Confused about what to put under income when applying

Sam112_2

I applied for and was rejected for a bank account in may and an aqua card in September. It's now coming up to 6 months and I want to reapply for the bank account. Here is my problem.

When I applied for those two accounts (and another cc which was accepted) and my own bank (accepted with no credit check so not sure if that counts) I put down my income as £4500. That was my basic hours at the time and I didn't include any overtime, I had just started, didn't know how regular it would be. I've been reading up and i read that this information is held. I don't know where as its not on credit report?

Anyway so far I've earned £4200 this year so that was a bit of an underestimate. With my hours being increased and wage going up I will probably earn around £6500.

If I put this higher figure will the new application be flagged as fraud/ a lie etc.

Also I wasn't sure whether to include my student loan/grants etc which brings my total up to 14k?

Fruit_and_Nut_Case

Sam112 wrote: »

I've been reading up and i read that this information is held. I don't know where as its not on credit report?

Have you heard about National Hunter? They will have salary/income details that you have supplied on applications.

Sam112_2

Fruit_and_Nut_Case wrote: »

Have you heard about National Hunter? They will have salary/income details that you have supplied on applications.

But surely they allow for increased wage/hours?

Fruit_and_Nut_Case

Sam112 wrote: »

But surely they allow for increased wage/hours?

I expect they do. I think they probably just flag gross variations. Someone will be along soon with better information. I hope.