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Cccs Help Online?
hiya, im trying to log on to the cccs website as i set up a dmp last week. i have my client number from them but it is asking for my client ref number. Where would this be? Can anyone help me? x
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help required about existing loan
my names scott and last year i attended a few trainning courses in which i took out a loan of £7500! I pay a fixed rate £157.37 a month I also pay an extra between £30-£40 a week however my interest on the loan is arround £55 amonth and i have desided to go to uni in september 2007. My loan is slowly crawling down but with…
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Not exactly a debt free wannabe but need help?
My son attended a local nursery school for two mornings a week. I also had a childminder at the time too. Every month I would pay the childminder her fees then also pay her my nursery fees which she always would pass on to the nursery as I never went there as was always at work. Anyway I stopped my son from going to the…
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Finally on track...i think!!!
Well i have been posting on here for a while and sort of saving but now im going to do it!!! I am a 20 year old college student and will be finishing my alevels in july next year. I work part time in a new job working as much overtime as possible so i earn around £400 a month. After a talk with my boyfriend i have decided…
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Contacting creditors
Hello there. A bit of advice please. I currently owe about £15k on 3 loans and 2 credit cards. My husband got made redundant in June and, up to then, I was managing fine with paying off my debts. Now though, with only his JSA and my salary, I am having trouble finding the money to pay everyone although I haven't defaulted…
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saturday night dfw party...
haven't seen anyone host a party in a few weeks so i'm gonna do it tonight, then all you guys are free to crash over while i go out laterz am in the process of getting ready, sitting on here while nails dry (lovely pinky gold colour! very not me!). then i'm gonna do my face, hair and get dressed. all the while i'm…
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Just found this site - Help needed
Found this site completely by random, but now I have I could do with tips on reducng my own debt (even if its a point towards the information) However, I have seen mentions of IVA and alike here already - these are no good to me with working in the financial sector (credit cards) For reference all I have are debts and…
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Freezing my credit card just saved me £150!
Hi Guys Just thought I'd share a bit of a moneysaving triumph. Following a tip I saw on here, I put my credit card in a bowl of water in the freezer, when I went for an eye test this morning, the woman in the opticians tried to convince me to take up their 2 for 1 deal on glasses which I nearly did BUT I would have ended…
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Moving into unfurnished house
Moving out 1st January and need washing machine, fridge and freezer, has anyone got any ideas of the best place to get the good old bargains. i know nothing about all this sort of stuff, spose the sales will not be too bad. im well chuffed bout moving out, after a bad start to the year from june its only got better now im…
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Chance to make some extra money but not sure where to start
Hey I have a friend who is an olive farmer in Greece(doesnt everyone??). My friend has offered that i can be the 'overseas outlet' for their oil in the UK. Now i love the idea of saying I am in Oil (very Dallas) & the stuff is really good as its what we always use. Does anybody have the slightest idea how i would sell oil.…
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Deep in debt and need some "GOOD" advice
From the top we had our own business at the beginning of this year, unfortunatly it went bump in june. It has left us with around £20,000 worth of debt, baliffs knocking the door and repossesion hearing on the 5th of January. In september i got in touch with a company that does a debt managment plans and started that at…
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Setting up Payment Plans if You're Self Employed
Hi, I am in debt and dealing with collection agencies (lucky me!) I am cooperating with them, but as I am going to be setting up a business as a self employed person, I won't be able to commit to a regular monthly payment. I plan to pay as much as I can afford, but some months I will be able to afford more than others.…
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Confused And Stressed Out! Help!
i originally posted this in the "housing, buying, renting properties" forum, since, when i was reading one of the threads--it asked is this LEGAL-but it was about paying house rent? i wasn't in the right forum :) this is my first post here--actually second now:) i would like to thank lotta littlies and lynpower cuz they…
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Stress / Anxiety - I need help!!
http://forums.moneysavingexpert.com/showthread.html?t=296115 Link to my thread, previous one that I wrote around 2 weeks ago or so. I have started at FD, it's not for me at all, I have had some stress / anxiety issues in the past, and they have returned here at this job. Basically, I worked at Sainsbury's for 4.5 years,…
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How much have you spent today Saturday 25/11?
Good morning lovely DFWs :) I am sitting here reluctantly this morning. I just didn't want to get up yet :o My OH was insistant though as we have to start packing. With only three weeks til we are moving, we have to get started now. I can see a silver lining already though: new treasures for ebay! ;) I am planning to spend…
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It's my DH's birthday today!
He's 28 today! Played it down with just a simple 'happy birthday' and no cards or anything this morning as have planned a suprise party for him tonight... :) So if I'm not around much today it's because I'm too busy organising!
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Apparently we are "froogles"!
Anyone else read Eve magazine this month? Just read my trial copy (3 issues for £1) and they have an article in about a new "craze" that is sweeping the USA about saving money instead of spending and it calls the people who do this froogles. The article suggests that it is not sure if the UK will follow this craze and…
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Will I ever get my DFW mojo back?
Morning all. Since pulling my diary a few months ago (I was getting worried that my boss would find it now that I've pointed him towards this site) I seem to have lost all motivation. I was ok for a while and kept things up but particuarly in the last month or so I've really started to slip back into my old ways. I foresee…
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Free fruit & veg for mums....
Pregnant women and toddlers from low income families are to receive free fruit and veg from next week. Parents on low incomes will be eligible for the vouchers worth £2.80 a week for pregnant women and families with children between one and four years old. Those with children under a year old will get 2 vouchers a week.…
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Motivation......
Hi all I have been reading the sites for many months and each time it inspires me to start tackling my debt. I start off ok, then something goes wrong or i am a bit stressed and it all goes out of control.. i end up buying lots of junk food, get cabs or waste money and although it makes me feel better for a few moments - i…
