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cash settle a claim for flood?- finding a good builder in the midlands with capacity?

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I am not sure if I should cash settle a flood claim or not? the loss adjuster has told me 2-3 months to get contractors to my home. The worry is that all of the specialist builders are equally as busy. what happens if I find more damage after I have settled?

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  • huckster
    huckster Posts: 5,287 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That would be a risk. You would have to make sure that a full assessment was carried out of the damage and costs to put right, before you sorted out your own contractors.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Can you get a cash settlement for known damage and reserve the right to go back to them if anything else is discovered?

    Or, if you find a builder just get your insurers to deal with them.
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