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Virgin CC - pay min payment by cash?
Hi guys and gals. I have had a quick search to try and find out if that was a stupid question or not but basically.. i've been a bit silly and left my CC payment a bit late.... (flame all you like its been a crazy few weeks). Now i check my acc online and its asking for minimum payment before the 25th Dec. Now I can put…
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An easy question....
Well I think it is - its just that I don't know the answer! :o My interest-free period on my credit card ends in Feb 2010. I have just received December's statement and set up a payment for January (9th) but can anyone tell me if there is interest added to January's statement (my February payment) please or would it be…
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Abbey/Santander are totally incompetant
Nearly three months, one internet application, four sets of signed and returned documentation and a trip tp the branch and they are still saying they haven't received the paperwork they need. They have already credit scored me otherwise I would go elsewhere but I wouldn't touch this company with a bargepole. I have been…
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Will paying off a delinquent debt improve credit rating?
Hi I have a defaulted account at a bank for £500. It has been marked as a default on CC so there's nothing to be done about that. There is nothing listed at all on Experian (yippee!) At Equifax there are 3 late payments shown and then it says settled, there is a delinquent balance of £500 showing but no default. At the…
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how long does it take to receive a cc after you have sent the signed agreement back?
hi just wanting to know how long it will take for my cc to come as i am wanting it before Christmas also how long after does the pin come? thanks
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Vanquis - over limit question
Hi, I have both a vanquis card and an aqua card, i have a question about statements. ok, i hope i can explain this so its understandable. I have had my vanquis card now for 4 months, each time they send me a statement they have already charged the card with what ever is due, so this month for instance limit was 250, had…
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Santander Zero - increasing credit limit?
Hi, Just wondering what your experiences with increasing the credit limit of Santander Zero's credit card are. When you ring up, are they able to, like Lloyds TSB, give you an amount that you can increase up to, and if you agree to it, increase it immediately? Or do you have to give them a number you'd like without any…
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Paypal Unauthorised Transaction
Someone has made an unauthorised payment of $19.99 from my Paypal account using card details stored in it (only the last 4 digits of the card are stored, not the full number). I've changed my password and security details, and opened up a dispute with Paypal, the transaction has now appeared on my (unused) Priority Club…
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Barclaycard
I received a telephone call from Barclaycard saying that I had missed the November payment and would I set up a direct debit so that it wouldn't happen again - I said I'd look into my affairs and get back to them. On looking into it I found I had not received the November bill so phoned them up and paid all I owed plus…
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What type of card is M&S money cc
I need to BT my M&S card but I cut it up ages ago, so don't know if it is a visa or mastercard ... please can someone tell me (I need to know for new card application) Many thanks
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dispute transaction help?
I booked a course using my card but was not told over the phone that the price was plus vat. Apart from that, I didnt get the course details through in time and despite 4 emails to the company did not get a reply until 10am on the day the course was due to start. Needless to say, I missed half the course and have emailed…
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next
who had there credit limit took off them
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authorization code
I bought shoes on saturday with my debit card and when i entered my pin the woman serving me said she had to phone for an authorization code. she phoned them and gave me the shoes and the receipt but when i checked my account today the money has not been taken for the shoes but every other thing i bought at the weekend is…
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New DD payee for PO card#??????
Hi, can anyone tell me..is this the new payment name for the post office cc??? UKPO MC PLATINUM if not.. what is it HELLLPP PLEASE!!!
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Credit card debt
I got in trouble with an HSBC credit card when i gave up working due to being diagnosed with an incurable disability. The amount i was left owing on the card including the interest and non payment charges came to £1,800. Even though i was on Disability Allowance i made an agreement with the debt agency to pay £20.00 per…
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Which credit cards should i close?
Hi, I have recently cleared all my credit card debt and am looking to close down some of my cards, so do you have any advice on which cards to close and which ones to keep? Should i keep just 1 card? I have the following: Capital One - Limit £6,000 Halifax - Limit £3,400 RBS - Limit £3,910 Lloyds - i bank with Lloyds -…
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Student account into current accounts with credit card advice please
Hi, I am new here so here it goes: I finished my studies and have started working FT. Whilst I was studying I had two student accounts HSBC and Natwest along with two current accounts Lloyds and Barclays. I would like to transfer my two student accounts into current accounts is that possible and will I get credit checked…
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Time limit for CCA?
Can anyone tell me if there is a time limit for the consumer credit act and non-delivery of goods (yes I have googled). My OH ordered some bespoke motorcycle leathers (trousers and jacket that zip together) around about 6 months ago. The trousers came (after a wait) and are very satisfactory. The company appear to be…
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credit card question
hi a quick question i know when abroad it is best to use a card that does not charge the currency loading tarrif ( only Post office and Santander do not ? ) as at present i use a co-op credit card and a tesco one for most things etc. but i will be on a cruise ship Royal Caribbean , sailing from Dubia in the new year etc…
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Adding someone to your credit card
My husband has no credit score whilst mine is excellent. Would adding him to my credit card account help him build a record? Effectively it would be an extra card on my account, would we need to have a joint account for it to have any effect?
