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Need of halifax bank address
Hi My Parents want to claim under the hardship rules and need halifax address to send them a letter. Does anyone know halifax address? Thank you Cajones2009 :D
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HELP, recieved lloyds tsb solicitors letter.... not sure what do do???
Hi I put a claim through MCOL on the 26th January which cost me £80 trying to claim £2500 from Lloyds TSB. They gave lloyds 14 days from the 1st Feb to reply. They replyed as soon as yesterday with defence. This morning I have recieved a letter from Sechiari, Clark & Mitchell solicitors on behalf of lloyds. It says on…
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Hardship & Bank charges
Hi, Hopefully someone can help me..... My partner put in a claim with HSBC just before the court case started 2 years ago. Her claim was put on ice as with everyone else. She has recently been made redundant from her job and is now in receipt of JSA. She wrote to them to ask for her case to be looked at, and they replied…
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can you reclaim on bank accounts that are over 10 years old
I was a customer of Barclays at the age of 16 and was given a £2000 overdraft with out asking for it, the account has been closed for a number of years and I am now with another bank, but have I left it too long to try to reclaim any monies owing, Please Help :confused: Rossy:confused:
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Can Anyone Help Please!!
Three years ago I successfully reclaimed bank charges from Halifax to the amount of £900 give or take a few pounds. They asked me to sign a statement to accept these charges and it also said I could never ever claim against them. I am currently struggling financially as I went over my overdraft a few months ago and got…
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New Card Scam by Citi Bank
Beware of a new card scam being carried out by CitiBank. They omit sending you a monthly statement, then when you miss your payment they charge you £12. Off course if you ask they say it must have been lost in the post and for £3 they will send you another one. Nice earner for them and no one can prove they didnt send it…
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Bank charge £10.00 every time I pay mortgage capital...
I have an “interest only” mortgage with Lloyds TSB…. Now that the Bank of England base rate has dropped so much, my mortgage has come down a lot – this is great. I am now able to finally pay off some off some of the capital. Every time I send them a cheque with an additional payment (it is not that much and is well within…
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state benefits & £35 bank charge...
Hi guys Just got a letter from bank & virgin media saying they charging me for a payment that was missed! money was in bank on date they should of took the money and have pre-arranged previously because of my financial situation. spoke to VM where they was quite helpful and in the realisation that it was because they…
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Bank charges reclaimed - but can I reclaim more?
Just a quick one.. I successfully reclaimed back some bank charges about 18 months ago. However, stupid me, I managed to fall into financial difficulties recently and have been charged again. I was wondering - is it possible to also reclaim these recent charges, or not? (seeing as I've already successfully reclaimed once…
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hardship
first claimed for charges about 3 months ago i requested for it to be done under hardship ect, this part of my letter to them was ignored totally. i have recently sent another letter to take hardship into consideration, will this second letter be acknowledged ? and how long is the usual procedure ?
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Can charges be considered a disputed debt?
Hi all, Just had a thought I'm in the process of applying for a personal loan and the only negative credit/missed payments I should have is Littlewoods which is showing an outstanding amount of £150 (unpaid for 2 months and possiibly now a default). As I have a current claim for £180, can I dispute the balance therefore…
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Mortgage company late fees etc
We are probably about to see an increase in late and referred payment fees from Mortgage lenders as people lose income and their monthly Direct Debits bounce. Lenders charge fees just as high as banks when a monthly payment is late, and if they try to re-submit a DD that bounced earlier they may charge again for that. Does…
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JJB Storecards
I used to work for JJB and they would give you a hard time if you didnt sell insurance with their storecard,
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Credit Card Charge Natwest
Hi Guys Havin a few problems with Natwest. Used to have a CC with natwest which has since been closed. Wrote off to NW CC with the cheque of £10 for the DPA They wrote back saying they cant find any of my details of the CC, as I dont have this long CC number myself, So they say they cant help any further even thoe by law…
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Help please - Unauthorised charges.
I need some advise please. I have a current account with Natwest (which I have haven't used for over a year) and I have inoccured 'Unauthorized overdraft' charges of £28 every month for the past 14 months. This was due to me becoming overdrawn by £15, 14 months ago. The total I owe Natwest is approx £480!! (all except £15…
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RBS Innacurate Internet banking!
It has taken me 5 years to find out why I kept getting penalty charges applied to my account. I use internet banking on a daily basis to ensure that I don't exceed my limit. When I make a debit card purchase it shows immediately giving a reduced 'amount available' which is a total of the number of purchases made. What RBS…
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credit management systems (cms)
has anyone used this company to reclaim money from the banks. they called me up out of the blue saying they can reclaim on my behalf. like to hear other experiences from this company and see if what they say is true.
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Credit file after re-claiming Charges?
Hi I successfully re-claimed 1300 in unfair charges from Nat west 2 years ago. The account went into default due to the charges that were subsequently re-claimed. On my Credit file it is listed as Default- satisfied and Experian have advised I contact Nat west to get the default status removed. Will Natwest do this for me?…
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Hardship Reclaim !!! Help Plz
I recently sent off my bank statements to halifax claiming bank charges of £6,000 however i got the usual letter back saying these charges were lawful etc. I would now like to go down the road of claiming through hardship. Is there a template letter for this? I`m sure I seen it and now can`t find it ( typical huh ? ) if…
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Help with timescales for financial difficulties complaint?
Hi does anyone know how quickly a complaint under Financial difficulty must be resolved in? Should a final response be issued within 8 weeks as with a normal complaint? I have a complaint in with halifax under financial hardship and they are going round and round in circles dragging it out which obviously i coul do…
