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Section 75 advice required.
On the 14/9/09 my wife booked me a 1 hour training flight which cost £169 from a local Flying School.(FS). This was for my birthday. The training flight was paid for by way of an HSBC Visa Gold Credit Card, over the telephone. The next day all the documents arrived at home by post, including the payment slip for the…
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Warning re Amex
Something to be aware of with Amex ... We got their Platinum Cashback card and have just received our second statement and were puzzled over the amount of cashback we had been credited with - which seemed far too little (we'd bought a couple of plane tickets with it, and a couple of large items). As far as I was aware (and…
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Credit Card Cleared
HI, I have just managed to clear my natwest credit card, and have just recieved a bill statring that owe them interest on the money that i have paid off. They also tell me that this will contimue for another 3 months. IS this legal??? Any help would be wonderful.
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has anyone used a Pre paid credit card for car hire in USA?
Especially looking to see if anyone has used Dollar car hire to pay the deposit/leave as guarntee. I know some say you can use for car hire but going away next year and before I take one out I want to make sure can use it. If so Could you let me know your experiences Thank you :)
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The Co-operative Bank Credit Card - Removal of Cash Payments
Would anyone be able to shed some light on why the Co-operative Bank, from the 1st of November 2009, will not longer accept the following as payment within their Branches, for their Credit Cards: Cash Debit Card Thanks
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APR Rate help
Applied for a Halifax cc and got the credit card agreement through today, saying the rate is 19.9% apr, but the website when u apply says 15.9% typical apr. Does the typical bit mean this is not for everyone?
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basics!
Hi there, Please forgive my ignorance but I've never had a credit card and want to sign up for one with free gifts/cashback. Im not looking to carry any debt and will pay off every month so that its at £0. The balance tranfer... is that when im paying off the outstanding amount on the credit card? I think I just 0% on…
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0% on cash withdrawals??
HI Folks I am trying to find a cc that will allow cash withdrawals that don't charge anything for doing so. For example Nationwide does, but as an exisiting customer, I am not eligible for their offer - rats :( Does anyone know of any cc's out there for me to investigate? I shall be looking to withdraw about 4k (which I…
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catalogue & banks OD =credit card?
I have an OD of £1'300, with £25 charges per mth. & catalogue debt of £1'200, which has 39% interest pm. Is it a good idea getting a creditcard paying them off, then just paying credit card bill every mth. can I get a interest free balance transfer CC? :confused: Any advice would be helpfull peeps.
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How to cancel these credit cards?
Basically ive just decided to do a bank and credit card haul-out and realised i've got a few accounts and credit cards going unused, but i really dont want to spend hours on the phone calling up and for them pleading for me to stay with them because of their 'GREAT OFFERS' lol Because i know at the end of the day they will…
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Help with credit ratings
HI there, I know this is strictly credit cards, but I've aready posted on Bank Accounts board and had only one reply, and I know you guys and girls are relaly clued up on credit reports etc. I've banked with Barclays for about 17 years, but since moving away from my local branch a few years ago, I've had enough of their…
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Halifax Credit Card help please
Ok, up to now I have very much taken the "head in the sand" approach to my finances. I have now decided to take the plunge and have started opening my bills rather than hoping they just go away. I know, stupid :confused: . Today I have received a Halifax credit card bill. I feel sick. The card has a limit of £1400. However…
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£12000 on 2 credit cards, help please !!
Hi guys, I have 2 credit cards which a one time or a another had 0% deals Ive got £9750 on a lloyds tsb and 3500 on virgin, minimum paymets total are crippling at £300 and are not even making a dent in the balance. Ive tried applying for a couple of cards to cover the balance on 0%, latest was barcalycard and been turned…
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Help re Getting a Virgin Card
I used to have a Virgin card which was paid off about 2/3 years ago and then never used. In June i got a letter from them saying they were cancelling the card on 14th July as it hadn't been used for over 2 years. I will be needing to get a 0% interest card for a long as possible come March and Virgin looks the best. Do you…
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I have been told to watch the way credit cards portray percentage rates
so am double checking them all :huh: 0.0407% daily ......... is that simply 14.89% a year:tongue:
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Any tricks for getting 0% on an existing card?
Have about £6000 on a 0% deal that is due to end in Dec. Cannot take out a new card. Have a few existing cards, all with £0 balance. Have rung a couple, and the best deal so far is 2.5% transfer fee with 6.9% for the life of the balance. Obviously would like another 0% deal if possible. Don't want to jump into anything too…
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Pay Barclaycard Off in Full?
Hi, I have a BCard account, with which I have an monthly agreement on the balance of 900 pounds. I pay 30 pounds a month they charge 10 pounds a month interest. On my credit file the account is registered as being on a payment plan. Today I have paid off 8xx pounds leaving over 50 pounds balance. Trying to improve my…
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Credit rating query (electoral roll)
Hi, I was recently declined for a Credit card, so went to check my credit rating with equifax. After purchasing my credit score, I found my rating was very low. I recently bought my first house (June 09) so should be on the electoral roll there. So i contacted my local authority who confirmed that i was on electoral roll…
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Anyone know what Barclaycard are like with limit requests?
My barclaycard currently has a 2300 limit. At the mo I have around £1800 worth of debt on it at 6.9%. My 3.9% for 6 months deal with M&S will run out in February and its highly unlikely I'll be accepted for a new card (I already have 6!). So my plan is to transfer over the M&S card to Barclays for another 6.9% offer…
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Closed Card Account
Have something of a problem which would appreciate some advice on: Yesterday received a letter from 'Barclaycard Collections' (also listing 1st Credit as the company to contact) reference a Barclaycard account with an outstanding balance of £1218.52. The letter claims that the account was passed over to 1st Credit in 2005.…
