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Aquacard limit decreased
Hubby has aquacard, got it a year ago with limit of £700, this was increased to £1100 after a few months. He pays it off each month and last payment was 8th August. Got this months statement , credit limit £1100 balance £0.00. Today he has logged on and they have reduced his credit limit back to £700 :confused: Is this…
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Extra cash for New York - Credit Card/Loan?
Hi I am going to New York next month and am looking for a little advice re: getting some extra spending money. I am expecting to spend quite a bit and was thinking about having the security of an extra £1,000 available which may be needed/may not depends on the Mrs when we hit Macys. Would I be better getting a loan or a…
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MBNA want to do an account reviewHi
Hi all MBNA have phoned saying they want to chat to me for 5 - 10 minutes to do an account review. Should I be worried about this? any advise would be welcome. Many thanks S
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Worried about Barclaycard taking money from bank account
Hi just a quick question really, and is something i mentioned in one of the threads relating to credit card companies taking debts from your bank account... I'm expecting a DWP loan to be paid into my Barclays account, but i have Barclaycard chasing me as i've fallen behind with CCCS reviews and payments, which i will sort…
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Paying off credit card with a debit card
Have an Argos Mastercard. Credit limit £2,000. Bill dated 29/9/09 for £1,040. Paid the full balance by Debit Card (had to do it in two transactions for some daft reason!) on 8/10/09 and 9/10/09. Shows on statement as being paid on those dates. Cool! Spent £1030 since. BUT my "available to spend" balance is only £138, when…
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Lloyds has not updated credit records for 3 months.
According to an item in the Birmingham Post ('Computer glitch hits credit-card updates at Lloyds TSB', Oct 1st 2009) it appears that due to problems with a new computer system Lloyds has been unable to update many of it's credit card customer's credit records for the last three months. "As a result, many customers who paid…
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Simple or Compound
On reclaiming, should simple or compount interest be calculated? Thanks
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Virgin card limit reduced
Just opened letter saying my Virgin Limit has been reduced from £4100 to £3400 (£160 above current balance). Not an issue, as I'm still within my limit, and paying it off.....slowly :o I'm guessing a reduction in limit will show on the CRA files, but does it have a negative effect on your perceived credit worthiness?…
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CREDIT CARDS - Visa or Mastercard
Hi I seem to remember from some years ago that the terms and conditions for Mastercard were not as good for the customer as Visa. Does anyone know if this was true and if it was is it still the case. Joey :confused:
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Business Credit Card Offering Airmiles?
Hi, Is there a business credit card that offers Airmiles? I've just applied for the Lloyds TSB Airmiles Duo for personal use, but I'd like to collect Airmiles through my business too, if that is possible. (I know I could put business spend on my personal credit cards then claim back these payments as expenses, but I'd…
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going abroad
my husband and i are going on an ocean village cruise and need to take a credit card what is the best one to take that wont charge us every time we use it?
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Bank Letter Question
When a bank states 'we have debited your account with £479' does this mean they have taking the money out.My friend is putting doubts in my head as to what it means :D
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Use a credit card to pay a credit card?
Hi Am not sure even if my credit card woud allow this but this is what I am thinking... I have an inactive MBNA card with £3555 on it and APR on nearly 30% I also have a barclaycard with a limit of £4800 and only £500 on it. APR 16% purchases. I have asked Barclaycard about 10 time now if they can offer me a balance…
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santander 0%!!
well, I posted a while ago about them cancelling my credit card application after I sent in the relevant documentations and even called them to see what was happening. well, I called again and got told that they would look into getting it reactivated, gave me a reference number and told me they would call me within 1 week…
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NatWest Platinum - BT to current account?
Hi, Blurb says that existing NatWest or RBS balances cannot be transferred; so I assume that rules out transfer from the Platinum card to a Natwest Current account, but does anyone know if the balance transfer can be to be a non-RBS group current account; or is it only to other credit card accounts directly. I'm only…
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Credit Card Transfer - Lifetime rate
Hi, I am wanting to move and combine our credit on one card that have a rate for life, I have looked into the Barclaycard simplicity however you can only get this if your debt on credit cards is less than 10% of your annual income. Does anyone know if Captial One or Leeds BS opperate a similar policy? If so I feel I may…
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Credit Card Fraud
My mothers card had been used to booked two flights to cambodia. The name on the card was Mark ******** My mothers card is Mary ******* The people who used the flights gave their name, address, telephone number, email and passport number I asked the cc compnay to launch and investigatin which they did. They now say the…
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How to get a credit card....
hi all new member here. i'm wanting to know if anyone knows of a place where i an can apply for a credit card and be accepted without a deposit or credit card. i'm only looking for a small amount of £500 - £1000 inbetween thee amounts.. i know its a big ask but there has got to be somewhere.. Any help will be much…
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Cash, interest-free credit or plastic for £2K purchase?
I'm looking to buy an item for just over £2K. The retailer has given me two options to buy the item with: 1. Interest-free credit to pay the full RRP over 6 months to 36 months; 2. 10% discount off RRP and pay the full discounted amount on collection of the item. The discount option gives me over £200 off the item but i'd…
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Important news for Natwest cardholders if you have had your limit reduced!
I recently received a letter stating that my credit limit was to be reduced from £2000 down to £350. I never missed a payment and paid off in full every month. So of course I rang up and complained. The advisor could see no reason as to why this happened. So she put in a request for it to be reinstated. Well I made the…
