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Halifax Refuse To Default Me So They Can Grab Xtra 7mths Interest
symikins
Posts: 448 Forumite
Hi
lm currently repaying my c/c with halifax through cccs on reduced payments and have been since feb 07
although my loan + current a/c with them have been defaulted and sent to their own debt recovery dept last year , the c/c have refused to do this as they can only do that after 7mths as "they are giving me a chance for my circustances to change for the better "
i have told them that my circumstances are not going to change but they still refuse
at the moment they are adding £124 per mth interest on my card + a late payment fee !!
lve queried this and the late fee is because im not paying the full monthly payment even though there has been an arrangement for a reduced amount since feb 07
the 7 mth wait till a default can be done is just a moneymaking exercize as far as im concerned they would not get that interest on my current a/c or p/loan thats why they defaulted them after 2 mths
no money in it for them to hang onto them !!! :mad: :mad: :mad: :mad: :mad:
am currently taking this up with the FOS
lm currently repaying my c/c with halifax through cccs on reduced payments and have been since feb 07
although my loan + current a/c with them have been defaulted and sent to their own debt recovery dept last year , the c/c have refused to do this as they can only do that after 7mths as "they are giving me a chance for my circustances to change for the better "
i have told them that my circumstances are not going to change but they still refuse
at the moment they are adding £124 per mth interest on my card + a late payment fee !!
lve queried this and the late fee is because im not paying the full monthly payment even though there has been an arrangement for a reduced amount since feb 07
the 7 mth wait till a default can be done is just a moneymaking exercize as far as im concerned they would not get that interest on my current a/c or p/loan thats why they defaulted them after 2 mths
no money in it for them to hang onto them !!! :mad: :mad: :mad: :mad: :mad:
am currently taking this up with the FOS
:EasterBun GRAB EVERY OPPERTUNITY YOU GET ..YOU DONT KNOW HOW LONG YOUR HERE FOR
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