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What happens after a Bank has made an offer
My bank, Nat West have made me an offer after refusing to acknowledge my letters, I took them to money claim online court. They offered me a lower amount which I accepted, in a signed letter to the bank. But the judgement day is tomorrow.. time up.. but I have no idea how to go about telling the money claim online people…
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Barclays
Hi can you tell me what has happened with your claim? I'm in the same boat as you but with Barclays. Barclays were allowed to put in a defence even after the final date given by the court. They have put in a defence and I am being sent an acknowledgement questionaire, which I am meant to send £100 with, I am told it will…
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Can You Still Claim?
Can you still claim if you don't know what dates you were at the bank. I have been with several banks over a number of years and would like to get the ball rolling with them all...
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Recent damages claim linked to charges
I recently saw an article on BBC news relating to a claim that was going through some time last week that the claimant had refused settlement as was claiming damages on top of the charges. I have not been able to find any further info, don't know whether it is because of confidentiality,it wasn't successful or I just…
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Court request for info - advice HELP!
Letter from court!! REQUEST FOR FURTHER INFO AND CLARIFICATION Asking for : 1. account details 2.date of charge / amount / reason for charge 3.some other info about "is it the case that the claiment shouldnt have been charged etc etc" I have been asked to provide this request by april26. I have of course supplied detailed…
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In Todays Plymouth Paper MUM IN BID TO STOP BANK'S 'HARASSMENT'
MUM IN BID TO STOP BANK'S 'HARASSMENT' WILLIAM TELFORD INVESTIGATIONS EDITOR 11:50 - 18 April 2007 Single mum Alison Turner is taking one of the country's biggest banks to court for allegedly harassing her about her overdraft. In what is expected to be a ground-breaking case, Ms Turner, from Devonport, is seeking an…
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How long from Filing claim to Court date?
I have asked this on longer threads but haven't had an answer as it's got caught up in all the other replies. I just would like an idea of how long it is taking to get a court date at the moment. i.e if I file with MCOL tomorrow, when is the court date likely to be (roughly of course!) so that I can have some idea of when…
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Help, please, advice needed
Didn't know account numbers but I have previously had Mothercare, Dorothy Perkins and Debenhams store cards - letter came back from GE saying they don't have any record of me having any accounts with them (sent my chq back) - is there any other way of finding out??? All statements packed away due to building work. Please…
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Reclaim bank charges from old and closed account
Hello Is it valid to claim bank charges from an account that you have closed i.e. left the bank? I believe it's quite common people are leaving banks due to whatever reason. I want to claim back quite a bit of money but want to know if it would be worth while as I closed down my account and left the bank last year Many…
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Snowballing Charges
Hi, I'm in the process of reclaiming my bank charges from Halifax and currently waiting for an outcome. However, because of the charges, it's left us with less and less money each month creating a snowballing effect. Since my original letter, they have charged us a few hundred pounds more which is simpley making it…
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HSBC cant find my old account?
I am trying to get some statements from HSBC relating to an account I held with them for years up until March 2004. I assume I am correct in thinking that I can reclaim charges for the 3 years I was with them (April 2001 - closure of account March 2004?) prior to banking with someone else? I now bank with First Direct.…
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Natwest
Wow, just rang NatWest and they are sending out the last 6 years worth of statements for free! Dan
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Preparing for Court
Can anyone help please? I have finally got a court date through to reclaim my charges (25th May2007), and the letter I have received from the court says "each party shall deliver to every other party and to the court office copies of all documents (including experts' report) on which he intends to rely at the hearing no…
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Claiming bank charges
:confused: I have just started the process of reclaiming my bank charges. I've paid my £10 and the bank have written and informed me that it will take approximatley 12 weeks to recieve my statements. However in the closing paragraph they finish up by saying that if they don't here from me within 8 weeks they will assume I…
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Personal Info
Is it possible for me to request any personal information held about each debt from each of the collection agencies? If so, How do I go about doing this? I'm just thinking that maybe this will give me the account numbers I need to persue bank and credit card charges.
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Can I claim back storecard charges?
Hi everyone As you can probably guess I'm a trainee debt adviser so desperately trying to get my finances in order so I can advise my client without being a hypocrite and also hopefully give them positive encouragement by learning from my own experiences. Anyhow, in the process of applying for my list of charges from the…
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3 days notice and on benefits
since 2006 i have been receiving no more than 3 working days notice from my bank(HBOS) of charges(£39) to be debited from my account, as i am currently a lone parent and only receive minimum benefit (£120 a week ish) i have asked for longer notification as these charges are forcing me into poverty HBOS REFUSED.Any help on…
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No account number
I sent my letter plus the £10 postal order to Lloyds TSB requesting info on an account we held up until 4 years ago. I don't have the account number though so obviously they have sent the postal order back to me with a letter saying they need the account number. This particular account is still being paid off to a debt…
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Closed Account Claiming Charges - Bank Won't Provide me with details of charges
Hi I have a closed account with the Clydesdale and sent them a cheque for £10 to provide me with the details of the charges levied on my account within last 6 years (I no longer have the statements - I closed the account when they charged my approx £300 in charges for going overdrawn by £25). They banked cheque then sent…
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have I messed up my claim?
After going through all the hassle with Lloyds TSB,and getting no joy.I have filled in the form on the HMCS website,to take them to court.I have put the wrong start date....03/09/2007,instead of 03/09/2003.Everything else is correct,and on previous correspondence with the bank the dates are correct. Will this affect my…
