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0% cards
Can anyone give me an idea how long it might take to hear back from a new card application?
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Capital One - Credit card
Hi Guys :) Just needing some advise. I have a bad credit rating and finally realizing at the grand age of 23 that I need to sort it. I've been to CAB and currently paying off my debts. I applied for a capital one credit card for the sole purpose of using it to build my credit rating, I've only been given a £200 limit to…
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Santander 123 Cashback on Amazon
Hi there Has anyone heard if Santander will be offering cashback for Amazon purchases this year? Used quite alot last year and about to start the Christmas shopping here soon so could hold off if it is going to offered this year again. TIA sk56
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Amex application question - time with your bank
Hi A am in the middle of applying for Amex cashback card. There is one question in the application form, which i am not sure how to answer and it's: How long have you been with your Bank or Building Society. As i recently changed banks - do i put here time with the current bank, or do i put the number of years i held a…
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Repaying loan with credit card
I have a couple of years outstanding on a loan but would like to pay it off with a 0% credit card. On my loan provider's website they say they don't accept payment by credit card though. Any way round this?
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Unauthosed charge on a kalixa pre-payment masercard
We're going on holiday in 2 weeks and loaded money on to a Kalixa card so I could use it in Italy. On checking my account today I saw a charge for £159 to A LIND ENTERPRISES "Home income flow". A bit of googling shows it to be a scam of some sort. I've phoned Kalixa and let them know I didn't make this payment and my card…
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Sainbury's credit card:Is this weird?
Hello all, So I've been approved for a Sainsburys credit card. Whoop! Now they're asking for one ORIGINAL proof of identity and an original proof of address too. I have never had to send an original proof of identity to get a credit card before, is this normal practice? It seems insane. It recommends sending them recorded…
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Best cashback card for 95% online purchases
Hi, I have a ~average~ credit rating (with credit card from natwest/capital one currently) and currently earn around £16k P/A, I was wondering whats the best cash back card for mostly online purchases (mostly Amazon) and the odd shopping in stores. I'm able to pay back every month in full so was thinking I could cancel…
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credit card underpaid by 1 pence
Hi aaaaaaaaaaaaaaa
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£30 M&S voucher for credit card
https://mail.aol.com/38848-111/aim-6/en-gb/Suite.aspx Use card once before Dec and get a £30 M&S voucher
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Credit Card Loyalty Schemes - Tesco or House of Fraser?
Hello All I do hope I am in the correct forum - this is all new to me! I am trying to establish which is the better credit card loyalty scheme between Tesco's Clubcard Points and House of Fraser's Recognition points. I love the fact that I receive 'cash' vouchers from House of Frazer to spend in their store, but having…
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No fee credit card to help raise my credit rating
Hey, I have never had a credit card but I am looking to get one that can help increase my credit rating. I have never checked my credit rating until today, it is 568 - I am 27 and have never got anything on credit, so I would like to get something to increase my rating as I will need it in the future. I am able to pay…
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NewDay - large duplicate transaction made
I'm posting this on behalf of my partner. She has a store card with Evans, and on Friday made a payment of £2,000 on it. The transaction went through normally via their website. She checked her bank balance later in the day, and noticed that her balance was much lower than expected. On checking with the bank, she had two…
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Barclaycard have lowered my APR
Hi, I phoned up Barclays yesterday as my minimum payment to the Credit card jumped up from £199 to £219, so I asked why this was as I hadn't used the card for about 8 months. They said t was based on average day rate or something like that, they then said they had a promotion where they can drop it from 29.9% to 9.9% for…
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How can I persuade FOS I didn't make the orders?
Hi there, a few months back, someone used my card to make a purchase one from a UK site and one from a US site. As soon as I knew of this, when I logged into to make a payment to the Credit card issuer, I reported this to them, they sent out the dispute forms I signed for them and they said they would get back to me, they…
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60% Chance
Hi According to the eligibilty tool for credit cards, I have a 60% chance of being accepted for a certain credit card. Has anyone had success with this percentage? Thanks
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Calculating credit card repayments to be debt free
Hi All, I've done some searches but can't find what I'm looking for so please excuse any duplicates. I have a Barclaycard with a current balance of £5150. I'm trying to put a plan together to be debt free within 5 years. With that in mind, I've been online and used some calculators that say if I pay £136.16 each month for…
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Using CC in U.S.A AMEX or Santander
Hi, I'm hoping someone will be able to help... I'll be going on holiday to the states fairly soon and I'm wondering which card will work out more cost effective to use. I have a BA AMEX standard (not platinum) and I just looked and the rate I get right now on the USD is 1.5401 after a 2.99% fee is added from an initial…
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Dodgy online company nicetap.com: no contact details for cancelling order - help!
Just over a week ago I bought a tap from nicetap.com and paid £10 for next day delivery (total £135). I am having my bathroom fitted this week and next, but the tap has not yet arrived and the only way of contacting the company that I can find is an email address that no one replies to. I would like to cancel my order as…
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What Card? cant get AMEX ??
Evening All i am currently buying a house and i am looking to get a Cashback credit card (direct debt to repay in full). i am about to move in soon and i am going to be spending lots on a complete overall of the house and want to reap some rewards - i am also planning to do most of my spending year round on it. looking…
