We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 <b>Have you signed up to the Forum's <a href="https://forums.moneysavingexpert.com/discussion/6612556/new-feature-get-sent-trending-forum-threads-by-email?utm_source=banner">new Email Digest</a> yet? </b>Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Card Transfer - Lifetime rate

Hi,

I am wanting to move and combine our credit on one card that have a rate for life, I have looked into the Barclaycard simplicity however you can only get this if your debt on credit cards is less than 10% of your annual income.

Does anyone know if Captial One or Leeds BS opperate a similar policy? If so I feel I may have to go down the route of a loan instead.

Thanks

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Yes, Barclaycard is known to be stringent with available credit.
    Have you checked that you meet the criteria listed on the Capital One website?

    Note: Leeds Building Society restricts BTs to a maximum of £5000

    Have you considered the NatWest LOB card? This offers online applicants 8.9%APR with no transfer fee for the life of the balance ;)

    http://www.natwest.com/personal/credit-cards/g1/gold.ashx
    People who don't know their rights, don't actually have those rights.
  • izools
    izools Posts: 7,513
    1,000 Posts Combo Breaker
    Forumite
    Ofcourse, you need to bank with Natwest to qualify ;)

    I would imagine RBS have an identical offer for RBS customers :D
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.