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Best 0% card for paying off a personal loan
I have about £2000 left on a personal loan at 6.7% interest. I want to transfer it to a 0% card which will hopefully make the monthly payments less - but which should it be? A balance transfer card or a new purchases card at 0% - i want to take the whole £2000 in one go obviously. thanks
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Oops. Wrong salary entered when applying!
Hi, I'm wondering if you anyone has any experience with this. I was applying for new credit card (RBS Platinum) to balance transfer my balance to 0% which I would then be able to pay off during the interest free period. Anyway, I checked Equifax, Experian and Callcredit. (Excellent, Good, Good) my debt to salary ratio is…
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transfer balance from husbands card ?
hi, is it possible to transfer a balance from a card of which my husband is the primary card holder and I am a card holder to another card of which I am the primary cardholder ?. thanks
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Cardholder Protection Insurance
Is cardholder protection insurance on a credit card statement the same as PPI and can i claim it back?
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Have to wait for card?
Hi there. Ive just applied for the tesco credit card but i need it to pay for my insurance tomorrow. do i have to wait for the card? thanks in advance.
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My First Barclaycard!
Hi guys, After 5 declines in a 3-year period, I have finally accepted for the 22.9 card:beer: (I'm sure Barclays actually said they'd try for a Classic for me but not sure:rotfl:) I've read a lot for reviews on MSE regarding Barclaycard and am confused. Surely, once your approved (letter came in post todaywith credit…
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Advice Needed Please...
Hi, I have just transferred my balance of £1010.00 from my lloyds credit card to a 0% balance transfer credit card as I was on a rate of 17%. So I have now cleared the lloyds tsb card, what do i do with it? Shall i just cancel it so i'm not tempted? I would obviously still have the BT card. What do people do? Thanks D.
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AQUA - customer services?
I wouldn't mind having a second credit card on board, and since it seems AQUA are the only people that offer a "bad credit" MasterCard (everyone else seems to be Visa) I would quite like to apply. There is one thing holding me back though - how is the customer service? Having experienced nothing but trouble with Vanquis…
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Who best to have card - me or wife?
My wife has a tesco 0%/15 months Mastercard card (I am a second card holder) which we have nearly maxed, we want to apply for another card, options are: She applies for the M&S 0%/15 months (another Mastercard). or She applies for the Barclaycard Platinum (Visa) 0%. or I apply for the Tesco or M&S card. She earns 47K, I…
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What is the difference between a club card and a credit card?
Hi CLYDESDALE CARD FOR CAR, LES SMITH ETC Just wondered if anyone could help out with this. I wrote to Barclays Partner Finance on behalf of my son to claim back outlandish late payment fees incurred before 2006 and totally because they refused to change the payment due date. I sent off the standard letter sayinf we wanted…
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Store Card - Default Credit Removal
Hi all I've just recently obtained my credit file and I've noticed several instances of default on my Santander Burton Store Card over the last few years. After checking with Noddle / CallCheck they say they tried to remove them but Santander say I was late with the payments of 15 days at a time. Looking back, the reason…
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Been refused Halifax Credit Card - what to do?
Hello, I have just been refused my application for a Halifax All in One Credit card. I will provide as much info as i can: * I have my current account also with Halifax - their switching team moved me over from Santander in Jan 2012 * Previously my current account was with Santander/Abbey National for 4 years * I have a…
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0% Balance transfer to same card, will this work?
Hi not posted in here for a while. I have an idea which might just work so just thought I would run it past a few people to see if I am missing anything. The halifax have offered me a 0% balance tranfer to my current account and as it is I ahve ended up with a couple of grand nack on there with buying a house and booking a…
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RBS Platinum Credit Card & Gambling
Noobie here, in a but of a rutt. Have an RBS Platinum credit card, £2000 limit. Stupidly spent £1800 betting online as I needed the money for student debts I still carry. Have just been accepted for an m&s credit card and will receive it shortly. Is it advisable to transfer it all to the m&s one? Or just pay it off on the…
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Credit Card with no free for Non-EU purchases
Hi all, Anybody know of any CC out there at the moment that dont charge a fee for purchases made in the USA? Ideally also have 0% on purchases for x months aswell. Not asking much i know.... :-) Thanks
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Help needed to use Credit Card
I just got my Tesco Credit Card and I want to make a purchase of £3150 but the vendor won't take Credit Card payments, only BACS, cheque or Debit card. I obviously want to take advantage of the 15 months interest free on purchases so what I need to know is what is the best way to make this purchase?
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Problem with Barclaycard
I would be really grateful for some advice. I paid a deposit for some concrete worktops for our kitchen in December. In January the company said they were having problems with cracking and I opted to cancel the order and get a refund. I was sent an email by the retailer saying they would process the refund. It was very…
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DOH BT'd more than balance on card & now IN CREDIT
applied for Tesco's 0% BT from my halifax card by post after they sent me an application form, balance transfer for the amount I had requested occurred day before yesterday and the PIN arrives the same day, however I've no other paperwork from Tesco to say I've been accepted, nor do I know the account number nor do I have…
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Tesco 0% Credit Card
Hi, I had a Tesco 0% Credit card that I used up until around May time last year when the 0% offer ended. Balance was paid off in full I kept the account open (probably foolish of me) until around 4 months ago when I closed it When can I apply again to take advantage of the 0% interest offer? I currently have the M&S one…
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Need 0% balance transfer card
Hi All, I don't post here often but here goes. My husband has three cards as follows; Barclaycard Limit 2K, balance nearly at limit Nationwide Limit 2.5k, balance approx 1600 Virgin; Limit 1k, balance nearly at limit I have my own card, Barclaycard; limit £1,650 and it's not far off the limit, I also have a next account…
