We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Which Credit Cards re-offer 0% or low interest deals?
Options

Choochi0
Posts: 68 Forumite
in Credit cards
Hello All,
I've just transferred some money from my Nationwide Credit Card to my Barclays Credit Card.
I have been keeping hold of the Barclays as they tend to offer 0% deals and low interest life of balance deals to current customers.
Are there any other cards that do this?
Does anyone know if Nationwide do this at any point?
I also have a Virgin Credit Card that used to do a lot of 0% balance transfer offers for current customers, but doesn't so much now.
Would it be better to cancel them now or wait until I need to transfer money away from an ending 0% deal and contact them to see if they can offer me anything before I ditch them?
I know having too many cards is not good for credit rating. I want to get the most out of them without effecting my credit rating too much!
Thanks for any help
Chooch
I've just transferred some money from my Nationwide Credit Card to my Barclays Credit Card.
I have been keeping hold of the Barclays as they tend to offer 0% deals and low interest life of balance deals to current customers.
Are there any other cards that do this?
Does anyone know if Nationwide do this at any point?
I also have a Virgin Credit Card that used to do a lot of 0% balance transfer offers for current customers, but doesn't so much now.
Would it be better to cancel them now or wait until I need to transfer money away from an ending 0% deal and contact them to see if they can offer me anything before I ditch them?
I know having too many cards is not good for credit rating. I want to get the most out of them without effecting my credit rating too much!
Thanks for any help
Chooch
0
Comments
-
-
Hello All,
I've just transferred some money from my Nationwide Credit Card to my Barclays Credit Card.
I have been keeping hold of the Barclays as they tend to offer 0% deals and low interest life of balance deals to current customers.
Are there any other cards that do this?
Does anyone know if Nationwide do this at any point?
I also have a Virgin Credit Card that used to do a lot of 0% balance transfer offers for current customers, but doesn't so much now.
Would it be better to cancel them now or wait until I need to transfer money away from an ending 0% deal and contact them to see if they can offer me anything before I ditch them?
I know having too many cards is not good for credit rating. I want to get the most out of them without effecting my credit rating too much!
Thanks for any help
Chooch
I found this with my Virgin card. However I started using it to buy small purchases and 2 months later received two good bt offers.
Worth a try.0 -
Thanks Rupert Bear for your advice,
I need to know what card RE-OFFER 0% or low interest deals.
Not the ones that offer them initially as then I can stick to a small number of cards and not keep applying for new ones.
Chooch0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards