We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

A web secure non-contactless card

patrea
patrea Posts: 12 Forumite
in Credit cards
Hi - can anyone suggest a web secure non-contactless card. I want a low credit limit, again for security
«1

Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    What is a "web secure" card? Isn't the security dependent on how you use it? And if you intend to use it for web purchses then I'd have thought the contactless-ness of it would be irrelevant, as you'd have no need to take it anywhere near a contactless terminal.
  • callum9999
    callum9999 Posts: 4,439 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    agrinnall wrote: »
    What is a "web secure" card? Isn't the security dependent on how you use it? And if you intend to use it for web purchses then I'd have thought the contactless-ness of it would be irrelevant, as you'd have no need to take it anywhere near a contactless terminal.

    I'd assume they're talking about Verified by Visa and Mastercard Securecode.

    They also don't say that they only want to use it online, and even if they did, they seem paranoid about contactless security so presumably wouldn't want anyone who stole it to be able to use it.

    To answer the question, just about any card will fulfill those needs. I believe Lloyds don't allow you to opt out of contactless but most seem to.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    callum9999 wrote: »
    I'd assume they're talking about Verified by Visa and Mastercard Securecode.

    They also don't say that they only want to use it online, and even if they did, they seem paranoid about contactless security so presumably wouldn't want anyone who stole it to be able to use it.

    To answer the question, just about any card will fulfill those needs. I believe Lloyds don't allow you to opt out of contactless but most seem to.

    Yes they will let you opt out.
  • callum9999
    callum9999 Posts: 4,439 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jonesMUFCforever wrote: »
    Yes they will let you opt out.

    The Lloyds Bank representative on here has said you aren't allowed to opt out?
  • PBA
    PBA Posts: 1,521 Forumite
    Even if the card is contactless, if it's only going to be used for online nothing stopping you from noting the details and then destroying the card.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    callum9999 wrote: »
    The Lloyds Bank representative on here has said you aren't allowed to opt out?
    Well I have - that's all I am saying.
  • callum9999
    callum9999 Posts: 4,439 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 9 November 2014 at 6:34PM
    jonesMUFCforever wrote: »
    Well I have - that's all I am saying.

    I think it would be helpful if you said more than that! When did you request it?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    callum9999 wrote: »
    I think it would be helpful if you said more than that! When did you request it?
    Is it relevant? New card was received end September went to branch and they changed it for me - got a contactless card 4 days later.
  • thebritishbloke
    thebritishbloke Posts: 1,472 Forumite
    jonesMUFCforever wrote: »
    Is it relevant? New card was received end September went to branch and they changed it for me - got a contactless card 4 days later.
    Callum said you can't opt-out of a contactless card, seems like you opted-in to one...
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    callum9999 wrote: »
    I'd assume they're talking about Verified by Visa and Mastercard Securecode.

    They also don't say that they only want to use it online, and even if they did, they seem paranoid about contactless security so presumably wouldn't want anyone who stole it to be able to use it.

    There have been cards in the past that allowed you to generate a one time only CC number for use online so that if there was ever issues with security etc the number would be useless. Dont know if this is what the OP is referring to rather than 3D Secure
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture