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What would you do?
My husband was in a non-fault accident and had his car repaired by the third party's insurers through one of their authorised repair centres. The repair centre took forever to do the repairs which were replace back doors (doors were on back order until we decided to have the van back and take it to the family mechanic when…
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Cancel Policy
Hiya,could you please advise me? I have made a claim on my insurance,which has been approved.Im now waiting on the work to be done.. Then payment to be made..I was always planning on cancelling my policy and getting insurance somewhere else once this was dealt with,as the premium has been way too high,and of course now it…
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Sole Trader - Theft of Money
Hi all, House was broken into while we slept. Car taken, but also the takings from a dance class. I am a sole trader. Insurance say they will not pay out on takings as they are business proceeds and therefore not covered under home insurance. Is this right? If so, when does money become income (hence covered) rather than…
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Best insurance to go for?
I have been getting quotes for switching insurer for my Buildings & Contents, as I realised I'm paying way to much (£54 a month). I am unsure as to whether to go for a policy that includes legal protection and do I really need accidental damage? The best quotes that have come up are for Legal & General and Hastings Direct.…
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House Insurance Clain advice
Hi, After some advice on storm damage to Conservatory. It is still standing but the wind has shaken it and there is now a very minimal (less than mm but can see light through it ) gap between the conservatory and the house and needs repairing. WE bought the house last year and had a home buyers report stating that the…
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Pitched Asbestos Slate Roof
Hi all, I was hoping for some advise. I've been hunting through my mortgage paperwork and my roof is listed as "Pitched Asbestos Slate" now in the past I've been accepting the assumptions which include tile and slate but what I'm not sure of does this count as slate, asbestos or something else and is it covered under the…
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Claiming from House Insurance for lost mobile
Hi, I have lost my mobile and have raised a claim with the house insurance company, they said this is covered and a claim can be made. The only problem is they need a crime reference number. I lost the phone on holidays and never thought to report it whilst i was away, they now wont take a statement from me as i have to be…
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Home insurance - mortgage lender's details
Hello, Im trying to buy a home insurance policy through direct line, im trying to fill in information about lender so it's noted on policy. Lender is Nationwide Building Society, it asks for address. Anyone know what address I should put, I know the one for direct debit but is that the same as if it's the lending side?
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Advice on Contents only insurance please..
Hi, I am looking a bit of advice for a landlord of a rented apartment. The apartment block (6) has buildings insurance through management agent. There is only white goods in the apartment (no furniture). If he takes contents insurance it gives option of Home Emergency Cover for an extra £50 this covers leaks boiler…
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N1 claim form, fraud car insurance claim!
Hi wondering if anyone can help? 4 years ago I received a car insurance claim against me, I do not recall any accidents Ive been involved in. I contacted my insurance company and they said they past it on to the solicitors 'Parabis'. I explained to Parabis I was not involved and they said they will be waiting for the other…
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Insurance for Son playing football tournament in Milan
Any recommendations for an insurance company offering sports cover - in particular for a football tournament at Easter in Milan? Have searched the web but not sure I've really come up with anything apart from sportscoverdirect Thanks
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Car Insurance Increased Mid-Term
Hello All Seeking advice for my Dad. My mums car is insured with Direct Line and when my brother passed his test they added him to the insurance which obviously increased the policy price. He has now got his own car so they have removed him from the policy but Direct line have increased the policy price to £55 per month.…
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Help! Home Insurance - drains damaged by tree roots
Please help, I have blocked drains, it seems that the cause is damage from tree roots. I'm insured with co-operative and it includes accidental cover. Can I claim?
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How would u deal with this - time for legal cover?
I posted on here a week back about a situation where over the storms a tree just behind my property boundary went down pulling the land from under shed, which I am currently resolving withe the council and my insurance company. (As the land behind is council owned) This council owned land is sloped down from our property…
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cash settle a claim for flood?- finding a good builder in the midlands with capacity?
I am not sure if I should cash settle a flood claim or not? the loss adjuster has told me 2-3 months to get contractors to my home. The worry is that all of the specialist builders are equally as busy. what happens if I find more damage after I have settled?
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Travel Insurance for pre-existing medical condition
Has anyone had any experience of a travel insurance comapny specialising in cover for pre-existing conditions, called MediSafe? They are coming out in my search comparisons as the cheapest by far. I've serached for reviews but nothing is coming up. (I suppose, having a total mistrust of the insurance industry, I'm asking…
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Work Health Scheme - NHS Hospital Benefit advice
Hi In need of some advice. I pay into a work health scheme. It's not an insurance, but it offers benefits to members with decisions on claims made by its directors. It's generally to cover planned private treatment and not emergency care. Unfortunately I recently had a problem with my appendix (very painful!) which had to…
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Travel insurance - Cancellation question
Hi. I have a question about insurance covering cancellation. I am about to buy insurance and want to get a level that covers my ticket cost to Australia. Thing is, the ticket was purchased on a card owned by the other traveler, not me. In this case, since technically, on paper, I didnt pay for the ticket, would insurance,…
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Will I lose my no claims bonus if claim not accepted/paid?
Just short of 2 years ago my husband talked me into buying a very expensive Lazyboy leather lounge sofa and 2 x recliners. The leather has started to 'wear' and someone came out and looked at it. They are saying that the 'wear' is caused by sweat! No one in the house has a sweating problem. We had a leather sofa before for…
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Contents Insurance Help
Due to my son soon to be having the spare room my very expensive fishing tackle will have to be moved to my garage. I am also looking to sort out my contents insurance and struggling to find one that covers "garage" contents for more than £2500, now my tackle is worth in the region of £7000 to replace (bulk being a £2250…
