Which credit card for someone with not to bad rating but not brilliant

tigerfeet2006

At the moment I have a Vanquis card with £1k on it at not to good a rate and £700 on a Very catalogue account. That is all the credit I have.

I would like to get myself another card to transfer this onto and not to use and to pay off around £70-90 a month.

My credit rating is not brilliant but I have been working on getting it better and it is getting there.

I can't go for Barclays, Natwest or HSBC unfortunatly because of links to DH and his bad debts from a failed business. We are working at sorting it and it should be off his CR's in 12 months.

So which card should I go for? Any advice greatfully recieved.

CLAPTON

you have forgotten to tell us
-your income
-what your credit files say
-whether your credit files show you are linked to DH

jon142

whats is DH?

tigerfeet2006

CLAPTON wrote: »

you have forgoten to tell us
-your income
-what you credit files say
-whether your credit files show you are linked to DH

Sorry I should know better.
£8,900 on disability benefits. (DH is £36k)
600
Yes there is a financial link

jon142 wrote: »

whats is DH?

DH = Dear Husband

Thanks very much for a very swift reply.

Maestro.

are you on electoral roll? you might want to give your own bank a go, on 8,900 not a lot of prime providers will entertain you. be lucky to get much of a limit really.

tigerfeet2006

Actually, I don't know if we are on the ER or not tbh. Will have to check that out.

We bank with the Co-op and Halifax. We only have a Cashminder account with Co-op and they refused me an upgrade 4-5 months ago. Our joint account with Halifax is the basic one but they have just upgraded the account in my name to a Reward account with no O/D.

I'll give the Halifax a ring tonight and see what they say.