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Help Please - Financial Hardship Stay at Court
Hello Last year I managed to reclaim some unfair charges last year but just as my big case for Barclays went to court it was stayed. I now find myself in the position of severe financial hardship as I recently lost my job and am living on a tiny amount of money (60 a week approx) and I have credit committments of around…
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Halifax
* I have an arranged overdraft of £1200. * This month I had a lot of necessary spending so went up to within £30 of the overdraft. This was on the 18th and there are only 28 days in the month. I get paid on the 27th. * Because I was so close I never used my account once between the 18th feb and the end of the month. * I…
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Hardship Claim - Partners financial details required?
I made a charges claim of just under £1,000 to Natwest around 9th Jan 2009 under the FSA hardship rule. After sending off a financial statement and several lots of correspondence back and forth I received a call today from Natwest asking for details of my partners finances. Is this normal practice?
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HSBC have 'no knowledge' ...
I have just put the telephone down on the Customer Service Centre (somewhere in Asia) after having been told that yesterdays event in the High Court didn't take place!!! I called after having been made aware that although there is a hold on repayments, where a hardship case can be proven (!?), then the hold shouldn't…
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can anyone help me natwaest reclaim
hi all i've just got back my natwest statements for the past 6 years (did the 1st template latter) well i got 150 pages of statements with text on both sides i've no idea what i am looking for or what i can try and recalim back if anything can anyone please please help me (but please put it in simple terms as i have no…
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Help, i don't know what to do.
Hi, I was claiming to reclaim bank charges from the Abbey through Chiltern claims, i have recently found out that they are no longer in business and wondered if anyone could explain what i can do now, preferably step by step as it all seems a bit daunting. I am a mature student with a child and struggling at the moment,…
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Bank Charges
I have already applies to reclaim my bank charges and the case was put on hold by the bank' after yesterdays ruling will I have to reaply
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help what do i do now???
i am trying to reclaim thousands back from my bank i rang them and asked to be sent out duplicate statements,my account was closed 18 months ago and i need about 2 years worth of statements they told me it would come at a charge of £7 per page!!!! that is going to cost me hundreds just to get statements i dont know exact…
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Halifax charges on non-overdraft letters
I'm wondering if I have any case for immediate settlement, for charges relating to an account that doesn't even have an overdraft facility. For about ten years, Halifax have been charging me £35 a letter simply to tell me that they haven't paid something. If I understand correctly, part of the original defence of the…
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Today's court ruling on bank charges
Please delete this thread
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Closed Credit Card Accounts - Can You Reclaim?
Hi All, Does anybody know if you have Closed a credit card account within the last 6 years whether you can get the account information from the companies and reclaim charges from those accounts? After doing balance transfers I normally Cancel the cards/ accounts.
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how to claim since winnng orginal charges
hi all, I claimed and won my bank charges about 2 years ago, and since then have had more charges mostly due o being a student. when I got my orginal charges back I had to sign a declaration that if I made another claim I would have to pay for my acount. With the banks seamingly loosing though the courts would this still…
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Bank charges
I am in very much hardship at the moment, i have a £2500.00 overdraft with HSBC. and finding it very dificult to get out of, and every month i have a charge of £35.00, how the hell can they take this when they can see you are overdraws and taking that charge is just putting more pressure on.. i have e.mailed them several…
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What is classed as Hardship!!!!!!!!!
I am going to put in for my bank charges but was wondering what they class as hardship as were are in a Debt Management Plan at the moment with payplan? Can anyone help! Thank you Tracey
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what do i do next??
hi ..hopefully someone can help.. i'm with Abbey and i've been trying to claim charges and started the ball rolling in november 2008..i've sent off (twice) my financial circumstances evidence (i'm claiming hardship,unemployed,being with CCCS DMP,new born baby etc) and have got these 2 letters back so far..... it seems…
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Bank charges
Is this fair? I had a direct debit due from British Gas. I didn't have enough money in my account to pay it. The payment was declined and I incurred a £40 charge for NOT paying the direct debit. It was re-submitted a few days later, and again there was not enough money in my account to pay it. I incurred another £40 charge…
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Partial Victory with Yorkshire Bank
I have received a cheque for £590 from Yorkshire bank after filling in the Hardship form. My question is....What do i do now with the remaining £2500 i am still seeking? Do i go to the FOS? Do i sent a new letter and threaten court proceedings? Could anyone please advise me on what is the best course of action.
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Lloyds Crappy Tsb
hi everyone, i am trying to reclaim my bank charges totally £10.790 through financial hardship. i my charges last month totalled £798.. not that i understand where they got that amount from at all!! i am being pushed from pillar to post, does anyone know a number at lloyds tsb that i can speak to somone who knows anything…
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Bank wont help
hi im looking at recaliming my charges from a natwest card that i no longer have. I have found all the letter templates ect but i have nothing with the credit card number on. i have visited my bank but they say that now the account is settled and closed they no longer have the CC details. Is there anyway to find out the CC…
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Bank charges advice needed
I have a Bank of Scotland current account and applied for my statements which I duly received. As I was going through my statements I noted quite a few payments stating 'International payment'. when I approached my local bank I was told that it was a computer error and any cash transactions where the money had been…
