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What's Piggypoints/Pigsback?
I know by now I should know about this, but it seems to have passed me by. What is it and how do I do I get piggypoints? Thank you all.
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To Pay or Not To Pay - 6 months before 6 year expiry of default notice
Hi my first post and if this is the wrong area or if this question has been asked and answered before a hundred times then I apologise in advance. The situation is that we have been in dispute with Bank Of Scotland Mastercard since 2001 - since that time they have consistently failed to provide proof of the alleged debt to…
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Can I afford to start a family?
Hi. thought this title was clearer as it basically asks what I want to know. Please read my thread 'cant stop thinking about money' as that says everything. I would really appreciate some advice from people who have done it. Thanks
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Evans DFW Diary - Flybabies in every way!!
First of all.... What a great site!!! Anyway, I had last week already decided to see how soon I could be debt free by based on a rough estimate, and by my reckoning that was by Aug 07. Then I found this site. I know I can do it if I apply myself proper, since in our house I am chief moneybags!! I didn't figure into…
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New here...can't stop thinking about money!
Hi. I'm new here and just wanted some advice really. I had a panic about 1 1/2 years ago as was in £6800 debt in various places. Got a loan to cover it and am now managing payments of £104 per month and am down to £5500, I am okay with this. However, just ove a year ago I sat down with fiance to work out his money as he…
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DOH-Annie moment! How do I get onto the check your credit score sites
Sorry! just a quick one I can't remember how to access the site that allows you to check your credit score. Must be going senile as have done it berofe. Just spent ages getting rather fustrated and getting nowhere FAST! Any advice will be gratefuly recieved. As always, many many thanks, Annie
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Things i should know about having a IVF ??
Hi, I have read this thread for a little while and wanted to join you sound a lovely community, me & my husband are in debt to the tune of £38000, :eek: this sadly is due to a number of reason with £16000 going towards private IVF with sadly didn't work,:( , however we also lived beyond our means i guess as i way of…
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How much have you spent today Sunday 26/11 & the new Sun-Fri challenge!
Good afternoon lovely DFWs :) Hope you are all having a lovely Sunday! It's been non stop packing here since yeaterday morning and we have finally run out of boxes :j I am pleased because I really do want to have some relaxation time now and the military commander :rotfl: would not have let me rest with empty boxes sitting…
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Has anyone left a DMP with CCCS or payplan and resumed their regular payments?
Hi all, I've just worked out that with OH payrise in the new year I'll most likely be able to resume my normal payments as he can take over some of the household expenses. Plus my DMP payment to my CC is now above the minimum so the interest is no longer frozen anyway. Has anyone got any experience of this? Did the…
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How do people make the extra money on their signature.
I may sound stupid for this as I know some are easy to understand - penny / loose change jar, £1/£2 jar, ebay ..... but there seem to be a few I dont h ave a clue of. (though i suppose money from nothing is self explanitary) Suppose I could always sell my body (get a few pennies (i think)
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Is Quidco not working this morning?
I had a cunning plan to raise a few bob by buying christmas dvds etc from PLay for the non computer literate friends & family through quidco. I get commission & they get cheaper goodies. However i have come a bit unstuck because i cant get onto Quidco no matter how i try. Can any one else??
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Can I move house with £3.5k debt?
I earn £1,100 after deductions (a month) - do you think it will go against me to have £3.5k debt? I will obviously have cleared more of it by the time we apply for our new mortgage (own current home, want to move to second house next year), but want to have an idea of where we stand. Thanks as always.
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Transferring exisiting CC debt and overdraft to new CC?
Would it be a big mistake to do this? My 0% is due to expire soon on my current credit card (HSBC) and I thought I could move both my overdraft debt and my Credit Card balance to a new card. I would much rather have it in one place (the debt) and put my current account back in the black so I know where I am.. I've not been…
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Friend Committed Suicide Because Of Partners Secret Debt!
Let this be a warning to you! Hopefully this thread may help others gain the courage needed to tell partners of debts that they have and don't know of. 2 weeks ago a good friend (he was 27) confided in me that he had money problems. I will try and explain the basics, but bear with me as my typing skills are not good. He…
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RedundantNewsMonkey's goals for the week (add your own)
Fun-packed turbo-charged laugh-a-minute goals time again. Here's last week's blink-and-you'll-miss-it thread. Last week, I wanted to stick some stuff on Amazon -- done, crack on with freelance work -- done and fixed up some more shifts, and spend less thsn £120 -- £101.19. Hurrah. So all in all a good week. Except that…
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Hubby Having Problems With PayPlan??
My hubby is in a DMP with Payplan and made his first payment in September, so he has made payments now for 3 months. One of his creditors that PayPlan are supposed to be dealing ith, HSBC Credit Card has now written to him, via Solicitors saying the payments have not been maintained, they were made in September but not…
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Rights of temps
http://forums.moneysavingexpert.com/showthread.html?t=313361 I have put the above thread in the Jobseeking section but thought that someone in this section might be able to 'advice'. I am beside myself - don't know what to do. I like my job, I get on really well with everyone except the woman who sits opposite me. And that…
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The worst credit score
Just got a free credit score from Garlik.com and it was 46!!! I knew it would be bad but still a bit of a shock. Just to make me feel a bit better ;) what are the worst scores people have seen?
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What is a dmp?
Hiya after contacting cccs i am setting up a debt management plan and they have advised me i have to pay them £100 per month, do i just make this payment or do i carry on making payments to my creditors on top?
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QUIDCO- whats the deal?
hi guys, not been on for a while. back now after my dissapearng act and need some help with this quidco thing i keep hearing about on here. what is it andd what does it do? keep hearing people mention theyre waiting for money back from there but not sure what it is. is it like ebay but with a cash back type thing? just a…
