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Travel Money
Hi, I had a question about buying travel money with a credit card online, through a site like: https://www.changegroup.co.uk/travelMoney/. Would this show up as a purchase, or would it be like a cash advance? In other words would I pay any interest on it on my 0% card?
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Balance Transfer novice
This may be a stupid question but if I transfer an outstanding balance to a 0% card/s is my old card cleared and cancelled, or just cleared?
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Credit card agreement
A company contacted me to contest my credit card agreement. They want a few hundred £s and I declined! I was wondering if I could contest it like PPI myself.?
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Halifax CC offering 3% BT or Pay into Acct
Hi there, Just want to check something here. I have got a Halifax CC, been with them for a while and 6 months back they had offered me a 1.5% deal on BT - 16 months ( which was a promo - 3% BT fees of which half was paid back with in a months time). So I had used up 25% of my Credit Limit on that. This week, I got another…
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Section 75 Consumer Credit Act
Hi there, I bought a laptop using my credit card at the time of the purchase the company where advertising an offer price with cashback.To cut along story short when I tried to make the claim for cashback they did not have any record of the cashback offer. I then went to credit card customer dispute team but they refused…
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A web secure non-contactless card
Hi - can anyone suggest a web secure non-contactless card. I want a low credit limit, again for security
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National Hunter
Hi Before reading about National Hunter in another post, I had never heard of it. Do credit card companies interact with the system as standard on every credit card application, mortgage applications etc before making decisions?
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Barclaycard payment due date
I went to pay my October statement at the end of the month following my normal routine and I was shocked to find that I had missed the due date. The due date was 27th October- 6 days earlier than usual. Looking back through my statements the due date has been on the 1st of the month every month until September when it was…
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Santander
I've just done an online application for a new credit card - I've got a balance I want to transfer! When going through the on-line form, I had the option to select how I would conduct the Direct Debit for repayments - ie, in full every month (this defeats the object), fixed amount each month or minimum each month.…
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Balance Transfer Advice
Afternoon all - long time lurker, first time poster. Had a question I was hoping someone could help me with. I applied for the Barclaycard Platinum card on Thurs for the 0% Balance Transfer deal, and after a brief convo with them today was advised i'd been accepted with a £5.5k limit. I have two existing credit cards with…
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Credit card advice?
Hi MSEers. Just looking for some advice. I've just started a new job which requires me to drive a van from Bristol to South Wales daily most weeks for the next 6 months for training. Fuel is paid for by fuel card but I need to pay for the Severn Bridge toll myself and claim back via expenses. So, I'm thinking of applying…
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barclay card £50 credit for cancelling
HI I have an old barclaycard account, not used for years, I have read people getting £50 credit when trying to cancel. My question is there an optimum number to call for this to happen
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possibly a silly question about 0% purchase
if you have a 0% on purchases deal for 9 months on a new credit card, would this include purchasing something big like a car? say the car is £7,000 - could you use that as £7,000 interest free credit on this 0% purchase deal for the 9 months? i'm presuming a purchase is a purchase. (credit limit £9,100)
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protection for clothes on C.CARD?
Hello i want to buy clothes on my credit card. Most items will be around £70. I will be buying from turkey. If the are not the right size or fit badly etc,,, do i have any protection on my credit card?
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Positive balance
My OH had a fraudulent transaction appear on his Capital One card, this was refunded, and a new card was issued, but the DD pays the full amount each month, and now he has a small positive balance of £23, will this cause any problems?
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Electoral roll
Hello, I applied for a barclays current account and was declined and i think it was because i am not on the electoral roll at my address, I got myself registered and called into the town hall and they said i will go on the electoral roll on the 1st of December. Will i be able to get a barclays current account a few days…
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Removing a credit card.
Hi chaps, I have a few credit cards , Barclay's with 7.5k Halifax with 2.5k Band of Scotland with 6k I keep getting into debt on the Barclay's (only one I have the pin for) so I think its best to just close the card. Do you think this is a good step, won't hinder a future mortgage application etc?
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Rejected for Barclaycard
After a little advice. We recently moved house (4 weeks ago) and decided to get a new credit card to balance transfer some of our balance from another card. My partner applied and Barclaycard wrote to request further ID (address proof) which we provided from their acceptable list. They have written today to advise that the…
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Credit Card Interest Query
My credit card statement dated 6 October carried a balance of £1241.52, consisting entirely of purchases made since the previous statement (balance was zero on the statement prior to this). The statement indicated that the amount of interest I'd incur if only making the minimum payment (£25 - which is what I intended to…
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My mistake tesco credit card
My husband asked me to make a payment for him towards his Tesco Credit card as he was away on business. He currently has a balance on 0%. I paid £60 thinking this was enough and have today found his bill with minimum payment due of £93 by 5th November. I have called them and paid extra £40 today and paid £40 today by…
