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NCB 4 years and 7 years
Hi all, I had two cars with both separate policies. I sold both cars and recently did some quotes on a new car. The one with 7 years is over 2 years old and only Co-op will take it on at just over £800 for the new car. I thought I would do another quote with the 4 years policy it works out around £440. Is it worth keeping…
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Travel insurance runs out whilst being kept abroad due to illness. Help!
Hi everyone My father took a trip to Hong Kong a few days ago and unfortunately developed angina and was taken to hospital. He was operated on and discharged, but he has developed chest pain again and is now in intensive care. My mother is with him but is obviously very distracted and has asked for help with getting him…
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First time driver insurance
I am looking at purchasing my first car and insurance, 19 M. However I will be leaving to go to university in September and so I will not want to purchase it for a year as I will be leaving the car at home. I will however want to use the car when I come back occasionally during holidays or weekends. How is it possible to…
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Saving and Protection
I took out a Maximum Protection Plan in 1978. The guaranteed life cover was 8872. Now it is so much more that that. If I cash it in will I have to pay tax on the money earned over the life cover.
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Declaring claims ??
Hello, something just popped up in my head if you are a passenger in a vehicle that was involved in an accident - nothing to do with you - you were just a passenger and you made a injury claim does that mean when you get your own car insurance you need to declare this claim? this thread is to do with the other thread thats…
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Ridiculous push bike car insurance rule
My husband is a named driver on my car insurance policy. He was knocked off his pushbike and thankfully not too badly injured. However, his quite expensive bike was mangled and he put in a non fault claim on the driver's insurance (i.e. The driver who knocked him off and claimed full responsibility). MY car insurance…
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Insurance legal cover, are tenancy issues included?
I'm a tenant living in my home under an assured shorthold tenancy. I've got family legal protection insurance. Insured is: Any infringement of your legal rights arising from or relating to your ownership or occupation of your principal place of residence Not insured is: Claims arising from or relating to ... A lease or…
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Insurance companies cannot find used car's registration details
Good afternoon all, I am looking to buy a used car and spotted something I like on AutoTrader. Its a 2003 Ford Explorer, left hand drive. I am thinking about going and seeing the car tomorrow. Before I do that, I wanted to check what the insurance would be like. So, I visited plenty of insurance comparison sites (and also…
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Personal Injury Litigation Companies.
Can anyone recommend a Company on no win no fee basis.My son had an accident at school in Scotland ,this was due to lack of safety equiptment after that incorrect first aid given. We have waited a considerable time for the report and findings. This happened two years ago , can we still claim?
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Aviva Car MSE £50 Amazon voucher deal
I am seriously considering going with Aviva because its £59.48 a year cheaper than my renewal from my present one plus getting a £50 Amazon voucher . My current insurer is one that does a deal with employees that work for my employer where we don't pay any APR if we pay monthly. Now when I click on the link under the car…
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Cycling and a stone hit a car - am I liable??
I was cycling through a car park earlier today and I went over a stone. This flew out and hit someone's driver window. Luckily no-one was in the car as the window completely smashed. I left my name and number for the owner. Now I'm wondering who is liable though? I wasn't cycling quickly (10mph max) or in any way…
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Car Insurance incorrect data
Hi -Anyone help?. On my car insurance renewal (November) I compared deals and decided to leave the company I was with for another Insurer. When I called to buy =I was told I had an unresolved claim showing. This was a not at fault incident which had been fully paid and finished months ago. I called my existing insurer and…
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My car is wrote off, ins co wont pay out...
We moved house december 16th. My car had a fire on feb 12th and was written off the next day. The insurance co asked me to send in my log book and mot. My log book has my previous address on it, so the car is registered there. It never even occured to me to change this address. I changed the insurance to the new address…
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Car insurance -big difference in quotes changing Surname
Any idea why there is a big difference in online car insurance quotes simply by changing Surname ? My Surname is foreign, if I use it in the online quotes with confused.com, RAC Insurance are quoting £90 higher than if I use an English surname ! If I am looking to change car insurance, I normally get quotes with…
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Income Insurance refuses to pay
Long time lurker 1st time poster so please be kind. Sadly I was made redundant on 31st January, paid in lieu until 28th February. Fortunately I took an income protection policy back in April 2014 so it was active when I received the bad news. I've managed to find another job and start on Monday 31st March, I called to…
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Insurance, Houses built MMC.
Houses built MMC, methods of modern construction. We are aware that the Insurance industry is a dinosaur, it would be wonderful if it came into the 21st Century it would help if it made it into the 20th. My house built 2 years ago is an Eco house using MMC, that is timber frame and in my case externally clad with calcium…
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Claim against me after insurance claim?
Hi folks. Looking for a bit of advise/sanity restoration... Accident back in June last year where I rear-ended someone at a roundabout. No damage to our car, very minor damage to other party (parking sensors popped out). All through insurance companies as it was a company leased car. All apparently settled through…
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New Car Insurance Scams
What does everyone think about the latest "Flash4Cash" car insurance scam?
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Redundancy Insurance/Income Protection
Hi all, I'm currently paying £17.50 per month for redundancy insurance. This will pay out a fixed amount per month if I'm made redundant for a period of up to 12 months. My question is am I paying for something which I'd be entitled to anyway if I was made redundant (in the form of Job Seekers Allowance I presume). And by…
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Health insurance
Hello all I'm not too sure if this is the correct forum - but here goes. I have several chronic ailments and have decided i need private medical insurance, as waiting for NHS help, which is often very shoddy and rushed is doing my head in! I quickly established that the only company who do insurance for chronic or pre -…
