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Help! What Do I Do Now
I am reclaiming bank charges from Barclays Bank in the amount of £3,500. I have started court proceedings through Moneyclaim and Barclays have waited until the very last day to notify that they are Defending the claim! What do I do now! Will I have to go to court? If they make an offer out of court, should I accept that or…
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Quick question (I hope!)
Hi every1. I am currently in the process of claiming back from Abbey (I hear they're bad news:( ). Its very early days as I've only just sent off my 1st letter (having worked out the charges+interest etc myself from my statements). The reason for my post is that I've opened a new account with Barclays for 2 reasons - 1. As…
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They have put in a defence after I requested Judgment by default??how??
I am currently claiming back my bank charges from Barclays Bank. I went through MCOL and they Acknowledged my claim giving them the 28 days. It was the 28th day last Saturday 15th, of course being a Saturday they get an extra working day. So I checked MCOL early this morning and entered Judgement by default. I filled out…
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Claiming interest up to court hearing
I'm at the stage of taking Abbey to court. I've read that you can claim interest up to the date of the hearing, but I did not remember reading about this when filling in court papers and filling in the templates. I wouldn't normally worry about this but as they have dragged this out for so long now, I feel it my duty too…
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Clysdale bank charges
I've asked the bank for statements about bank charges dated back five years. I recieved a letter telling me as there was a backlog I'll have to wait. I'm still being charged £35 pounds a time. So how long should I wait before demanding a statement. I feel their just playing for time and Im getting frustrated and poorer by…
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Now that the worm has turned...
The largely successful campaign in reclaiming bank charges has got me thinking. Now that we hard-done-by individuals have shown that we can stand up to the mighty financial institutions, who's next? The group that make me see red are the companies who have sold poorly performing endowment policies and who wring their hands…
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Personal Damages
I'm a financial education worker with Renfrewshire CAB and i commonly help people with their bank charge claims. I've just had a conversation with a client who is determined to reclaim not only his charges but also damages. I have informed him that a statutory 8% can be added but he is talking about making a claim in the…
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Ikea Charges
Hi, has anybody attempted to recover unfair charges from Ikea Home card. They have racked up £300 in charges in the last year - for various things such as 'broken promise fee', 'overlimit fee' etc etc despite me attempting to come to an arrangement with them. i want to try and reclaim these charges against my account. if…
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who do i make court claim to branch or head office
i have just been offered 750.00 of 4,500.00 from lloyds tsb which i have sent letter to branch accepting as part payment only but what i need to know as i have been sending all previous letters to the manager at my local branch should i make the court claim to my local branch or to the head office...which i think is 25…
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advice please
hello,have followed all the steps on this excellent website,my claim is only for about 300 pounds against tsb,have just checked how it is going on moneyback website and they are defending it and have been told by their helpline that i will get papers in the post and a date for local court,need to know a/is this normal.…
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Natwest r takin me for a ride surely!!
Well i won my claim last monday and the issue was made to Natwest for my money, via MCOL... i asked for a little advice last week as to what to do next, cause i didnt want to send the bailifts in straight away, anyway yesterday my partner phoned natwest to see what was happening, and today they said that they have a…
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Morgage with your troublesome bank
Can anyone tell me what happens to my morgage if i claim my charges back I have a morgage with Nationwide and also plan on trying to claim for charges. If i get my charges back will they take my morgage of me as well as close my account Leisa
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Closed Accounts
Can anyone tell me if you can claim if the account is now closed?
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ok what should i do now?
i sent the second letter to halifax detailing how much they've charged me and included a print out of my statements from my online banking statement of the charges, and i recieved a letter this morning saying they're looking into my claim and that they have 8 weeks to investigate the claim (they said its the rules from the…
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default judgement advice
HELP.. We have a judgement by default issued by CC against BOS, My wife rang them asking for our money, as the order said payment FORTHWITH....the staff memeber we spoke to said, we'll do it within 14 days as we're allowed that time by law. Am I missing something but doesnt forthwith mean right away without delay/excuse ?.…
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Defence entered from Lloyds
Hi there all been following this site for months whilst TRYING to claim back just over two grand from lloyds (its a struggle) been through normal process with usual response and in some case no response so filed with MCOL and yep they defended and state i'm vague and embaressing this maybe true but i also have a valid…
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How to take bank to the county court?
A friend of mine recently started court procedings using moneyclaim, but has since been told they cannot do anymore to help and that he should go to the county court, I think he applied for about £1500 worth of bank charges from Lloyds TSB. I to have bank charges of £870 to claim back from Loyds TSB, and have sent the 2nd…
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can anyone help?
I wondered if anyone can advise me on the 40 days the bank is allowed. Does it go from the day you sent the letter or from when they recieve it? and is it a straight 40 days from there or is it 40 working days? Also I have sent my first letter to my local branch, does this matter?:confused: Would be gratful if anyone can…
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dagonkey
can you claim for bank charges on a small business which was sold 5yrs ago this july
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Defence has been entered but dated a month ago is this right?
HSBC entered a defence yesterday via MCOL (16.04.07). The date was entered as 19.03.07. That was the date I filed the claim online (they were served on the 24th), is this correct as when they acknowledged it said the actual date they did it. Tad bit confused (although I admit it doesnt take allot)!! Tanya xxxx
