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Help me reclaim a £76 charge for £51 unpaid direct debit all thanks to lying cashier!
I have two direct debits that come out of my account with Natwest every month, a £45 mobile phone bill and a £6 mobile phone insurance bill. As I have temporarily stopped working because of exams I don't have much in my account. So I went in on the 18th of May and I asked the cashier whether I should cancel my direct…
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Can i reclaim
Hi ! i bank with HSBC & Halifax. Both banks have been charging me enormous bank charges. I have got to the stage that i'm fed up and want to reclaim. I am still well into the overdraft the've provided me. Will i succeed when i put in a claim or should i settle both overdrafts before starting a reclaim. Thank you
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Help with First Direct
I am very new to this and would appreciate help please. I have a bank account with an overdraft, personal loan and credit card with First Direct. When things became difficult financially, they offered to lump all 3 together so that I have only one repayment per month. Now I am being suffucated by the interest that they are…
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is it still a claim without going to court??
can anyone give a bit of advice here? i have seen martin on the tv saying to get your claim in quikcly for the bank charges. does this mean it has to be at the 'going to court' stage. does it still class as having put in a claim if all correspondence has been with the bank in question, or is it only a claim if it has gone…
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Who's to blame?
sorted. {filler}
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Quick Question regarding charges.
Hi all, reading all your success stories have inspired me to do something with my accounts as i feel i have been treated very poorly by my bank. my question is, can i claim back charges from my bank if im currently paying back an unauthorised overdraft? This overdraft was caused because of these charges. Many Thanks Adam
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Another kind of unfair charge - pls help!
I recently paid by cheque in a well-known high street music store-thought nothing more about it. I check my bank accounts online and realised that the cheque had gone out and not enough money to cover it. :mad: On the same day I transferred money from one a/c to another in order to cover the cheque and thought no more of…
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Nat West - claiming charges after they've put a charge on my property
Hi everyone, I'm about to complete on the sale of my flat next week. My solicitor has discovered a 2nd charge on my flat from Natwest which I was unaware of. Yes, I knew of the debt, but not of the action they'd taken - mainly becuse my neighbours appear to have been stealing my mail and there has been a number of…
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Small Claims Court
I am considering beginning my claim for unfair charges. I am now in New Zealand so it would difficult for me to attend the SCC if it gets that far. I am considering an SCC case for another matter and I wonder if there were any provisions for people unable to attend court, such as telephone conferencing? Can I send a…
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Who to send letter to?
I am attempting to recliam a 30 pound direct debit charge from nationwide as a gesture of good will as its the only time i have missed a payment and have over 10,000 with them in various accounts. Is it best to send to my local branch or is there a complaints centre for it to go to? Thanks
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Barclaycard have actually STOLEN my money!
Hello everybody, My situation is slightly different to most of yours, as it involves refusing to pay Barclaycard's fines, as opposed to claiming. This post is a bit on the long side, but stick with it, because I think you'll find it most interesting. Back in the summer of 2006, I spent £250 on my Barclaycard (owing nothing…
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Bank charges
Hello, I've recently put in a claim for a bank charge refund using the letter template provided on the site. Unfortunately I accrued some more charges after sending the letter....can I claim for these too?? One other thing, can the banks continue to charge £35 a time for defaults/returned payments/unauthorised ODs after…
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Old Bank charges Nat West
Whats the liklehood of claiming back more than 6 years.My account finished with them some 10 years ago but enormous charges were applied to my account at the time.Banked with them some 18 years in total.
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Bank Charges- Direct Action
Lets start ending bank charges now. Instead of standing around waiting for the courts to end them, let’s change the banks with the power of our wallet. Start with the easy bank... Nationwide building society is a building society, which means its customers... YOU... can decide how it is run. Instead of faffing around with…
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6 year limit temporarily not in place for now?
There's an interesting little line in the latest news from Martin on this site that says "...the regulator, the FSA, has said it ‘stopped the clock’ on 27 April 2007, when it first put the hold on reclaiming and that this has frozen any ‘time bars’. This doesn’t have any power in the court, but the banks have agreed not to…
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Advice on charges
Hi there. I don't know if anyone can help me, but I am in a real dilemma at the moment. I had a cash flow crises and several direct debits were bounced during 2 days. This has left my account severely overdrawn and the only income I have at the moment is tax credits and child benefit (as I am a student and my loan went on…
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claim for bank charges pre bankruptcy
Please could anyone tell me if I can claim bank charges incurded before I was declared Bankrupt?This happened in 2006 Many thanks
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Defaulted account
Please forgive me if this answered elsewhere but couldn't find the answer. I have a defaulted additons account with Barclays. I am paying them monthly, a nominal amount as advised by CAB. Can I still reclaim the charges from them, which I think will make up a significant amount of the debt. Has anyone had this kind of…
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Banks to Appeal: Latest News
The following text is about to be added to the Bank Charges News article... STOP PRESS! Thur 22 May 08. Banks to appeal test case decision After day one of the Case Management hearing in the bank charges test case… the situation seems to be as follows (some clarifications are expected on day two). <O:p · The Banks are…
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No Overdraft Please
When my son, who is severely dyslexic, opened and account at Barclays he specifically requested that he not be allowed to go into overdraft. The personal banker verbally acknowledged this request. Despite this he has gone into overdraft (by about £15) a number of times and on two occasions has been hit for a £30 fee plus…
