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ryanair prepaid card good or bad

sam222
sam222 Posts: 138 Forumite
Eighth Anniversary 10 Posts Combo Breaker
hi there
im a ex-bankrupt,can i apply for a prepaid card?
if i can whats benefits of this card?
is it true that not alot of retailers accept it?
can i use it abroad?
i choose ryanair pre-paid card any clue about this company,good or bad?

many many thanks

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    If you look on Ryanair website you'll probably finds the answers you're looking for..!?
  • jon142
    jon142 Posts: 277 Forumite
    edited 31 May 2012 at 7:16AM
    sam222 wrote: »
    im a ex-bankrupt,can i apply for a prepaid card?

    Yes, this dosn't matter. its a prepaid card they are not offering any credit. no credit search will be done apart from an idenity check
    sam222 wrote: »
    if i can whats benefits of this card?

    Nothing. ryanair will not charge you a surcharge ( Currently £6 each way per flight ) for using it. and also you get free flight vouchers but as previously mentioned on these forums they are wothless and 90% of the time the voucher makes you end up paying more for the flight.
    sam222 wrote: »
    is it true that not alot of retailers accept it?

    It's a Mastercard DEBIT card, will be accepted anywhere you see the mastercard logo. any retail shop ( almost ) there is a fee of 50p per transaction!
    sam222 wrote: »
    can i use it abroad?

    Yes as you would any card. however they will charge a fee ATM fee per withdrawal £2.00
    sam222 wrote: »
    I choose ryanair pre-paid card any clue about this company,good or bad?

    The Logo of ryanair on the front is the only thing ryanair have to do with this card, its managed and issued by Raplhs Bank.


    Hope this info helps. card is also subject to a £150 minimum load everytime you want to top it up!!!


    Also a handy link to fees and costs;

    http://www.cashpassport.com/1/en/Ryanair/About-Cash-Passport/Fees-Limits/
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