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Is this subject status ?
Hello, 1st off, sorry for posting in this forum, couldn't think of anywhere else to post it! Is this finance subject to status or just a monthly authorisation on a debit card ? (I wouldn't use credit card for ongoing payments) http://www.currys.co.uk/gbuk/Payment-Options-1026-theme.html#spreading I couldn't see anywhere on…
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Unable to use my CashPlus Pre-paid card :(
Hi All I have a CashPlus card and loaded it up yesterday with all my left over cash, went to use it at tesco today... declined. So I called cashplus and they said there was no issue with my card, tried it at the cash point... declined! Got home to check my cashplus account and I cant get any info on there and my balance is…
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Halifax one card
Hi, can someone tell me how long on average it takes for these to be sent out? It's just that i sent back my agreement form on the 23rd February and have heard nothing since. I'm just trying to gage the time length because I have taken out a loan to consolidate and have paid off nearly everything with it. I have two more…
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BT and Spending Cards
Hi, Would there be a problem applying for both a 22 month Balance Transfer card and a 11-15 month 0% Spending Card? You can probably see what my plan is from asking the above question :) LP
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Halifax Online Issues?
My credit card balances and limit are showing as nil or n/a online banking. Anyone else having the same issue? My other accounts seem to be fine
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Mbna obstructing balance transfers
I have held an MBNA Visa for over five years with a balance currently of £1100. Six months ago MBNA replaced my Visa card with a platinum Visa and additional Amex card that I neither asked for or wanted and have never used. Both credit card numbers now appear on my monthly statements. I have recently taken on a Halifax…
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Why is interest going up when balance is going down? Confused!
Hi all, I'm a little confused by what is happening with the interest on my Barclaycard, as it seems to be increasing even though my balance is reducing (I have not spent on the card since December and have paid minimum payment in Jan and £20 above minumum in Feb). Here are the key figures to illustrate: February Statement…
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Finally Accepted!
Hi all, I thought I would share my story. I first had a credit card when I went to university and opened a Graduate account with HSBC back in 2000/2001. I had a credit card and debit card with them. I did not use the credit card, and only used my debit card. I got stuck one day and used my credit card and saved me. I paid…
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Best for spending long term, paying full balance - Tesco for me?
Hi all, I always pay off my CC every month in full, but have recently been thinking about which CC will give me the biggest benefit on my spending when doing that. Several cards offer cashback, but it's fairly minimal, or it's a good rate but only in the short term. Others offer miles / points, but in most instances I…
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Reducing available credit
I have a Next credit account, which for some reason they've given me a credit limit of £3500 (a grand higher than my M&S CC!) Now, given that I only ever buy the occasional thing in Next, plus pay my balance off in full every month, is having a credit limit that large going to help or hurt my credit rating when potential…
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when will I pay interest?
hi, opened a barclycard on 21st nov with 3months interest free on spending. can anyone tell me when the interest will actually be added on? do i get 3 months plus the 56 day? ta
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Egg Card debt to Barclaycard - Equitable Charge on Property still in favour of Egg
I use to have a credit card with Egg. Several years ago I got in severe financial difficulties and was unable to make my monthly payments. To cut a long story short, Egg ended up placing an Equitable Charge on my property for the card balance. Now that Egg has sold its credit card business to Barclaycard, what should…
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Poll: Continuous Payment Authorities CPAs
Credit card companies should be legally obliged to tell you your CPAs at least annually and always when you cancel your card.
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Virgin Money (MBNA) Paid Someone After I cancelled my Card
We paid off and cancelled my Virgin Credit card in January 2010. In January 2012 I received a letter saying my account had been reactivated because of a recurring payment of £79.99 The statement says: ID Protection 08448 xxxxxx (I've removed the number to avoid hassles) I rang the number to find it's some Identity theft…
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Buying currency with a debit card
I recently wanted to purchase £1000 in euros. I searched for the best rate, completed the online application and went ahead using my Coop bank visa debit card to pay. The transaction went head with no problems until I noticed on the current account statement a VISA charge of £20.02. I rang the bank to query this as the…
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Bad customer service with vanquis bank
Hey guys I need help!! I have been awarded a refund for charges from vanquis bank!! Only problem is 7 weeks later still no cheque of £412 through my letter box. I have called the number on my letter and it's a voice mail of a michelle Sutton so I've left countless voicemails with no call back. I've also called the main…
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Bad Credit cards.
Hi all just wanted to update my current situation on repairing my credit rating from when i was young and a bit stupid! after having 2 ccjs both over 5 years old now and down to 3 defaults all over 4 and half years old. I had a vanquis card now increased to £2500 limit (20months all greens) and capital one classic…
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3 days delay in paying Credit Cards from same Company
Just wanted to bring this to Martin's attention, Santander (and I am sure others) operate the new Faster payment system. I can transfer money to another bank and minutes later see the transation in the account on line. However, if you make a payment to the Santander Credit Cards from your Current account, it still takes…
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Barclaycard World Card Back Received
Just received my £98 cash back from my Barclaycard World cash back master card, this account used to be the old egg money credit card. Most of the cash back was earned whilst with egg.
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Capital One Progress
Hi all I am corrently a Capital One Classic customer, have never missed a payment, had the same £00 limit now for 18 months. Anyway I was browsing their website tonight and noticed I could apply for additional products, to which I did... I didnt want to push my luck so I applied for a Progress card, question is, has anyone…
