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bank charges reclaming
can anyone help? I had a : clydesdale current account, loan account and credit card Bank of Scotland Student account Lloyds TSB Credit card all of which are now with collection agencies. can you still claim your charges?
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lost my harship case, how bad does it have to be?
went to court yesterday to have my stay lifted on the grounds of hardship.... what a joke. both me and the other half are unemployed job seekers since early december, 3 kids house and all that comes with it:mad: judge said i can't rule in your favor "TODAY" what did she mean? my final comment in court was " how bad do…
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Can I Actually Reclaim?!
To cut a long story as short as I ever can, I have exceeded my interest free overdraft by about 200. I didn't know about this until they called me the other day to ask if I wanted a personal loan in order to repay them that, plus another 200 for charges. I was a little shocked to say the least - while I must confess to…
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Hardship claim from Halifax advice
I have recieved a letter today from halifax saying that they cannot respond to my complaint while there is a legal hearing about bank charges ongoing, i have claimed under the hardship rule. They attached a financial statement for me to fill in, my question is that the "we cannot respond to your complaint" letter normal…
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Car insurance fee
Hi Please can someone tell me if an insurance company can legaly change an cancelation fee?
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Great News Today For Claimers!!!!!
What a result, what a day!!!! Now I am after some advice, I am to be made redundant in the next 12 months, when I don't know, but it is a definite! Can I claim under the hardship rule? Not sure what to do next!!!:confused:
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Capital One reclaim Query
I had an account with Cap One which was sold to a debt collection agency. Many months ago I managed to negotiate a settlement figure with the debt collection agency and cleared it. Since then I have been trying to claim back my charges from Cap One, this is now with the FOS. My question is if I am successful will Cap One…
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Can anyone help me with addresses please?
I am feeling inspired to reclaim my charges today, but am wondering where to send my inital letters to? I currently bank with HSBC and want to reclaim both bank charges and credit card charges from them- are there 2 different addresses to write too? Also i used to have an account with The Abbey- can i still reclaim against…
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Can I reclaim again if the OFT decide that charges are unfair??
I have already claimed charges from HSBC to the total of £800, but doe's anybody know if I can claim back the money that they have charged me after they gave me money from the last charges? (should be around about at least £300 now!!) Thanks
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Which bank to send letter to?
Hi guys, Great little community you guys on here. Been reading without posting for quite a while now. Anyway my question: I'm about to send off my letter requesting statements and whatnot (taken from a template). Where do I send it off to? My branch or the bank's main office? It's Barclays btw, if that helps Thank you :)
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FSA Waiver Explanation Please
I've been trying to reclaim my bank charges from Lloyds TBS under the hardship ruling. I had an account with them which they closed when it reached £6k overdrawn. £1.5k of this was my overdraft ( to be fair, all spent in the sales and will be repaid in time ). The remainder is all bank charges which they were adding at a…
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Put claim in but since moved
:jHi, I've put a claim in for my bank charges but have since moved from my previous address and mail is no longer forwarding to me from that address. So is it best for me to restart my claims with my new address so all correspondence is received? I'm a little reluctant to give out my new address to the banks however as I…
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Does anyone know...
...how reclaiming bank charges is affected by working for the bank you're reclaiming from? Just wondered if there's any anecdotal evidence of the bank's reaction to a staff claim.
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lloydstsb unplanned overdraft fees
Hi everyone just wanted to know if i can claim back unplanned o/d fees, as i wasnt sure if you could since tsb changed the wording of the charges ,
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"instant overdraft request fee"
i have just recieved abbey bank statement and received charges "instant overdraft request fee paid item direct debit to vodaphone" £35 "instant overdraft request fee unpaid direct debit" vodaphone £35 unauthorised overdraft/ instant overdraft monthly fee £25 total £95 for same direct debit which was not paid I have googled…
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Natwest claim - what is my next step
I sent my list of claims I wanted back and gave them the usual 14 days. That expires this monday coming (4 days from this post). They sent me back a letter basically saying this has been noted but we are pending court case with financial association (or something similar). Basically telling me to wait untilt he courts…
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Newbie worried about consequences
Hello, I am one of those sad people who have kept all my bank statements and actually have about 16 years worth. Since 2001 when it appears you can claim for bank charges I reckon I must have accrued about £2-3000 worth of charges on my current account from HSBC. My concern is that both myself and my wife also hold a joint…
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Hello
First time poster here so hello to all. I work away from home quite a lot and so tend to pay my bills by phone. For the last two months when I have paid my credit card I have been told I can only pay the minimum payment. On arriving home last week I looked at my statement and found that even though I had paid the minimum,…
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Advise - Trying to help my 2 sons in a mess
Hi I'm trying to help my two sons reclaim bank charges. Can anyone advise are the banks likely to pay at this stage. both have been charged by Lloyds on several occasions over £250 penalty for going just a few (£6 - £10) over their agreed limits during the last 12 months. Both lads are very early 20's so can only go back…
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Can I get my CC charges back via cheque?
Hello folks, I hope someone can give me some words of wisdom! I've been trying to claim money from Egg. It's gone as far as the Financial Ombudsman, who say that Egg will pay me the full amount I'm chasing. This is great news. However, my Egg account has been with a debt recovery agency (ARC) for the last year or so now,…
