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Car Insurance - 50/50 settlement advice.
If I was to agree to a 50/50 settlement for a motor insurance claim, would I still be liable for the excess on my policy if my negligible damage wasn't repaired?
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Paying for work done on insurance
Hi all, Hoping for some advice. We had a tree fall down in the back garden during the bad weather before Christmas and we had the repair work done under our house insurance. We approached a local contractor who had been recommended to us to do all the work and he provided an estimate to the insurance company that was…
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flying trampoline!!!!!!!
I received a renewal quote for house ins with more than for £380 ,I got them down to £267 using comparative info. (Text removed by MSE Forum Team)
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Cheap insurance for my Dryer!
hiya, im looking for the cheapest insurance possible for my dryer, can anybody recommend anyone? thanks for any replies
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Buildings Insurance for shared freehold
I share the freehold for a converted victorian building. I own half. My neighbour owns the other half. We used to get a shared buildings insurance policy from an insurance broker. But now the insurance policy only wants to deal with big clients and doesn't want to serve us anymore. Could anyone recommend a good insurance…
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Cancelled Car Insurance Policy
I recently renewed my car insurance policy, moving from Aviva to Legal & General. I put in all the information I had including 3 previous claims in the past 5 years. The policy was set to renew on Apr 1'st this year. I received a letter from them today saying the policy had been cancelled. The reason being that CUE (the…
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Sell food to aid charity--liability insurance?
I sell jam--a few hundred pounds worth each year--passing every penny of the proceeds on to a local charity. BUT the local district council, which runs one small market where I sell, now insists that ... (A) I MUST have public liability insurance (which I don't); because, they claim... (B) if any buyer suffers ill-effects…
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Car insurance question - how long have you held this license?
Hi there I hope this question hasn't been asked already but I'm a bit unsure. My car insurance renewal is coming up. This is how it is: I've had my FULL UK driving license for 2 years (when I renew my policy anyway) but I actually have 3 years of NCB because I held a provisional license and insurance policy for a year…
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Warning Re: Multi Car Insurance.
A quick warning with regards multi car insurance and NCD. We have had multi car insurance for 3 years, the latest renewal was way above what I expected, so did a comparison and swapped. The problem now is my partner can not use the NCD he has built up even though they state that each driver earns there own NCD. All…
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Lenght of time I can ask for a rebate in overpaid house insurance.
I have just received a drastic reduction in our house insurance premiums. As the Company in question has overcharged us for many years, (because we had a claim for subsidence MANY years ago, we have never been able to change insurers) we feel they should 'come clean' and refund a similar % of the previous years of…
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flying trampoline!!!!!!!
Would it be normal for the buildings insurance to cover damage caused by a trampoline been blown on to roof of house
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Car insurance - UK vs EU driving license
I was under the impression that under EU laws UK insurance companies should not discriminate price-wise between UK and EU driving license. is this assumption correct or not? I have car insurance renewal at the end of this month, I have done all comparison sites and some brokers and the cheapest was always around £550. main…
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Bupa problem - outpatient allowance exceeded
My wife has private medical cover through work, provided by Bupa through PMI Health Group. She recently got 2 referrals from her NHS GP for 2 separate issues. She got appointments on the same day to see specialists at a local private hospital. One of the consultants decided that some tests were required, so these were…
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How to effectively complain about your insurance
Hello all, PLease can I ask for some help. I took new insurance out when I moved house in November, at the recommendation of my mortgage adviser. I had previously been with Direct Line for a number of years. Anyway to cut a long story short my handbag got stolen from my house in January. Somewhere between getting home from…
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Contacting Offenders Insurance Company? Not Protocol?
Hiya, I'm pretty much at my wits end. My Husband was killed by a drunk driver in 2012. The driver was charged with DBDD and was sentenced accordingly. My solicitor requested an interim payment last year for me to cover funeral fees etc. I wanted to accept an offer from offenders insurance company last autumn but as I have…
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Cheapest way to insure second car
Good morning, I am starting a new job soon and the requirement of the job is to have a car, even though the job is a mile from home I have to travel between sites within a couple of miles of each other. I will probably do no more than 5 miles on an average day. I am planning on buying an old car for £500. At current I use…
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delete
Hello. Goodbye.
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Contents Insurance for 2nd floor flat in surface water flood risk area
I am just comparing quotes for contents insurance for the flat I am due to complete on on on Friday. Tesco came out cheapest and when I told them that the flat is in an area at significant risk of surface water flooding (but there are no records of historic flooding in the area) they said they don't cover properties in…
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HHelp home insurance new for old and like for like
Hi all I have query i recently accidentally broke my samsung 51d6900 plasma tv. It is an active 3d smart tv with BBC Iplayer, itv catch up 4od and five catchup. I payed £1200 for it 31/2 years ago. I contacted my insurance company and they accepted the claim. Problem is they cant get me a 51" plasma tv of same spec so they…
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PI compensation question
Hi all, this is my first time here as a poster! I usually just lurk in the background gaining information to many if my queries ;) . But the day is here when I need some assistance :) In Oct 2012 my car was smashed into and written off my a woman in a wrong lane and on her mobile phone ( texting ) she slammed into the side…
