We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit Card Transfer - Lifetime rate
trying_to_get_on_track
Posts: 2 Newbie
in Credit cards
Hi,
I am wanting to move and combine our credit on one card that have a rate for life, I have looked into the Barclaycard simplicity however you can only get this if your debt on credit cards is less than 10% of your annual income.
Does anyone know if Captial One or Leeds BS opperate a similar policy? If so I feel I may have to go down the route of a loan instead.
Thanks
I am wanting to move and combine our credit on one card that have a rate for life, I have looked into the Barclaycard simplicity however you can only get this if your debt on credit cards is less than 10% of your annual income.
Does anyone know if Captial One or Leeds BS opperate a similar policy? If so I feel I may have to go down the route of a loan instead.
Thanks
0
Comments
-
Yes, Barclaycard is known to be stringent with available credit.
Have you checked that you meet the criteria listed on the Capital One website?
Note: Leeds Building Society restricts BTs to a maximum of £5000
Have you considered the NatWest LOB card? This offers online applicants 8.9%APR with no transfer fee for the life of the balance
http://www.natwest.com/personal/credit-cards/g1/gold.ashxPeople who don't know their rights, don't actually have those rights.0 -
Ofcourse, you need to bank with Natwest to qualify

I would imagine RBS have an identical offer for RBS customers
Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards