📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Halifax CC offering 3% BT or Pay into Acct

Options
Hi there,

Just want to check something here.

I have got a Halifax CC, been with them for a while and 6 months back they had offered me a 1.5% deal on BT - 16 months ( which was a promo - 3% BT fees of which half was paid back with in a months time). So I had used up 25% of my Credit Limit on that.
This week, I got another promo offer, which is % BT or pay into the current acct offer which is for 12 months, now if I take it for another 25% of my Credit Limit ( thus taking me to nearly 50% of my whole Credit Limit) will it affect my initial borrowing which I made, or its promo offer?

I know the easier way to find this out is by ringing the Customer care at Halifax CC, but wanted to get some feedback on what the views are on this - and before anyone jumps the gun, I have plans for paying it off before next December, and have means to source this loan money before then.

My questions really is, if I do another BT / transfer now, will that affect my previous BT ( and thus the promotional rate) or these will be seen as 2 different entities with the same card??
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.