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Hilton Honours How long before reapplying?
I had the Hilton credit card last year spent the £750 required for free night in any hilton hotel. I enjoyed a great stay in the summer using this reward. i then cancelled card in July how long before i can apply again? i have looked on website but cant find info, for me this is by far the best value introductory offer of…
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Credit card question by Philip Cottrell-Spain
Good morning all. I am relatively new to this site but have found it to be a wealth of useful information. I am looking for a new credit card provider and have so much choice that I am almost overwhelmed. I don't want to transfer a balance, just want a standard reasonable apr card to use for everyday use. Can anyone save…
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Lost credit/store card from 3 years ago. How do I cancel to clean up credit rating?
Hi all. I opened a store card (although I’m starting to think it may have been a credit card) at Miss Selfridge roughly 3 years ago. I used it once on the day I signed up to do my shopping and get a discount and when the bill came I paid it off straight away. I’ve not heard anything since then regarding the card and it’s…
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Credit card balance query
Hello, I am new to credit cards but is it usual for purchases to not show up on my online banking days after the purchase? I have always used a debit card and even if the payment didnt leave my account for a day or two it would always show as due to come out on my available balance. Nothing has even come off my "available…
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Credit card debt after parents death
Hi all, I hope someone could offer me a bit of advise. Last year my Mum was taken into hospital for several months.. At this time, my Dad was at home trying to keep on top of things, but decided that as my Mum had always dealt with the bills etc she would have to open the post when she got out. Unfortunately she passed…
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Creation - Maximiles credit card and Ladbrokes fees!
Booked 4 tickets for party pack at Monmore Green stadium, which is owned by Ladbrokes. Used our Creation/Maximiles credit card for payment and was charged the correct amount with no extra booking fees. On checking the CC statement noticed a £5 handling fee. Emailed both Ladbrokes and Creation and Ladbrokes confirmed it was…
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Halifax balance transfer process
Morning All, First post so please be gentle. I have recently applied online for the Halifax 33 month 0% balance transfer card. I was asked to take proof of address and ID in to my local branch which I did at the end of October (29th). The lady at the podium in branch photocopied the documents and stated that they would…
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Amex shop small
Just been informed of this for anyone who uses Amex... http://www.amexshopsmall.co.uk/hub.html?cid=van1-hub-pcs
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Where and When to Use Cashback Card?
I've just received my first credit card (cashback) which I intend to use as a debit card and pay off in full every month, however I'm slightly unsure as to what everyday spending is ok to use the credit card for. £5 in subway...use CC? Set up on Paypal to buy stuff through ebay? Amazon, Tesco etc? Petrol? All the above…
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purchases and transfer confusion?
Hi, I would be extremely grateful if someone could help me!? I've transferred my balance over to Barclaycard with a 0% on balance purchases for 34 months. It also has a 0% on purchases for 9 months. If I buy something using this card and fail to pay it off in the 9 months do i pay interest on the purchase amount or the…
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Which 0% purchase credit card providor likely to have highest limits?
I have a £4000 deposit for a car to be paid in the next month or so and just wondered which of the top 0% purchase cards were likely to have highest limit. Was going to use cash but might as well play the credit game. I have an Amex cashback card with a £5k limit ,repaid in full every month. £1000ish 0% apr on sofas 2 bank…
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Amex Shop Small
Back again. http://www.amexshopsmall.co.uk/hub.html?cid=van1-hub-pcs
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Is it worth paying one for another
Hi I have a Credit Card that is zero on balance transfers. I recently put my catalogue bill on it of £1200. I also have another card that if I pay it straight away I do not pay interest. As I have put the catalogue bill onto this card and its not a balance transfer, would it help me to pay x3 lots of £500 to the zero…
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should i stop some off my credit cards ?
hi i have an few credit cards one with llodys bank when i was with them one that was an Amazon card that has no been moved to mbna so i no longer earn Amazon points on and i have one with my new bank tsb i can spend around 6k on all the cards together my question is should i close some down i am looking to get an mortgage…
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Paying Credit Card before the statement date
I have just got a Vanquis card to build up my credit file. My first statement date is 5th December, however I would like to make a payment at the end of this month when I get paid. I want to use it for things I would buy anyway and just pay it in full each month. Is it possible to pay off the balance before the statement…
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Cancelled my order? get total refund by credite card?
i just ordered a dress at 58eveningdress.com by credite card before 12 hours?but i cancelled the order due to something,they told me they would use payment gateway to credite my account.but i don't know what payment gateway is.and could i apply for chargeback to my bank?i need your advice.
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Credit card balance transfers - help needed please
Ok credit card balance transfer question - bear with me its a bit complicated (hence the reason I can't work out what to do!) but I have no doubt some bright spark on here will be able to make sense of it! I have been offered a 0% balance transfer on my Barclaycard but only until 1st May 2015 however I have very little…
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Card Protection
I am having problems with Card Protection claim with Nationwide. I have passed the case on to the Ombudsman and they wrote to me last week. Nationwide say they have no record of Protection policy. And gave me a date to send documents or statement relating to credit card account. I am 100% sure i paid Card Protection…
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Credit card help?? Halifax
Hi all I wonder if you could help me, I was recently accepted for the Halifax 0% for 18 months credit card with a limit of £2000. I spent close to the limit. The payment date arrived and Halifax had not sent me an activation code to enable me to pay online so I called them up and was advised to make the payment from my…
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Credit card and interest when balance paid in full
Hi all, I know it would vary by terms & conditions and card providers, but I wondered if someone could clarify this for me. It might seem like a daft question I know, but I'm not 100% sure so would like some to help :) I have a Vanquis card and the APR is 39.9%. I am only using the card to make small purchases each month,…
