-
I need help!
I am in a DMP paying £230 per month and have been for over a year. A couple of weeks ago one of my creditors served a County Court judgement on me and I have just received the outcome today. They are asking for me to pay £357 per month starting on 3rd March or else! All my disposable income is going towards my DMP where I…
-
Target professional services ?
I have recived an alert from Equifax thats states.......... "TARGET PROFESSIONAL SERVICES , a Debt Collector company, has made an inquiry against your credit report on 29/01/2010 . If you were not aware of or did not consent to this search, contact TARGET PROFESSIONAL SERVICES or Equifax for clarification." I do not know…
-
Advice??
One of my husbands debtors is in the process of taking him to court - CCJ. They have sent him an admissions form to fill in which he has done but now they want him to send details of my child benefit,tax credits and any income I have. Is he obliged by law to include these figures as the debt is his not mine. We do have…
-
Baliff advice help re visit this AM for non payment of council tax
My bother has just had a letter given to his flatmate from Jacobs certified bailiffs. It is headed removal of goods and is in reference to unpaid Council Tax for a previous address. He is contacting his old flatmate about this now. There were two letters with the same date, diff Jacobs ref no but same Council ref no.…
-
temp letter for DCA adding money onto debt?
Hi, Just wondering if there is a template letter anywhere for this. I tried to settle my debt with Moorcroft but they passed it on to another DCA who have added extra money ontop of the debt owed. Ive got a statement from Moorcroft stating the debt and how much has been paid so I can copy that in to the new DCA but not…
-
"Free Message" Debt Reduction Phone Call
Is anybody else getting this, everyday I get a call from a withheld number its a recorded message saying "This is a free call, please do not hang up you will not be charged" and then goes on about reducing your debt in 12 months?? I don't know how they have got my number as I'm registered with TPS, I'm not interested and…
-
Legal Action!
Hi, I got a letter from Geoffrey Parker Bourne Solicitors today. It's the second one saying they are going to take legal action against me on behalf of iQor Limited who have taken over my debt to Halifax. I have a debt management company handing this for me, as well as another debt to Welcome Finance. They are Harrington…
-
New to forums - need help with ex's debts that he wont deal with
Hello, I am new to posting here so apologies if it is in the wrong place - please let me know if it is. My brief history... My ex moved into my home a few years ago and while living together he set up as self employed (sole trader). For many reasons his business didnt work out and we also split up ( Definitely NOT…
-
Tuition fees from 2002!
I recently received a letter form my old University which is basically demanding payment of tuition fees amounting to £1,100 from the year 2002! They are threatening me with debt collectors etc! Bearing in mind this is a "debt" from 2002 that I have never been contacted about and a "debt" for which I believe I'm not…
-
Clear Credit file?
I have a good credit history in my name but my husband's is not so good as he has a County Court Judgement against his (long story short, husband rented van and 'friend' borrowed it, damaged it, agreed to pay us the £100 cover charge to the company, didn't, it then went to the cost of fixing it ie £1300, which we didn't…
-
Allied International Credit please help in such a state
I have just recived a yellow card today from the above company. I rang them straight away and ended the call in tears. I have a loan debt with NatWest which is over 6 years old. NatWest passed it to Triton who i have been paying each month. On the 1st Feb I contacted Triton and they reset my plan as it come to my attention…
-
Need to cut back big time this month. Any advise ?
Long story but Im having a very tight month money wise. Im racking my brain thinking of ways to ease this. So far I have Cancelled planned camping half term break Opened bank account through Quidco (£45.00) but wont see money from that for ages Listed some things on ebay and plan on adding more from clearout Cut back at…
-
DMP and mortgage
Hi, I wonder if anyone can offer me any advice. I have been on a DMP for about 3 years, all going well, payments up to date. I have been thinking about moving closer to my place of work as the commute is horrible and I'm spening a fortune on petrol. However, my mortgage company C&G have said they will not give me another…
-
Paid a debt :)
Morning! Today me and OH have settled our debt with the videographer we booked for our wedding (before we cancelled due to finances! :o ) So this along with the hitachi capital debt we cleared last month frees up £154.50 a month! Hoping to clear nationwide next month, as after febs payment of £50 the balance will be £100…
-
Weekend Sat/Sun 6th/7th Feb - What small DFW things will you do this weekend?!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
-
Rictus uh oh the weekends running out thread
Well morning guys,first time iv ever started one of these, seems like im just up far too early for everyone :o Stayed at the gfs last night then drove over to work at half 6 this morning, pouring rain so i wont get building this morning so i just came home! So a day on here i reckon while listening to some music and…
-
Mackenzie Hall Confusion...
Ok people I really need some good advice. I've never posted before so do go easy but I am beginning to feel like I am a bit of a gullible fool. Long story short... I got a letter from "cowboys" Mackenzie Hall asking to talk to me regarding a personal matter. Going onto their website I accessed the pay by card section and…
-
Help Natwest Loan
I was wondering if anyone would help, I have had a Natwest Loan for 5 years my loan when I started was £30,000 including interest. It is now £11,000 including interest. So I have paid a total of £19,000. I have around 3 years left on the loan now. I was wondering, is there anyway I can get a cheaper settlement with Natwest…
-
Unfair Warrant of Execution
I have received a warrant of execution that asks me to pay an amount I cannot afford. I am aware of how to apply for suspension of the warrant but I feel it has been issued unfairly. I changed bank accounts in June 2009 and had a direct debit set up for £12 per month to the local council for old rent arrears. This was one…
-
Help! I can't pay my mortgage.
Long story short - my husband walked out on me and our two very young children a year ago. Since then I've done, what I know now, some really stupid things and maxed out on all my credit cards to help pay the mortgage and bills etc. I now can no longer get any more credit and can't afford to pay my mortgage. My ex hasn't…
