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Very frustrated - advice please
My thread keeps getting moved and it's a bt annoying! :rolleyes: I spoke to LLoyds today who say they didn't receive my first letter a month ago. Lying swines! Then I spoke to a cheeky little 17 year old (sounded like that) who said the charges are not unlawful as I signed terms and conditions when I opened the account. No…
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Separate Claims?
I have sent my letter off to my bank. However I have just recently found out about also claiming on credit cards. I have a bank account and Mastercard with the same bank, therefore my question is: Should I be making both claims with the one letter? Or should I send separate letters for my bank account and mastercard?
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Bank posturing or not?
Hi all I am claiming around £2000 from Abbey and have issued my claim in the small claims court, Abbey have today sent an Acknowledgement of Service stating they intend to defend the whole claim. Is this the bank posturing and playing for a bit more time? or something more serious? Also is there anything I need to do, or…
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Bank Charges
I have gone through the prosess of getting my statments for the last 6 years (without a £10.00 charge from Barclays) and about to send off to Barclays,but where do i send it ?, is it my branch
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Closed account, still with bank but different account, still a claim?
Hi, i am with alliance and leicester and currently have a premier direct account, which i upgraded from a young worker account in april 2006 after turning 21. Since changing i have not had many charges that i havent had refunded, but on my previous account i had many, can i still request the previous statements from my old…
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Enforcement Action Letter From Halifax
Hi everyone, please could someone help me? I bank with Halifax and last month I got into an unauthorised overdraft by around 35 pounds, because I have a standing order for NSPCC charity for 5£ to be taken of my account each month and last month I didn't have sufficient amount of money in my account to pay this 5£, so…
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Hi, I need some help Please
I am currently claiming £763.92 plus £80 court cost from RBS. They have just sent me a offer of £539.00 to be paid direct into my bank account. The bank account was closed 3 years ago. I would like to accept the £539.00 as a part payment. Has anyone got a template letter that I can copy, as I don't want to !!!! up my claim…
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What happens once the Allocation Questionaire has been filled and sent to courts ?
Hi i sent the Allocation Questionaire off to my local courts 2 wks ago,what actually happens once the courts have recieved this and the Nationwide Questionaire too ?
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Quick MCOL question - claiming by default
It asks if you wish to claim anymore interest since date of claim - is this a yay or nay, and is it 0.021*days of the total claim +original interest or just of the claim amount?
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Is their defence valid?
Heya, I've followed all the steps and I've been given a copy of their defence which reads... "The claimants account is governed by the defendants personald and/or business banking terms and conditions. Pursuant to the defendants terms and conditions the defendant is entitled to make a charge for its services as set out in…
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PLP Premium, can I claim it back
I'm in the middle of claiming back my charges and have come across a couple of large charges for PLP premium. I think this is when I've consolidated my loans in the past and have been charged for doing this but not sure. firstly can anyone shead a light on this. Also can I claim any of this money back. I'm not very good…
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HELP! Bank has defended claim.
HELP!! My bank has defended my claim and on the 'Bank charges website' it says that i have to fill in an 'allocation questionnaire' from the Courts,but it doesn't mention where i can get it from or what to do next. When i went on the Money claim Website, it just says that as the Bank has defended the claim, i cannot…
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Overdraft Interest Charges
Hi, Does anyone know if it's possible to claim back interest charged on an overdraft, as well as charges? I know it's doubtful, but I don't have much to claim in the way of actual charges, but I would have a lot more to claim if I could grab back the interest on my monthly overdraft as I was using my overdraft for a couple…
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HSBC recharging me after i got old charges back - now saying they changed T&C's !!!!!
:confused: I don't know what to do! HSBC refunded me £2348 of a total of £2460 claim and last month they still allowed me to go overdrawn and charged me £96 and this month i am about to be charged £150.00 I know i shouldn't go overdrawn but my situation is that i can't help it. they say that they can charge me this and i…
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quick query
Hi all, I'm currently trying to reclaim just over £4,000 from HSBC. However, since I wrote my first request letter, I've been charged about another £300 for unauthorised overdraft (wouldn't have been overdrawn if they'd paid when I asked!!!). My question is, should I add these recent charges onto my claim with the court,…
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Help Please!! Halifax increased charges since my claim!
I have had an arrangement on a Halifax Credit card which is in default and registered as such on my credit file. I have bumbled along repaying the small sum of £10 per month and they agreed to stop charging interest about two years ago, as it was in default and I agreed to repay it on this condition (they had charged me…
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Sending Cheque for bank charges help
Hello, Sorry if this is a silly question but who do i make the cheque payable to when requesting my statments Thanks in advance
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Old account now closed no account number?
Hi i've found the letter to write and the address that i need to send it to, but i dont have details of my account number, i do however have the branch sort code and their address. Can i still claim any charges?
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bank charges court process
Am about to do enter into the small claims court process, but have realised the amount I claimed in my letter was incorrect too much by £60 (just claiming charges no interest on them). Will this affect my claim ?
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Help! What do I do next?
I have sent the first template letter to Abbey and they have only sent me one years worth of copy statements, not the six years of charges requested. I am unsure what to do next. Do I contact them again, do I wait and see if anything else is sent? They have cashed my 10.00 cheque. Help!!!
