

Then I got some of my parent money into my account which was transferred from my families paypal to mine then it to my bank, because we were selling on ebay to makes some money to cover some shopping cost and once my parents £180 went into my account on the following day santander then charged me again DAILY UNARRANGED OVERDRAFT FEE of £40.00 which didn't get me overdrawn because of my parents money, which then we only had about £90.00 to withdraw for spending and I was shocked, when I was with my parent.
adf oDAILY UNARRANGED OVERDRAFT FEE £40.00

I though I was in the clear of the overdraft because I cleared the last overdraft fee but no...

I only had £3.77 in my account and then the next following month they scammed me with another DAILY UNARRANGED OVERDRAFT FEE! of... of... £100.00! Now again they placed me into an overdrawn -£96.23! I was very suprised and which I did not expect to find my account overdrawn again but with a larger amount

I have previously been overdrawn but I got out of it by paying the fees of £25 pound, but now it is different I have never got overdrawn this much before.

I' m currently not on Job Seekers and hoping to reaplly to maybe pay for the overdraft, but I don't know if I should, Santander is not being fair at all.

Please help me some one.

Comments

  • dmliverpool
    dmliverpool Posts: 384 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    If you have an overdraft get them to cut it by £10-20 per month as you can not afford to be using this feature. In addition you need to seperate your life saving benefits that are paid to help you to find work and eat into another account and stop all this stupid messing about on ebay and spending stupidly on your card. get cash from the machine and wake up and smell the coffee. I know from experience.
    The harder one works the luckier one gets!
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