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Credit cards

Archives for May 2012

prepaid ryainair card application
hi there i been trying so hard to find and fill prepaid ryainair application card, i don't see it any where.any one got any address or link many many thanks
Lloyds Credit Card Application
Applied for a Lloyds credit card through the online banking a few days ago. Whilst applying it came up that I could add details to transfer upto £6500 of balance's from other cards. Do you think that means I'll be accepted? Not had much credit before, got a £1000 OD with Lloyds which I never use, a capital one card with…
8yr old debt from CABOT what do i do...
hello i hope you could help me. i had a letter today from a debt collector as my debt has been passed to them. this debt is from CABOT FORMERLY CREATION for £104 so i emailed them and unfortunately i have confirmed my details(before i researched) and they have replyed and said it is a store card account for etam....they…
Should I pay off my bank loan with credit card?
I have been working hard to pay off my debts in the past couple of years, through a combination of credit card tarting and a bank loan. I have paid off 70% of my debts, and have been using 0% cards to great advantage, switching when need be to avoid interest. I now owe around £2300 still on a bank loan ( at 10%). Would I…
Virgin and MBNA
I have recently brought a newish car which I was supposed to pick up Friday - I applied for a Virgin money transfer to pay towards it but it was going to take 5-7 days to come through (I did tell them I already had an MBNA card and asked if it would be affected, they said no) I had enought credit on my MBNA card to pay for…
Credit Card Insurance - Am I covered?
Hi Bought my son a pay as you go - 5 weeks ago for £129 and our lovely dog has chewed it up! Thanks Millie! I'm definitely not covered on the household insurance but would I be covered on my Tesco Credit Card? Has this happened to anyone before? Many thanks Terrysdelight
Bad credit score, not on ER and in debt help please!
Hi ive got a bad credit score and the following debts and advice appreciated thanks! £1300 on Santander CC @ 28% (roughly) = £33pm £1400 Overdraft with Bos = £40pm £1000 Overdraft with RBOS = £15pm Im not sure what i need the BOS account is my main account with my salary £1300pm being paid in. Was thinking i need a good cc…
Credit card applications
Hi, I've just finished my degree and was looking to restructure my debt (overdraughts and credit cards) to a 0% balance transfer card. I can afford to pay off £250 a month which will mean the balance £4k will be paid off in 16 months. Not all of the £4k is existing, I need to pay for security deposity and first months rent…
Egg credit card
I had an Egg credit card 8 years ago. I cant really remember when I closed the account. Maybe 6 years ago. I have the card number. I contacted Egg who said Barclaycard bought out the credit card part of the business and to contact them. I contacted Barclaycard who said to contact Egg! I dont even have any printed…
Which Credit Cards re-offer 0% or low interest deals?
Hello All, I've just transferred some money from my Nationwide Credit Card to my Barclays Credit Card. I have been keeping hold of the Barclays as they tend to offer 0% deals and low interest life of balance deals to current customers. Are there any other cards that do this? Does anyone know if Nationwide do this at any…
Which credit card for someone with not to bad rating but not brilliant
At the moment I have a Vanquis card with £1k on it at not to good a rate and £700 on a Very catalogue account. That is all the credit I have. I would like to get myself another card to transfer this onto and not to use and to pay off around £70-90 a month. My credit rating is not brilliant but I have been working on…
How Long coming off credit rating!?!?!?
Hi quick question have 2 creation cards both now as from today paid in full, i have just posted a letter informing creation to close them and i have destroyed card. Can someone please advise (roughly) how long before they actually are closed and off my credit rating! Thanks for all helpful answers in advance! :j
reduction before delivery
I ordered goods 5 days ago at £159.00, today the same item is shown at £129.00 I have not been informed that my order is to be delivered yet am i entitled to recieve at the new price where do i stand as i am so annoyed.:mad:
Shuffling again.......
Hello All I currently have a virgin card and a barclaycard, Virgin with 4k (limit 14k), and a barclaycard with 4.5k (limit 7k) the Virgin has been off its 0% for 3 months now, the barclaycard is to come off its 0% in July. As they have both offered me a 0% for 6 months on transfers, i was planning on shifting the 4.5k from…
Payment terms - are all cards highest rate first now?
Hi, I'm sure this question has been answered before, but not sure how to search for it.. Am I right in assuming all cards nowadays (in the UK and US at least) should be applying payments in the order that helps the consumer now, i.e. paying off higher rates first? I noticed this change when it first started taking effect I…
Halifax CC Query
I recently received written correspondence from the Halifax asking me to sign a pre-completed application for a CC. Should such a letter suggest that some form of screening has already occurred at their end? I do not normally receive junk mail and such offers. I look forward to reading any views that you may have.
ryanair prepaid card good or bad
hi there im a ex-bankrupt,can i apply for a prepaid card? if i can whats benefits of this card? is it true that not alot of retailers accept it? can i use it abroad? i choose ryanair pre-paid card any clue about this company,good or bad? many many thanks
Gerry
I would like to pay Thos Cook for our holiday using a credit card to safeguard my payment but they charge 2.5% which is expensive. Any suggestions?
Payment
I made a payment recently to Vanquis (the minimum) just in time for the date tomorrow - I paid it a few days ago but it is not showing up on my bank (I guess it might need updating), or on the website as paid - I have a printout of the payment that was made to confirm it but am worried this will not alter things.. I can't…
Rbs/unison cc
Hi. I hope i have posted this in the right place, in Jan 2012 I informed RBS that I was going to have some difficulties in maintaining payments, and I requested a reduction in my monthly payment, they stated for this to happen, I would have to default on the card, for them to be able to help, so this I did, and the…

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MSE News

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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
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Credit cards

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