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House of Fraser - G E Money

I have a HOF card which I pay off if there is a balance on it.

Last month there was £38 o/s and a £4 minimum payment. I forgot to pay it back.

This month I have been hit with a £15 charge and over £14 interest.

The ineterest ok, but what is the best way to get the £15 removed, - appeal to their better nature?

I did a search for G E Money, but could not find anything, and most of the threads on here relate to events leading up to taking court action.

Apologies if I am in the wrong forum

Comments

  • Twinkly
    Twinkly Posts: 1,772 Forumite
    MisterNick wrote: »
    I have a HOF card which I pay off if there is a balance on it.

    Last month there was £38 o/s and a £4 minimum payment. I forgot to pay it back.

    This month I have been hit with a £15 charge and over £14 interest.

    The ineterest ok, but what is the best way to get the £15 removed, - appeal to their better nature?

    I did a search for G E Money, but could not find anything, and most of the threads on here relate to events leading up to taking court action.

    Apologies if I am in the wrong forum

    You could just make a quick phone call and ask for the charge to be refunded. Given the expense of them having to defend a claim for £15 in court it is worth their while to do so and you might want to mention that if they say no at first ;)
  • MisterNick
    MisterNick Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    Thanks for the advice Twinkly.

    I have just telephoned them, and they have waived the charge AND the interest as I paid the balance off in full, which I do any way.
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