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Car Insurance Claim
Hi to everyone, its my first post on MSE Need advice on car insurance claim: Mercedes 220 CDI Had a car accident on 02/02/09 was hit by other driver rear passenger door, wheel arch, alloy wheel plus a ticking noise appeared from the front of the car dash. Insurance company have agreed to merc garage quote for body repair…
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Car insurance want back payment for points on licence
Hi, can someone please help us understand where we stand with this. It seems the car insurance company are making totally unreasonable demands... My girlfriend got a renewal quote for her car insurance last month and after phoning them to discuss, they asked about any points on her licence. She said she hadn't had any more…
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Couriers watch out!!
Some companies are misleading people and selling Good s In Transit insurance at really cheap premiums. I wont say the name of the companies as even bad publicity is good!! However, please check that you are getting All Risks cover. If you are subbing for TNT etc they only require your to have RHA cover as you have to match…
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Extra car insurance
For new cars, you can buy a secondary insurance policy that will pay out the shortfall between what your normal insurer pays and the real cost of replacing your car - gap insurance, its called. But try as I might, I cant find an equivalent policy for older cars. I've got a car that I've spent far more on than its worth and…
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Income Protection or Mortgage Payment Protection
What's best please? Income protection or Mortgage Payment Protection? I want insurance just for my wife, in case of redundancy. I don't want it for myself as i work in a industry that isn't effected by the credit crunch (touch wood - Registered Social Housing). I've had advise from 2 different life insurance providers,…
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Home insurance - flat roof
Can anyone reccommend a buildings and contents or just buildings insurance company that would cover a house that has half flat and half flat tiled roof. We had loft converted and are currently covered but seems very high. Thanks in anticipation. K
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Home Emergency Cover versus Drain Cover?
Hi I have Home Emergency Cover included with my Buildings and Contents Insurance and it mentions that it covers the drains. However, I'm really confused with the idea of "emergency", ie does this normally cover just unblocking or does it normally include permanent repairs to drains that are cracked or damaged? The policy…
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Broken wash basin, claim on Building or Contents Insurance?
Hello, i wonder if you can help. My father in law has dropped something into the wash basin in the bathroom and as a result there is a huge crack in it. Can someone tell me what section of the insurance covers it. The reason i ask is they live in a flat and all the flat owners pay towards the building insurance, whereas…
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GAP insurance - worthwhile?
I've just bought a sportscar worth around 9.5k. I wasn't going to take out GAP insurance but the dealer have recommended I have it. I can see how it can give peace of mind if the worst happens. I've been offered it for £300 and it will cover the car for 3 years. What do people think? Is it worthwhile? Do they always pay up…
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Confused as to what I need
Hi all, It is my first time and first post here so I am hoping that I get some really helpful answers. I am a 27 year old single non-smoking male and I brought a shared ownership property April last year. I have been putting it off for ages but I have now decided that I really ought to get some form of insurance on the…
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Single trip insurance
Hi All, I was looking to take out insurance for my two week holiday in may in Skegness (I know but it great!) The reason being my dad has terminal lung cancer and I want to be able to recover the cost of the holiday if I have to cancel or leave early as he insists that I still go! But I just read on one that I cannot Claim…
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Motor Insurance - points on licence
I received 3 points and a £60 fine on 06 May 2006 for a SP30 speeding offence - 83mph in a 70 zone. Does anyone know the answers to the following? 1. How long do the points remain on your licence or is it a lifetime? 2. How do you get points removed if they do not remain for a lifetime? 3. How long is it before motor…
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Motor Insurance Database Showing As Uninsured
Hi, I wondered if anybody could help. My car is on automatic renewal with one of the subsidaries of the Admiral Group. My insurance ended and started at 17:45 last night. Last night I phoned to ensure that all was OK as they hadn't attempted to take any money off of my credit card for it. I was assured that it was OK and…
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claiming from a floor company's insurance - how?
Hello We had a wooden floor fitted a few months ago. We have just had a load of water come thru the ceiling and running down the walls. We called in a plumber and the cause of the leak is a nail (from when the floor was fitted) which went through the beading, through a 'box' and into pipes behind the box. I believe there…
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Travel Insurance
hope somebody may be able to help me and the misses and ruggies are of to florida later in the year and im struggling to get insurance under £500 the reason being is that i have a disabled child who has had an operation within 12 months of travelling. now i have been isured previousley on similar trips for around the £100…
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Putting Life Insurance Policy into Trust
My wife and I both have just taken out identical life policies. £200k as a lump sum to cover our mortgage etc, and an Income policy what will pay £18k a year for a number of years to cover our children up to age of 25. I'm going to put the policies into trust. I think I have to put my wife down as the "Current" beneficiary…
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Buildings Insurance for Landlords
Hi all! I am just about to rent out my 2 bedroomed terrace house and wondered where the best place to look for buildings insurance? Can i look at the price comparison websites or are ther specialist insurers for properties where it is let to tenants?? Also, how do i know the rebuild price?? As in, if it burnt, what would…
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Contents insurance doesn't cover contents?
Short story is my partner (Michelle) had a partner called Scott, they split up 6 months ago and me (Andy) and Michelle are now together. Scott had contents insurance with Zurich through the AA and today i changed it into mine and Michelle's name, as i had them on the phone, we've just tried claiming for our laptop after…
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Critical illness insurance
We are trying to cut back on outgoings and at the moment have critical illness cover for both myself and my husband for which we pay £83.00 a month. Do you think we are doing the right thing by cancelling this. We have a £57000 mortgage but are both covered by life insurance for this.
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Car Insurance Claim - What are my rights?
Hi, This is my first ever post and I am hoping that someone may be able to offer some advice please. Last week my partners car was reversed into by a neighbours work van as he was unable to see where he was going due to having lost his wing mirror earlier that day. My partners car boot was completely caved in, the rear…
