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Buying foreign currency with a credit card - help please?
I'm going on holiday in September and I am not going to have much money to take for my spends. I was planning on getting a new credit card with 0% on purchases to buy my euros before I go. However I'm not sure this would be covered as part of the 0% deal as it may he classed as a cash advance. Anyone know of a card that…
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Tesco Clubcard Creditcard Loophole
- Tesco petrol spend £2 = 1point - Pay with Tesco clubcard credit card £1 = 1 point HOWEVER - Pay with other card/cash and use your Clubcard Credit card only to put points on means £1 = 1 point! Basically double your points without using your Clubcard creditcard to pay (if you have one of course)
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Do I need a credit card?
I just wanted some opinions. I'm 25, and still with my parents at the moment (yes yes I know embarassing!) but I am about to move into a shared house with some of my friends (my parents are moving away and I live with them. I want to stay in my job and not relocate), I am considering applying for a credit card just as a…
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About to become a guarantor for my student son...
... will the credit search on my file affect my acceptability for a credit card that I plan on applying for later in the year?
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Experian took money - despite calling to cancel
Experian took money - despite calling to cancel, to say annoyed is not the statment. Normaly you get an email confirming but lost track this month. Lucky for me is I called from work, so will of been recorded if they wish to dispute it. So beware, I called them and they said the advisor noted it on the system on 14/5 , but…
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Should I cancel my old credit card?
Hi, I was offered a student credit card when I was 18, 5 years ago with a small never increasing £500 limit. Since then I have had two more credit cards each with successive lower rates and higher limits. Card 1 isn't used ever, 5 years old. Card 2 isn't used but I think it us useful as a emergency fund, has been open 3…
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RBS 18 mth deal
Hi All, The other day I looked into the rbs credit card recommended by Martin. Applied for it but then after application got accepted I realised I'd picked the wrong deal and only have it for 13mts interest free not 18mths. Really annoyed because was going to use it to pay for wedding things and 13 mth really isn't long…
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In a bind with Cabot Financial
The story in a nutshell: Prior to 1997 I had a creditcard with a company called City Financial. In April 1997 I cancelled the cardand paid the balance owing. In those days I paid by chequebut by the time the final balance cheque was cleared, a small amount of interestwas added. I paid this but then the same thing happened.…
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Tesco Credit Card .Trying to pay bill on line?
Hello. Has anyone tried to pay a bill on line today? I get so far then it says cannot complete transaction, so I rang my bank, they tell me to contact Tesco CC as they are not accepting payments through the bank on line. Rang Tesco CC, after giving my secure details my mobile cut me off saying the number I have dialled is…
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Perfect credit rating but refused credit?!
I recently checked my credit rating and it shows, as I knew, that I have not missed one credit card payment, or been late, over the last 12 years, having had 10 different credit cards during this period. WIth this inmind, I recently applied for a 0% Barclaycard and got refused. I aslo applied for the M&S one, and got the…
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Section 75 coverage for holiday accomodation rental
If I pay for rental of private holiday accomodation using my credit card, am I still covered for Section 75 if its a scam or anything? Alternatively, if I pay with my credit card via paypal is that the same or does the fact that paypal is in the middle cancel it out? Also, do I need to pay in one go or can I pay deposit…
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Cannot pay back credit card... ?
Basically I had two problems was into my current account over draft (£1500 limit) and i was pushing £1300 into it.... any managed to turn that around and now have abuot £1000-ish in my current so cleared that.... Next problem, I have £2990.00 to pay off on my Credit card and not sure how im going to to do it! what I dont…
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Interest Charges
Hi, I was wondering if someone could clear this up for me. To avoid interest charges you need to clear you balance every month in full. I have been doing this. But I am still getting charged interest. Therefore perhaps I misinterpreted this. I have been clearing the months balance. e.g. if I sent £300 in May I would pay…
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What does VP on credit card statment mean?
Just had my Halifax statment for this month and at the end of my account number is has the letters VP.....Does anyone know what this means? Thanks
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credit card insurance
Paid for flights on credit card unfortunately I didn't take out separate travel insurance and have now been diagnosed with cancer and wondering if I can claim on my credit card? or would I need to speak to Ryan Air (lol)
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What does the 0% on a credit card mean?
So I've just successfully got the Natwest 18 month 0% card. Does this mean that whatever I buy on it, I only need to pay the minimum per month for that 0% period (not the full amount)? Say I buy a laptop for £1000 (and for example let's pretend that's the only thing I buy with it), can I just pay off £100 per month for 10…
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Tesco credit card and Faster payment
Since coming across this problem I have noticed a few other threads about Tesco Credit Cards but here is my experience - I always pay my Tesco CC in full by Faster pay (it is therefore set up as an existing account on my internet banking) This month I went on line to pay as usual - I had May's statement which looked…
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Credit Rating and Rewards First
Just wondering if anyone else has inadvertently found themselves being charged £14.99 a month, having somehow become a member of these two organisations?
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Should I cancel my CC?
Hi, I've got 4 credit cards - 2 old ones and 2 new ones. I wanted to keep Capital One and Barclaycard until Nov/Dec and then apply for one of prime cards, but as I've been told by Lloyds I've been pre approved i though why not. Yesterday I've been reading about Avios points and realised I missed 18k points offer. I've been…
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SAGA Visa refuses to cancel repeat payment authorisation
Just closed my account but they warned me to cancel all repeat payments to the card since I would still be liable if a previously-authorised request was submitted after account closed. I asked which merchants has pre-authorised requests that they would pay even after account closure & they listed them. I specifically asked…