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Home Insurance Policy - electrical certs?
I own a flat but the building's insurance is purchased communally. We all buy our contents insurance separately. For the first time, our insurance company (which we've been with for several years as they've always given the cheapest quote) is now demanding electrical certs for the entire building. Is this normal? It's…
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Pet Insurance
I've been searching for Pet Insurance for my 6 month old chcolate lab, and have narrowed it down to 3 companies.... * MORE THAN lifetime cover for each new/condition upto £7,000 @ £13.59 a month * TESCO extra cover - covers the cost of treating an injury or illness up to £4,000 per eligiable condition has no time limit on…
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getting a polish license to avoid speeding points
is it true that you can avoid getting points on your license by going to poland, doing the test there, and then driving around in the uk with a polish license? mate of mine down the pub reckons it was in the news that people are doing this and getting away without paying increased insurance due to some loophole regards…
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help please, car insurance
hi all well my partner passed his test last friday and his parents are giving us there car. i am tryng hard to find insurance which has everything in one payment(i.e. breakdown cover etc) with a decent monthly payment and a not so massive deposit, can you recommend any?
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Beware of buying Kwik fit car insurance on compare . com
In december I bought my car insurance after using the compare sites from kwikfit. I had put all my details in and stated I only wanted to pay a £200 excess. the quote appeared on the screen and I called then. They asked me to quote my on screen referernce number and said that yes I could have the insurence, I payed and…
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Where can I get home insurance for less than 12 months?
I currently have seperate house insurance and contents insurance, with different renewal dates. So that I can, in future, take advantage of any discounts for buying both from the same provider I'd like to get the renewal dates in synchronisation. I also like to be tidy and keep things simple! My house insurance (not…
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Car insurance claim, Direct Line
First of all, I do apologise for all speling mistakes, English is not my first language. I have had an accident, nobody was hurt, no other car was involved. I have lost control over the car, and I've crashed onto the field. Car did roll over couple of times, and it was destroyed - no possible chances to repair it. Police…
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Help! Been paying 2 companies for house insurance!
Have just found out that we have been paying 2 companies for house insurance for the last 6 months. We were originally with esure, then took up policy with Abbey when we re-mortgaged and forgot to cancel esure. Does anyone know, is there anyway of getting money back from either company? Could really do with this money…
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Replacement Vehicle Insurance....
Hi all This is my first post with a query so please be gentle with me lol... I'm picking up a new car on Monday :j and the finance guy at the dealership has asked if I would like to take out replacement vehicle insurance for 3 years (the length of my finance deal with them) for £399. I think the idea of the RVI sounds good…
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Block Policy Providers?
Hi I have a Share of Freehold flat in a house conversion (2 flats in total) in North-West London. We've just had a renewal notice for £420 for the block policy. It hasn't gone up since last year but I just wanted to shop around. I have the policy from a local insurance broker. Can anyone recommend any companies/brokers?…
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Confused over bike insurance-think I've been misold...Help!
Hi, My scooter got stolen on Monday night :mad: and so I'm trying to claim insurance, however there seems to be some vagueness around my policy and I'm not sure that I'm getting what I paid for. Basically I bought my insurance through Swinton- the broker who have given me a summary which says I have 3rd Party, fire and…
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Help with Car Insurance No Claims
Hi, Im verrrry confused and frustrated regarding how many no claims ive got and how many im supposed to have. Despite trying to describe this to Admiral i cant get a straight response from the kind of english speaking staff. Heres the timeline of events: I pass my test in 98 and drive a peugeot claim free for years. In…
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Looking for Life Insurance!! Help not sure what I need!
Hi any advise would be greatly appreciated, I am 40yrs old and non smoker and have four children and would like to take out some life insurance. I do not have a mortgage as my husband is in the armed forces and he does not require insurance as he is covered thourgh the army. I dont have alot to spend on this a month but…
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whats the diffrence between life cover and life insurance and as soon as you start paying does the cover start from then
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does life insurance have any value if you stop paying after 10 years or no value
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Pay by credit card for protection, or use insurance?
I am about to pay the balance for a holiday in Scotland, for which there will be a fee if I pay by credit card (which always irritates me, but still!) I had decided not to pay by credit card because of this fee, but reading posts in this forum it seems that you have more protection with a credit card payment if the holiday…
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Speeding
Why is it legal for insurance companies to count a speeding endorcement (SP30) for five years, when it is classed as spent after three years ?????
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Making a car insurance claim after I have changed to a different insurance company?
Hello everyone, :hello: I am new to posting on this forum, so I hope I am doing it right. My apols if I am not. I would like to share my story and am hoping I could get some feedback on the best way to handle this predicament I have. Approx 2 years ago my car was keyed all the way down the offside causing a lot of damage…
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Travel Insurance - Internal flight cover
I'm taking a family holiday in SE Asia in summer. I have booked return flights to and from Malaysia from within the UK and understand policies cover for this. My problem is I have used a low cost airline to book internal flights but no-one seems to be prepared to cover these flights. Can anyone advise? I've done this…
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Car insurance and protected no claims
Hi, Need some help with my car insurance. I currently have 4 years protected no claims. I had an accident which was not my fault before I started protecting my insurance 2 years ago, therefore keep my 4 years. During my first year of protecting my no claims I had an accident which was my fault. I protected my no claims…
