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AA credit card rewards
Decided to ditch my AA credit card as rewards are now so poor. I have just tried to redeem my points balance of over 2000 and i cant claim a thing as i hav'nt got enough! Not long ago i could have got shopping vouchers for that but now i need a minimum of 8000. I am so cross but prefer to ditch these points rather than…
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M&S Credit Card Application referred to Underwriters
I know this has been mentioned before, but things seem to change a lot these days with new regulations all the time. I applied for M&S credit card last night, tempted by the long Purchase and transfer interest free periods, I have other cards but this was basically to give me a bit of extra flexibility over the next year…
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MSE News: Tesco starts refunding customers over paperwork blunder
Tesco Bank loan and credit card customers are receiving details of their share of £43m set aside due to paperwork errors ... Read the full story: Tesco starts refunding customers over paperwork blunder Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read…
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0% balance transfer from other EU account
Heeelp please, I have a UK account to which a EU account is connected (same bank but two different branches) and they function as two separate accounts. Salary etc goes into my UK account. On my EU account I have an overdraft to which I pay interest. Does anyone know if it would be possible to open a 0% balance account in…
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Reduce credit card interest rate
I have a Vanquis credit with a high interest rate and wondered if you are able to get a lower rate of interest. I've had it for over 2 years and have used it regularly. Every bill time I have paid the bill in full and have never missed a payment. Any advice would be great.
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CC Limits?
Hi MSE Tough to answer I know, but using the soft search tool, pretty much every 0% purchase cc is coming up with a 80 or 90% chance of acceptance for myself so should be ok on that side of things. (Basically, a perfect credit rating, mortgages, contract phones, 1 loan previously which has been paid off circa 2 years ago,…
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Egalaxy charge on credit card bill
I'm from uk and my credit card was charged by a company called Egalaxy? I was charged in US$. I think it was fraud! Bank has been informed! Any ideas who they are?
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Want to make a £1500 purchase on a £1200 limit card, how?
Hi, I have just opened a new card to make a large purchase snd only then did it occur to me that my purchase is £300 over the credit limit of the card. Can i put the £300 on my card before i make the purchase? Do i need to check this with the provider of the card first? Any experience with that at all? Thanks so much!
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Nationwide Flexdirect Online Offers
hi everybody, I'm seeking some advice here, recently everytime I log in to my online banking page with Nationwide, and go for the your offers section, it says that i'm eligible to apply for their select credit card. I just want to know does this mean that I'm pre-approved for their credit card, or that I'm just eligible to…
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Should I cut my credit limits
Hi guys, hope everyone is well. I'm sure this question has been asked a million times but thought I would ask for advice. I have a few credit cards and wondered if I should cut the limits down. I'm not particularly looking to apply for any credit right now, but would like to be prepared in case I do and to stand a chance…
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Should I reduce credit limits on my existing cards before applying for a new card?
Hi All, I have two credit cards, each with limits of approx. £6k. One I use for every day spending, and pay in full each month, the other was used for a balance transfer which is now fully repaid. The two cards I have currently do not offer me any cash or balance transfer options (without silly fees!), so I would like to…
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Newbie looking for help/advice
Hi guys , I'll cut to the chase, I have £15,000 on a Halifax Visa card. the payments are around £350 p/m and this brings the total bill down by pretty much nothing. I have been at this limit for over 2 years now and to make matters worse they put my % rate up to 28.95% !! I called the guys at Halifax Visa and they were not…
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0% credit cards
My daughter temporary resident in canada needs credit card no credit history has RBS account here and canadian account any advice on how to go about getting credit card eg here or in canada and the best ones
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Cashback then balance transfer
So does this make sense or is there a catch? More to the point is this a good idea? To help finance a replacement car for myself, I am thinking of buying it with a cash deposit amount and then putting the balance of £2500 on a new Amex Platinum Cashback Credit Card which pays 5% cashback during the first 3 months of the…
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Confused about what to put under income when applying
I applied for and was rejected for a bank account in may and an aqua card in September. It's now coming up to 6 months and I want to reapply for the bank account. Here is my problem. When I applied for those two accounts (and another cc which was accepted) and my own bank (accepted with no credit check so not sure if that…
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MSE News: Co-op Bank ditches travel rewards for credit card customers
About 12,000 Co-operative Bank travel credit card customers won't earn loyalty points to spend on holidays from December ... Read the full story: Co-op Bank ditches travel rewards for credit card customers Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works,…
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long term low APR cards to use a loan
anyone know of the above...need to raise 20k...thanks
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MBNA £50 charge plus extras?
First of all, I would like to emphasize, I am not upset about this charge, I actually did this knowingly just to "test" the card. So this is not a ranting post but I'm only posting this to verify it with you. Okay, so I have an American Airlines card with MBNA. I decided I wanted to test it and deposit £1,000 with Bet365.…
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Can I do another BT to a Barclaycard before I repay the last one?
Hi all I transferred a £6k balance to Barclaycard from a Halifax CC last month. I've received a letter offering me a 0% BT from Barclaycard, and would like to balance transfer another £2k from my Student Loan (via another CC). It's within my credit limit - but will doing this make my first balance transfer liable to…
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Close Credit Card?
I have had a Post Office Credit Card for around 5-6 months or so. Recently (within the last month) I have closed my Amazon/MBNA card, which I have had for several years) and opened a Tesco Credit Card. They are the only 2 credit cards I currently have. The Post Office card has a long 0% Balance Transfer deal - hence it had…
