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What is classed as Hardship!!!!!!!!!
tinytot143
Posts: 275 Forumite
I am going to put in for my bank charges but was wondering what they class as hardship as were are in a Debt Management Plan at the moment with payplan?
Can anyone help!
Thank you
Tracey
Can anyone help!
Thank you
Tracey
Light bulb moment - 18th Sept 2006 DFW 88
:ADD1 17/1/04 (9 weeks early):ADD2 1/9/07 (4 weeks early) :ADS 5/7/2011 (5 weeks early)
Started comping June 2010 (my bad luck follows me everywhere I go so won't win anything)
Tracey 
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Comments
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Depends what bank your with, if your with Natwest, Abby or Halifax you might have a chance. But most other banks won't look at your case, even if your living in a box, in the sewer and eating dead rats.0
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tinytot143 wrote: »I am going to put in for my bank charges but was wondering what they class as hardship as were are in a Debt Management Plan at the moment with payplan?
Can anyone help!
Thank you
Tracey
Read annex 2 http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/disp_monthly.pdf0 -
No chance with the Lloyds then!!!!!!!!!
I have an abbey account too but that is our main bank account and don't really want to rock the boat with them!!!!!!!!!!Light bulb moment - 18th Sept 2006 DFW 88:ADD1 17/1/04 (9 weeks early):ADD2 1/9/07 (4 weeks early) :ADS 5/7/2011 (5 weeks early)
Started comping June 2010 (my bad luck follows me everywhere I go so won't win anything)Tracey
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Don't forget you can claim unfair credit card charges, ie anything over £12. That is unaffected by the court case on current account charges.0
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