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Both with same motor insurance - both to blame!
I have recently been involved in a collision with another car on Junction 4 Handy Cross roundabout of the M40. Both the 3rd party and I are with Direct Line. As result I feel that they have not considered by case very well. They are agreeing with the 3rd party that I was also to blame as i was 'in the wrong lane' Please…
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Car insurance - driving someone's else's car
I'm buying my sister's car for my son who is learning to drive. I had to drive the car 70 miles to my home while it was still in my sister's name but her insurance on the car had expired. I already have fully comp insurance for my own car. I wanted to make sure I was covered for the journey and phoned my insurers M&S. The…
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Car Insurance - Housewife / Nursery nurse
Hi, I've used the car insurance job picker but does anyone have any advice on whether premium is cheaper for Housewife or Nursery nurse as you cannot compare them and I only work a small number of hours. thanks
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Switch insurers and dry rot
I am planning on shopping around for cheaper buildings and contents insurance, but have a suspicion we might have dry rot, which (I know this is stupid) I would like to ignore for a while as I havve had a really rough time for the last few years and just want a break from any more hassle. Question is, if I switch insurers,…
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House Insurance Won't Pay Claim
Hi, I am desperately looking for help. My mum's insurance is refusing to pay a claim, after a burst pipe caused in excess of £20k's worth of damage. Mum was on holiday at the time but hadn't advised them she would be away for more than 30 days, because the policy says only to let them know & drain the heating etc if ' the…
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Personal Injury Claim
Hi guys This is my first post although I am an avid reader of these forums. Anyway I am in need of some advice regarding a personal injury I suffered in car crash back in July. I am unsure of how to go about putting in a claim for injuries as the car insurance claim is still unresolved. I will provide a bit of info about…
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Insurance Advice
Not sure this is the right place but my boyfriend recently crashed his car. The police want to charge him for careless driving and we are expecting the other party will want to claim his insurance. However he needs to now drive my car to get to work and I want to make him a named driver for 1 month. Do we need to declare…
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Car Insurance NCD Evidence
hi all, wondering if someone could help me out, i have recently bought an insurance policy with Churchill, on a new car. I thought I had 2 years No Claims but I'm not sure and they've just asked me to send proof. On a policy with Tesco that ended around 1 year and 6 months ago, I recieved 1 years NC. Then, more recently I…
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No Claims Bonus After Having a Company Car
Hi I'm weighing up the pro's and con's of opting out of my company car scheme. The last time I ran a private vehicle (8 years ago) I had full no claims built up. I've also had no claims whilst being a company driver, and have been a named driver on my wife's car insurance policy. Will insurers take any of these factors…
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Car insurance claim-help please!
My other half was involved in a minor accident last August. It was his fault as he clipped another car in a car park. However the damage didnt appear to be too bad. He spoke to his insurance company and said he would rather pay for the damage, up to a value of £500, rather than losing his no claims bonus. I'm not sure of…
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NCD Proof of Bonus
Hi, Policy servicing really isn't my forte, but I'm sure that there will be plenty of people who might be able to help me out. How long does a policy have to run before an insurer will issue a proof of NCD? ie. As an example I might 5 years NCD, but haven't had my own policy for 1 year and 9 months. I want to preserve my…
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What length of level term life insurance?
Dear all I have a 140k mortgage with 25 years to go. I am looking at taking out 2 level term policies (wife and I). I have established that I can get 140k cover for 25 years for about £10 each (my max. by the way). So no problem. But would I be better off getting £72,000 cover for 40 years which also comes out at £10 each?…
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Domestic appliance insurance miss-selling
My first post! I can do no better than reproduce a message sent to my MP, James Purnell tonight, which is hopefully self-explanatory: I would ask you to look at what I believe to be a case of insurance miss-selling, albeit not of the usual variety. This concerns the selling of insurance to cover one against repairs to…
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does life insurance ever have any value if you stop paying the premiums at any time thanks
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whats the diffrence between life insurance and life cover is there any im being told diffrent things i understand with the life insurance you pay it for the rest of your life obvouse but ive just picked up an asda leaflet it states life cover they you pay in a lump sum you stop paying the man from moneysupermarket.com said…
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Where to get quote for Opel Astra
We're struggling to find comparison sites that will give us a quote for our UK spec Opel Astra. It's identical to a Vauxhall Astra but is badged as an Opel. Is there by any chance a MSE user who has an Opel Astra who can point us in the direction of a reasonable place to get a quote?
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Bent garage door, where to claim.
Hi Whilst working on my car this afternoon the handbrake cable snapped causing the car to roll forward down a slope and strait into my garage door, there was virtually no damage to the car but the garage door is badly bent. Am I likely to be able to claim against my home insurance company although I did not take out the…
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Tracing my No Claims
Hiya guys about 4 or 5 years ago I had a policy with Norwich Union and managed to get one years no claims under my belt. Since then I haven't had a car and have been a named driver on my father's policy. I'm now looking at taking out my own policy again but I cant find the proof of my no claims, so I was wondering if there…
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10 month bonus accelators
Looking to get my first lot of car insurance and I've come across something called a bonus accelator on both Diamond and elephant, we have zero no claims as it's a first car so are these advisable? The amount doesn't seem much more per month so I'm wondering if the amount I would save on next years insurance, would offset…
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Van insurance (SDP) for over 50 year old!
Official MoneySavingExpert.com insert For full information on getting the right policy cover, and more, see the main website's Cheap Van Insurance guide. Back to the original post... Have a car with plenty of no claims bonus. Want to purchase a van for running about it, third party fire and theft-I guess I cant use my no…
