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Virgin BT to bank then back to card?
Hi, I have just been offered 0% BT with Virgin with 2.98 handling fee, offered over the phone from a cold call. I have £9K balance and an £18k credit limit. She said she could transfer £9k to my bank (making my card balance 18K), then I pay the same card off with the £9k to reduce my interest till June 2010. Does this…
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House Of Fraser Price Protection
I have price protection/shopping cover on my Santander House Of Fraser credit card, meaning that if, within 100 days of purchase, I see the item I bought on my card reduced (including when it's been part of a wider sale like 20% off everything day), I can claim the price difference back by filling out a form. However, the…
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Transfer cash from credit card to bank account
:confused: Does anyone know if there are any credit cards out there that will do a cash transfer to a bank account, ive done it in the past but not sure who with :j
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Should I balance transfer?
Hi All, I have a Graduate Barclaycard and a Capital One (creidt builder - high APR). The balance on my Barclaycard is £1,300 (£1,800 limit) and balance on my Capital One card is £250 approx (£800 limit). I have qualified for an HSBC card with £4,500 limit. If I balance transfer then there is a 2.9% initial fee and then it…
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Capital One Card Upgrade
Dear all, I currently am in the posession of the Capital One Classic Visa Credit Card. Just had a limit increase of £1,000 as i've maintained my account within the 4 months of having the card. Ive just seen the 'Capital One Progress Card' is it worth ringing them up to see if they can upgrade me to that card. Or do i…
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Ending credit card?
My 0% barclay card is coming to an end I still owe on it, Iam going to transfer the amount to another 0% card,when I do,do I have to tell barclays and cancell the card even if theres nothing on it?.I know it sounds daft but arnt credit card companies bothered when this happens when Ive spent nothing on this card apart from…
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Barclays Card!!!
Hi, I was wondering if anyone could help me to sort my problem out. Two years ago I used my Barclays Card and without realizing I went over my limit. I do not remember exactly how much it was, but around 50 to 100 pounds. As I left my job, I did not have money to pay it off. After few months my credit was getting bigger. I…
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Amex taking DD almost 2 weeks before due date
I have an Amex Card (BA airmiles) which I pay off in full every month by Direct Debit. Amex always took the DD a few days before the due date, but recently they changed their system so that now the DD leaves my account on the 24th of each month with the due date being the 4th of the following month. I.e they take my money…
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credit card bill blunder!
Can anyone advise me on what to do!! i have just received my monthly credit card bill, i currently have a balance of £1,020 to be paid off... according to this months bill the bank received a payment of £1,120 at the beggining of september .. i am 100 % sure i never made this payment! it also states that i made a payment…
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Confused about credit rating
I've followed all the advice on here about checking my credit report/score which came back as satisfactory in all areas, nothing at all stands out. i have a full salary each month and have an overdraft, and one credit card, although i don't quite pay it off every month i always make more than the minimum payments. The only…
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Card hassles.
Hello All, I'm hoping i can get some advice on this. I was helping with a seller account on Amazon for a while but once i stopped i deleted my credit card details from the account (about 2 months ago) but they have still managed to put charges onto it. I contacted them and they told what the money was paying for yet also…
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New CapitalOne Credit Cards
Has anyone noticed the new CapitalOne Credit Cards? One for balance transfers and one for 0% purchases. One seas for people with a good credit rating, the other a very good credit rating. Maybe they're a step up from the classic, but lower then the Premium Plus card.
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Changing to a different MBNA card..
Hiya, i currently have a virgin credit card and the intro rate runs out shortly. as I know longer need a card to store debt - finances are fingers crossed soon to be in order. I would really like a reward card. Is there any option as this is an MBNA to switch over the credit limit to a different MBNA reward card eg the…
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question on credit card terms
Hi Could someone tell me whether the credit card deals e.g. Tesco where there is 0% interest for purchases also covers cash withdrawals? Thanks :)
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Huge complex problem!! Help required.
Hi, i've been trying to sort out a problem i've got for a while now and thought i'd give here a shot as i've seen there's a few clued up people on here, so here goes. I purchased a car in April 2007 for £5000, i paid £3,800 cash and £1,200 on a credit card. Now i have come to sell the car on i have found out that the car…
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balance transfer, new amazon card
Bit of advice needed please, I currently have 2 cards that are used only for internet purchases, after hitting them pretty hard this year updating all our gadgets Ive amassed more than im comfortable with. I've just seen an advert for the new amazon card and it seems quite a good deal, The New Amazon.co.uk MasterCard * £15…
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Egg Card cancellation without notice
I have had an Egg Money card for nine years - I pay off my balance in full each month, and have never owed them a penny. I also have a blameless credit record - after all, my day job is in financial crime prevention! My Egg Money card was due for renewal at the end of September, but no replacement card came. When I…
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Can I ask Barclaycard to send my debt to a collection agency?
Hi, Have been paying off my barclaycard debt for years now but due to only being able to meet the minimum payment each month my bill is actually higher than the amount I originally put on it!! What I'm wondering is would I be able to ask Barclaycard to send my debt to a collection agency? This has already happend with…
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To transfer or not to transfer
Hello - I need help! I have two balances on 2 different cards, one of which I pay no interest on. I have just started to pay £17 pm interest on one. Should I transfer that over to my other card to be 0% until July 2010 for a 2.98% balance transfer fee, or is there a cheaper option ? Thanks!
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Barclaycard new min payment deal implucations
Hi All Barclaycard have wrote to me today and offered me "a little breathing space" by reducing my minumum payments for 12 mths. "From 1st November your minimum payment will be equal to any interest charged plus 0.25% of your outstanding balance, or £5 (whichever is greater). This means you can pay less each month if you…
