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LLOYDSTSB tried to pass a loan instead of the charges
Suprise this morning, after sending a hardship letter to Lloyds, they contacted me stating that they do believe i am struggling:j However after a short conversation, the lady asked me that they were prepared to provide me a loan at lower rate to consolidate my credit card and my overdraft:eek: I only need to forward a…
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Please can someone help me !!
I had a direct debit returned from my account yesterday for Aol at £14.99. And on the very same day I have had a £38 charge taken out for the same direct debit being returned. Not only does the charge say " Charges unpaid direct debit Aol access service £14.99" But it is the only returned direct debit from that account…
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First direct bank charges
Ok, pay day is today and i had been away on holiday. I looked at my statement today and i had £100 of bank charges as there was insufficient funds for direct debits to successfully go through. This direct debit was all from my car insurance company. I thought i had cancelled the direct debit with the car insurance company…
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natwest !!!!-up
Im in the process of helping a mate reclaim his charges, NATWEST returned his £10 fee saying it was only £5, but the the cheque belonged to a woman at the other end of the country, i returned it to the bank telling them i was grateful for the name, acc no and branch of one of their current customers, also, they cashed my…
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Barclays slash overdraft charges
My radio alarm clock woke me up thi morning during the news as always when i heard this http://ukpress.google.com/article/ALeqM5gOvmGEalniN95C0EWtSyhNp34-GA :j :j :j :j :j :j :j
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Bank Court Action
I am in the process of taking Court Action against First Direct. Do I need to be represented by a lawyer in the Small Claims Court?
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Sept.07 Court Hearing Cancelled
Hi, I cannot find anything else on this subject but am sure it must have been covered somewhere. My case against Abbey was due to go to Court on the 17th September 2007 and I received a General Form of Judgement Letter from the Court advising that it had been cancelled or 'vacated' as they phrased it (as were all cases…
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Bank Charges
When working out the interest on charges,do you have to work out the interest for each charge, as the dates vary, or can it be worked out as a whole.
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Advice needed please
Hi i have just got off the phone to my bank and she said that because of the test case they can't go back 6 years only 6 months:confused: and they were willing to pay us £30 and to waver £30 due to go out if we droped the case. The total amount they owe us is £1350.50 thats with out interst,what should i do i told them i…
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First claimed in feb2007 but didnt follow through can I backdate my claim?
Hi All I first put a claim in for my bank charges in february 2007 but had a letter back from LLoyds saying sorry your unhappy about charges but tuff(basically) . I then didnt write back to them and follow it through, but now I have a little more time on my hands and obviously with the court case going through I now want…
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Having trouble obtaining bank charges info
Hello fellow money savers Two weeks ago I sent away letters asking for info on bank charges for two accounts. I enclosed a £10.00 cheque for each letter. A week later one of the cheques was returned saying that the customers name and address was not included on the cheque. Unfortunately I did not take a note of which…
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Reclaiming bank charges
The bank made an offer to pay back my charges. However, they want to put the money back into the account as I owe them some money. I asked for it to be sent as a cheque and they refused. I no longer can access the account so wouldn't actually get the money. Can they do this as they have accepted the fact that they owe me…
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Bank Flipping Charges
:j Hi Everybody I`m totally new to this so be patient if you will. Ok bank charges, I`m with the yorkashire bank & like everyone else have had charges applied, alot of them & yes I agree it`s a fifty fifty thing mine & the banks fault, mine because I should watch what i`m spending, the banks because if I want to draw a…
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'Arrangement' Fees
Hi, I bank with First Direct, and instead of overdraft fees I've recently had an arrangement fee - as I've 'arranged' to go over my overdraft limit (circa £10 by the way). Have they found a loop which means I won't be able to claim this 'arrangement' fee back now? Thanks. Ruth
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Bogus company
I signed up with a company to reclaim my bank charges. I paid an admin fee of £15.00. My bank offered £450.00 which i turned down on their advice. In the interim, the claims process was suspended. Since the suspension, this company seems to have folded and all the telephone numbers are invalid and emails bounce back. Where…
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Help with credit card charges courtcase please please :-)
Hi Folks First post-be gentle. After being faffed about and insulted by Goldfish I decided to use moneyclaim to get back some late payment charges i had on a Goldfish Mastercard. However I have just had a letter from the county court; "Without hearing IT IS ORDERED THAT:- 1) Following filing of a defense or holding defense…
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jezerjay
BANK CHARGES RECLAIMING hi there, right where do i begin! i not sure this is even going through to the correct forum but here goes.. right i've read sum of the comments/questions people have put forward but i must be really thick as i still not sure what i can claim back. Well i've received my bank statements for the last…
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Halifax Refuse To Default Me So They Can Grab Xtra 7mths Interest
Hi lm currently repaying my c/c with halifax through cccs on reduced payments and have been since feb 07 although my loan + current a/c with them have been defaulted and sent to their own debt recovery dept last year , the c/c have refused to do this as they can only do that after 7mths as "they are giving me a chance for…
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Natwest bank charges - question
What seems many months ago, I went through MCOL to get my charges back off Natwest. They craftily offered me a £950 goodwill gesture 2 days after my deadline to start court proceedings, and now of course my case has been stayed pending the outcome of recent events, and I truly believe it'll be years before we get them…
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bank charges
Can someone tell me if banks are not supposed to take bank charges if you are receiving benefits.
