RBS Platinum Credit Card & Gambling

jc404x

Noobie here, in a but of a rutt.

Have an RBS Platinum credit card, £2000 limit. Stupidly spent £1800 betting online as I needed the money for student debts I still carry.

Have just been accepted for an m&s credit card and will receive it shortly. Is it advisable to transfer it all to the m&s one? Or just pay it off on the RBS? Will it be frowned upon by M&S knowing i've just received it and want £1800 of gambling transactions put straight on it?

I have £2k coming in next week to my bank, shall I pay it all off at once? Or transfer and pay monthly?:(

maxzorin_2

If there is a 0% balance transfer option, then get that £1800 transferred.

M & S won't know that balance was created via gambling, it's just a balance.

Just be careful that once the RBS card is clear you don't go mad gambling on it, not judging here but I have been there & bought the t-shirt!

cooltt

And stop gambling you never win more than you lose or they would be out of business.

chattychappy

maxzorin wrote: »

I have been there & bought the t-shirt!

Been there and lost the t-shirt?
Been there and won the t-shirt?

Sorry... couldn't resist..

(The only time I won something was in a raffle. I did indeed win a t-shirt. Bizarrely, I drew the prize. So I volunteered to draw again - and drew a ticket held by my girlfriend. The shirt was too big for her, so she gave it to me.)

LewisMeau500

maxzorin wrote: »

M & S won't know that balance was created via gambling, it's just a balance.

Actually worse... They won't know but they WILL increase his risk score.

Also Santander, RBS and Natwest WILL know you have risk.

£1800 could feed alot of hungry people, immunise children in third world countries or help towards the cure of cancer.