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HELP with the INTEREST CALCULATOR!!!
Hi, it seems there areonly 150 lines to add charges on in the Carlculator form, but mine are more than 150 charges. Shall I do it on two seperate ones? Anyone else had this before? Thanks!!!
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They haven't cashed my cheque!!?
Please help me!! I sent off a letter requesting a list of charges and it was signed for on 4/4/7 but they still haven't cashed it. Do the 40 days only start from when they start doing the work or can i start demanding 40 days after it was signed for? Thanks Sparky
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lloydstsb advise needed on what to do next
Hi I sent my first letter to lloydstsb 18 March and got a responce saying they needed 4 weeks to deal with my complainte. I( then sent my secon letter on the 4 april but did not get a sifnuture for the recorded delivery. So I handed the second letter into the back on the 14th and today I got a letter stating they could not…
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New charges since claim started
I am in the process of reclaiming £1800 of charges from the Halifax, and have reached the point where the next step is to start court proceedings. Since I first contacted them with a list of the charges I am claiming, a further £200 worth of charges have been added to my account due to confusions whilst opening a new…
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Can you reclaim more if you get more
I've got a thread on another section - wife of serial debtor - he is still going overdrawn and I have applied (he signs the letters) for his charges to be paid back. Can I do it again for the charges that have come up and will be coming up since then? Or is it just the ones I've already done for him. Thanks
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cleaned me out
Hi, I have a bank account with HSBC i also have a VISA card with them which i have to admit the payments are not up to date. Today whilst using the internet banking i have noticed that they have taken out all the money in the account to pay some of the card balance. What can i do! i have other issues as well which come…
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Refferal charges plz help
Hi there I recently requested my past 5yrs of bank statements and received these yesterday. As I was going through these I noticed quite a few charges marked referral charges. As far as Iam aware I can reclaim these back, however unlike the rest of the charges on my statements it doesnt state a date in which they are from…
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Decision Time!! Can anyone help?
Hi, I have sent the first two letters to my bank (Barclays). In my second letter i explained that i have been charged an extra 150 pound since my first letter and would 'without prejudice' ignore these latest charges should they pay me the £880 i requested. I have recieved a letter offering me £590 of the £880 i asked for.…
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i think ive messed up!!!!
:confused: i have just completed my money claim online, but what i didn't do was use the template of what to write ( i have only just seen it!!!) I feel like i have just wasted £80 i have put no dates etc just basically the outline of my charges against HSBC am completely gutted. :mad: jooles
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Barclays Bank Current Account
I wrote to Barclays to claim back unfair charges.They offered me a sum very quickly as a goodwill gesture without sending me any calculation of how it was worked out. As it was attractive and cleared my overdraft which was the main purpose of claiming I acepted a full and final settlement without even getting calculations…
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2 problems for me this week
i have taken lloyds to court as yet i have had no reply only letter of issue from court office the 14 days are up on on friday what do i do next, have i won by default ?? next problem is citi cards i requested charges back then threatend court in letter 2 reply from them today is very nasty and clearly states that i am…
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English vs Scottish courts
Hi just a quick question, when filing out the letter advising the bank you intend to raise a court action it states "...filing proceedings through the county court". I assume that the county court is referring to an English court and that as I live in Scotland I would be referring to the court as the Sheriff small claims…
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Halifax Bank Gesture Of Goodwill
Hi, I recently followed Martin's advise on reclaiming my bank charges. Here's what has happened so far: I sent the letters out, the last one threatening to take them to court was ignored although I got quick responses for the previous letters. I started the court claim and paid my £80 court fees Halifax acknowledged my…
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help with letter refusing goodwill gesture please
In Febuary i asked Abbey National for approx 1.5K in charges back. They did not in the alloted time stated in the letter I sent. :mad: So i put in a claim to the court online. Abbey then sent me a letter saying because the claim was made online they needed my account details, contact details and another listing of charges…
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What to do now?
Hi All, I just recieved a letter from my bank after asking for my statements saying. As my colleague has previously advised, default charges are fees payable if customers do not make the required minimum payment by the payment due date, if they exceed their credit limit, or if their payment is not made on time or is…
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Calculator questions
Hi there, I might be totally dumb, but after a certain amount of charges I put in my calculator list, it stopped adding them. Has anyone else had this? Will I have to create 2 seperate ones? THANK YOU!!!
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House of Fraser - G E Money
I have a HOF card which I pay off if there is a balance on it. Last month there was £38 o/s and a £4 minimum payment. I forgot to pay it back. This month I have been hit with a £15 charge and over £14 interest. The ineterest ok, but what is the best way to get the £15 removed, - appeal to their better nature? I did a…
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breakdown of bank charges
hi, i am just about to do the money claim online to claim charges from the halifax totaling £1868. when i sent my letters to the halifax i sent a list of dates and charge amounts to my account. is this enough or should i have sent a list with the reasons for the charges ? i only received the statements for the past 6 years…
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Has anyone heard back from Cobbetts Solicitors
Just wondered if anyone had heard back from Cobbetts Solicitors since responding to their request for more info. I sent response today but know some people needed to have it back earlier.
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can i still claim even if it was my fault that i was overdraw whilst in austrailia
i have had a bank of scotland account for many years and over the years i have had lots of bank charges.i then go a bank charge whilst i was in austrailia in january and when the bank tried to take the money for the bank charge there was no money in the account and since then they have tried to take it several times and…
