We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Which Credit Cards re-offer 0% or low interest deals?

Options
Hello All,

I've just transferred some money from my Nationwide Credit Card to my Barclays Credit Card.
I have been keeping hold of the Barclays as they tend to offer 0% deals and low interest life of balance deals to current customers.
Are there any other cards that do this?
Does anyone know if Nationwide do this at any point?
I also have a Virgin Credit Card that used to do a lot of 0% balance transfer offers for current customers, but doesn't so much now.
Would it be better to cancel them now or wait until I need to transfer money away from an ending 0% deal and contact them to see if they can offer me anything before I ditch them?
I know having too many cards is not good for credit rating. I want to get the most out of them without effecting my credit rating too much!

Thanks for any help

Chooch

Comments

  • Rupert_Bear
    Rupert_Bear Posts: 1,303 Forumite
    choochi0 wrote: »
    Hello All,

    I've just transferred some money from my Nationwide Credit Card to my Barclays Credit Card.
    I have been keeping hold of the Barclays as they tend to offer 0% deals and low interest life of balance deals to current customers.
    Are there any other cards that do this?
    Does anyone know if Nationwide do this at any point?
    I also have a Virgin Credit Card that used to do a lot of 0% balance transfer offers for current customers, but doesn't so much now.
    Would it be better to cancel them now or wait until I need to transfer money away from an ending 0% deal and contact them to see if they can offer me anything before I ditch them?
    I know having too many cards is not good for credit rating. I want to get the most out of them without effecting my credit rating too much!

    Thanks for any help

    Chooch

    I found this with my Virgin card. However I started using it to buy small purchases and 2 months later received two good bt offers.

    Worth a try.
  • Choochi0
    Choochi0 Posts: 68 Forumite
    Thanks Rupert Bear for your advice,

    I need to know what card RE-OFFER 0% or low interest deals.

    Not the ones that offer them initially as then I can stick to a small number of cards and not keep applying for new ones.

    Chooch
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.